Power House

This week on Power House, Diego sits down with Hector Amendola, the president of Panorama Mortgage Group, formerly known as Alterra Home Loans. In 2022, Panorama rebranded from Alterra to what we now know as Panorama, with Alterra remaining as their retail arm. Panorama focuses on specifically serving underserved and underrepresented communities now through their brand new wholesale channel, Travisa Financial. 

Hector shares his journey from loan officer assistant to president and discusses Panorama's post-COVID pivot that included establishing their Mexican operations and launching their wholesale division. He explains the business opportunity in serving black and brown communities and why they believe in finding the "yes" rather than the easy "no" when it comes to lending.

Here’s what you’ll learn:

How Panorama transformed from retail-focused Altera into diversified lending

The strategic advantages of establishing back-office operations in Mexico

Why Travisa Financial targets wholesale lending to underserved communities

How Panorama maintains a 50% servicing retention rate on payoffs 

Hector's career journey from LO assistant to president and the power of mentorship

How the company's "find the yes" philosophy drives their underwriting approach

Panorama's 2026 growth strategy balancing retail and wholesale expansion

Related to this episode:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

This week on Power House, Zeb Lowe sits down with Amy Stockberger, the broker, owner, and team leader of Amy Stockberger Real Estate. Amy has built a powerhouse operation that dominates 10% of her local market share in Sioux Falls, South Dakota, earning RealTrends' #33 national ranking by sides. Her secret weapon? A revolutionary "lifetime home support model" that transforms clients into walking, talking billboards through authentic human-to-human connection.

Amy shares how she identified a critical gap in her business: clients weren't returning for repeat business or referrals despite excellent transaction service. This led her to develop a comprehensive support system that extends far beyond the closing table, creating genuine lifetime value for clients while helping her agents build referable, scalable, and sellable businesses.

She also dives into the massive opportunity ahead with the "silver tsunami" and how smart agents can capitalize on mini mergers and acquisitions to acquire profitable market share through relationship-based leads.

Here’s what you’ll learn:

How Amy's lifetime home support model helped her team achieve 10% market share and 7+ year agent tenure

Why the future belongs to agents who embrace "H2H" (human-to-human) connection over pure tech solutions

The four pillars of future-proofing your business: systemized, automated, delegated, or deleted

How to turn exiting agents' books of business into profitable market share with 80-90% capture rates

The strategic framework for evaluating lender partnerships in an advisory-focused market

How relational tech and AI can unlock hidden monetization opportunities in existing databases

Related to this episode:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

On today’s sponsored episode of Power House, Diego chats with Rafael Goldberg, the Head of Sapiens Decision, about the role of AI decision-making in all facets of housing. 

Rafael talks about how AI has the power and potential to blend business rules and data analytics to make decisions faster and more accurately, all while fitting smoothly into existing systems. He also discusses how AI decisioning can transform personalized mortgage processes like product eligibility and underwriting, and how Sapiens' AI platform can be up and running in just 12 weeks.

Here’s what you’ll learn:

Why AI decisioning is a game-changer for lenders

How Sapiens' platform integrates with existing systems without massive overhauls

The role of AI decisioning in product eligibility and automated underwriting

How the platform can be live in just 12 weeks, offering cost savings and increased revenue

The benefits of AI decisioning for compliance and localized decision-making

Related to this episode:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

This week on Power House, Zeb Lowe chats with Todd Duncan, founder and CEO of the Todd Duncan Group, and the co-founder of FUEL Inc. He is also a NYT bestselling author with over 17 books, and was a top 1% Loan Originator, financing over 5,000 transactions in 12 years. 

Todd joins us this week to talk about the power of prioritizing relationships over transactions and how his high-trust selling system builds genuine connections. He also talks about easily implementable strategies for LOs and discusses the upcoming Sales Mastery event, which is happening October 14-17 at the Dallas Hyatt Regency.

Find out more at www.salesmasteryevent.com and use the discount code HW25.

Here’s what you’ll learn:

How Todd transitioned from nearly failing college to becoming a top mortgage originator

The importance of relationships over transactions in business

Todd's journey to becoming a professional speaker and author

The role of coaching in achieving success

Insights into the upcoming Sales Mastery event and strategies for loan originators

Related to this episode:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

On today’s sponsored episode of Power House, Diego interviews Patrick Stone, chairman and founder of Williston Financial Group. 

Patrick talks about regulatory challenges and the need for greater efficiency in real estate transactions, especially amid demographic shifts in homebuyers. He also talks about focusing on data sharing and process alignment to enhance the customer experience and reduce transaction fallout.

