Property Magic Podcast

Simon delves into the topic of Houses of Multiple Occupation (HMOs) and highlights the five big mistakes people often make when dealing with HMO properties. He demystifies HMOs and provide valuable insights on how to avoid costly errors as well as emphasising that HMOs can be a lucrative investment strategy, capable of replacing income in a relatively short period. By debunking common misconceptions, such as the assumption that HMOs are only for experienced investors or that they require substantial upfront capital, Simon encourages listeners to explore the potential of HMO properties. 

KEY TAKEAWAYS

• There are various types of tenants for HMO properties, including young professionals, working individuals, and those on benefits. Understanding this can help in maximising the potential of HMO investments.
• While HMOs are considered more advanced, beginners can also venture into this strategy with proper knowledge and guidance. It's essential to focus on the potential profitability rather than solely on experience.
• Contrary to popular belief, substantial personal funds are not always necessary for HMO investments. Options like private loans, joint ventures, rent to rent, and purchase options can be utilised to finance HMO projects effectively.
• Instead of competing on price, focusing on providing high-end, co-living HMO properties can attract better tenants, higher rents, and longer tenancies. This approach can lead to increased profitability and reduced void periods.
•  Many individuals hold back from investing in HMOs due to lack of knowledge or misconceptions. By gaining the necessary training and understanding the strategies involved, one can unlock the potential of HMO investments and achieve significant financial gains.

BEST MOMENTS

"HMOs, Houses of Multiple Occupation, is probably one of the fastest strategies for you to replace your income."

"I think a lot of people are put off doing HMOs because they don't really understand them."

"The only way you should do that, in my opinion, which is what many of my students do, is they take an HMO, they rent it to a charity who specialises in supporting people who have special needs."

"I wouldn't say they're easy, because easy suggests there's no effort. There's definitely time and effort required."

VALUABLE RESOURCES

To access the online training from Simon about HMOs register here: https://www.hmomasterclass.co.uk/

To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free.

Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi

Find out about the Global PIN Meetings at www.globalpinmeeting.com

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Register at Mindset For Property at - www.mindsetforproperty.co.uk 

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi 

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the pitfalls of investing in property hotspots, using Dubai as an example. He emphasises the risks associated with buying in areas experiencing rapid price increases, such as oversupply and lack of positive cash flow. He also shares personal experiences with off-plan property investments and highlights the importance of researching areas with growing populations for better capital growth potential. 

KEY TAKEAWAYS

• Think twice about investing in property hotspots due to the potential risks associated with inflated prices and lack of positive cash flow.
• Off-plan property investments, especially in international locations, can pose challenges such as oversupply and currency fluctuations.
• To achieve better than average capital growth, investors should target areas experiencing faster population growth, driven by factors like new infrastructure, incentives, and economic stimulation.
• In any market condition, there are always motivated sellers willing to negotiate on price and terms, providing opportunities for investors to secure properties at favourable terms.

BEST MOMENTS

"I believe if you're holding property long term, don't worry about short term blips up and blips down because we're holding long term."

"I have done it in the past. I have made some money from it. I know a lot of people lose money from it, so you need to be very careful."

"So what I want to do is teach you how you can get better than average capital growth."

"Find areas before they become a hotspot by looking for the areas where you're going to get faster population growth and other areas."

VALUABLE RESOURCES

To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free.

Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi

Find out about the Global PIN Meetings at www.globalpinmeeting.com

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Register at Mindset For Property at - www.mindsetforproperty.co.uk 

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi 

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the advantages of buying properties with mortgages compared to buying for cash. He provides numerical examples to illustrate how leveraging mortgages can lead to higher returns and increased cash flow over time. Simon also emphasises the power of using other people's money to invest in property and highlights various creative funding strategies for those with limited capital. 

KEY TAKEAWAYS

• Using mortgages allows for more properties to be purchased, increasing overall cash flow and potential profits.
• Property values tend to increase over time, especially due to the shortage of accommodation and increasing population.
• Various methods, such as rent-to-rent, lease options, vendor finance, joint ventures, or loans, can be utilised when running out of personal funds.
• By leveraging mortgages and multiple properties, the potential return on investment can be significantly higher compared to buying properties outright with cash.

BEST MOMENTS

"But what you need to remember is that when you get a mortgage or using someone else's money to buy a property, it means your deposits can go further and your tenants who rent the property from you, they are going to be more than covering the cost of the mortgage."