Here’s what you’ll learn:

Why the housing industry hasn't seen much disruption despite technological advancements

How regulatory challenges create inefficiencies in real estate transactions

The impact of reducing closing times on affordability and home ownership

Why younger generations expect more automation and education in the home buying process

The role of industry associations in fostering cooperation and progress

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Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

Today on Power House, Zeb Lowe chats with Dustin Owen, mortgage veteran, SVP of Growrth at Lower and the host of The Loan Officer Podcast. After joining the industry in 2004, Dustin went from funding over 100 units annually to managing seven branches with $70 million in monthly production. 

Dustin joins us t​​oday to talk about why an “opt-out” model should be the future of AI adoption in mortgage lending. He also talks about leadership’s role in retention and solving the disconnect between executives’ wants and LOs' needs.

Here’s what you’ll learn:

Dustin's career trajectory and achievements in mortgage

How AI is revolutionizing mortgage lending, with examples like UWM's AI, “Mia”

The disconnect between executives' enthusiasm for AI and loan officers' practical concerns

Strategies for loan officer retention, including creating a supportive work environment

The future of mortgage lending and the role of AI in transforming the industry

Related to this episode:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

This week on Power House, Diego sits down with Haley Parker, the CMO of the recently rebranded Fairway Home Mortgage. With 25 years in the industry and over a decade at Fairway, Haley has a unique perspective on the intersection of mortgage and leadership.

Haley talks about Fairway’s recent rebranding and how maintaining an entrepreneurial spirit has always been key to Fairway's growth. She also talks about her secret weapon for recruiting and the fine balance between organic growth and M&A. Haley will be joining us on stage at the upcoming HousingWire MBS Summit (previously the HousingWire IMB Summit), alongside Fairway’s Jon Tobias and Rick Schnautz.

Here’s what you’ll learn:

How Haley Parker's personal motivations drive her success at Fairway

The significance of Fairway's culture in recruitment and retention

Insights into Fairway's rebranding to Fairway Home Mortgage

Marketing strategies focused on simplicity and efficiency

The balance between organic growth and M&A for cultural fit

The importance of connection and community in the mortgage industry

What to expect from Fairway at the upcoming Mortgage Banking Summit

Related to this episode:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

On this week’s sponsored episode of Power House, Zeb Lowe, HousingWire’s Senior Director of the Content Studio, chats with Rudy Zabran, the COO of Consolidated Analytics, to do a deep dive into AI’s role in mortgage, specifically when it comes to automation and data normalization.

Rudy discusses his role in transforming Consolidated Analytics into a 700-employee powerhouse, the transition to a data-first mortgage approach, aligning technology with company culture, and insights on the build vs. buy dilemma in AI technology.

Here’s what you’ll learn:

How Rudy ended up in mortgage after a career in fashion

The role of fractional components in automation and AI

The specific challenges and opportunities present in adopting AI in mortgage

The importance of aligning AI tools with a company’s culture and goals

Rudy's hands-on approach to staying connected with industry challenges

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Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

This week on Power House, Diego Sanchez chats with Colin Allen, Executive Director of the American Property Owners Alliance (APOA), about their housing advocacy efforts in Congress through digital and grassroots efforts.  Before his role at APOA, Colin spent over a decade working on housing legislative efforts at the National Association of Realtors.

He discusses the impact of the recent boost in the state and local tax deduction (SALT) cap and shares how initiatives like the More Homes on the Market Act and the Neighborhood Homes Investment Act tackle the housing crisis by boosting supply and making homeownership more accessible.

Here’s what you’ll learn:

How the APOA is tackling housing supply issues with innovative solutions like the More Homes on the Market Act and the Neighborhood Homes Investment Act.

The role of federal and local partnerships in driving meaningful change for homeowners.

How grassroots advocacy is reshaping the legislative landscape for property rights.

The impact of recent tax reforms on homeownership and the broader housing market.

Strategies to support first-time homebuyers through financial education and awareness initiatives.

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Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

In this sponsored episode of Power House, Diego chats with Elizabeth Emmons, the Chief Marketing Officer of Radian, to give a behind-the-scenes look into Radian’s vision for affordable and sustainable homeownership. 

Elizabeth tackles the challenges and misconceptions around the home-buying process and explains how Radian's wide range of products, from mortgage insurance to real estate services, all work together to support home buyers.

Here’s what you’ll learn:

Why private mortgage insurance is a game-changer for first-time buyers

How Radian's diverse offerings support a holistic approach to homeownership

The role of trust and collaboration in building lasting customer relationships

Why breaking down homeownership barriers is more urgent than ever

Radian's vision for the future is all about creating possibilities for a place to call home

Related to this episode:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Enjoy the episode!

The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.