"The reality is we live on an island in the UK. There is not enough accommodation. We have the increasing population. So over time, both the rents and property values go up."

"If you have money, whether it's savings, inheritance, money in your business. It's not doing you any favours sitting in the bank. By putting it into property, not only can you get a much better cash flow, you also benefit from that long-term capital growth."

VALUABLE RESOURCES

To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free.

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Register at Mindset For Property at - www.mindsetforproperty.co.uk 

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi 

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the crucial topic of tax and how property investors can minimise the amount they pay. The episode covers various types of taxes such as income tax, capital gains tax, and inheritance tax, providing valuable insights on how each tax can impact property investors. Listeners learn about strategies to reduce tax liabilities, including structuring property ownership, utilising tax-efficient company structures, and planning for inheritance tax. 

KEY TAKEAWAYS

• Understanding different types of taxes such as income tax, capital gains tax, and inheritance tax is crucial for property investors to minimise the amount of tax they pay.
• Utilising strategies like changing the percentage of beneficial ownership in jointly owned properties can help lower tax liabilities, especially for higher rate taxpayers.
• Section 24, introduced in April 2017, restricts the ability to offset all interest costs on mortgages against rental income, impacting property owners in higher tax brackets.
• Capital gains tax is incurred when selling a property that is not a primary residence, with the tax rate varying based on the gain from the property's purchase price.
• Planning ahead to mitigate inheritance tax through careful estate planning and seeking advice from tax specialists can help protect valuable property portfolios for future generations.

BEST MOMENTS

"Robert Kiyosaki has a great saying, he says, what you know will make you money, what you don't know will cost you money."

"So, if you would never sell the property, you're never going to pay capital gains tax."

"I think there'll be even more landlords who might think, you know what? Now might be a really good time to sell my property because I'm going to pay less tax on that gain."

"So, really important to get some advice and also get a will in place."

"Generally, for most people moving forward, Buying in a company structure seems to be the most tax efficient way."

VALUABLE RESOURCES

To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free.

Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi

Find out about the Global PIN Meetings at www.globalpinmeeting.com

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Register at Mindset For Property at - www.mindsetforproperty.co.uk 

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi 

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the impact of interest rates on property investing, beginning with the recent decision by the Bank of England to maintain the base rate at 5.25% amidst falling inflation rates. He emphasises the current buyer's market, highlighting opportunities for investors to negotiate favourable purchase prices. Additionally, insights are shared on potential future interest rate reductions and their implications on the property market. 

KEY TAKEAWAYS

• Interest rates have remained high at 5.25%, impacting property investors looking to refinance or buy new properties.
• The current market is a buyer's market, with more sellers than buyers, presenting an opportunity for investors to negotiate good purchase prices.
• Advanced property investment strategies like HMOs and service accommodation can still be profitable despite high interest rates.
• Predictions suggest interest rates may decrease in 2024, potentially leading to a property market recovery by 2025.
• Landlords may be looking to sell properties in the next six months due to changes in capital gains tax rates, potentially leading to a dip in property prices in 2024.

BEST MOMENTS

"I think many people are wondering when we're going to see interest rates come down... Some people think we might get a drop in interest rate as soon as May or June."

"I believe you should be investing all the time, not worrying about short term fluctuations... as long as the property stacks up and makes money for you."

"I think it's such a great time to be investing... I'm going to be buying probably more property in the next 24 months than I probably have in the last decade."

"I predict that the beginning of 2025, we're going to see the property market start to really recover... I think we're going to see reductions before that because these high interest rates are struggling or restricting the economy recovery."

"Remember, only do really good property deals... have courage, get out there, find some great deals."

VALUABLE RESOURCES

To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free.

Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Register at Mindset For Property at - www.mindsetforproperty.co.uk 

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi 

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the crucial difference between a cost mindset and a value mindset in property investing. Drawing on the ABC of mindset (Attitude, Belief, and Courage), he stresses the importance of shifting from a cost mindset, which focuses on limitations and scarcity, to a value mindset, which opens up possibilities and growth. 

KEY TAKEAWAYS

• It is crucial to shift from a cost mindset to a value mindset in property investing to unlock unlimited potential.
• Time is a valuable resource that should be prioritised over money, as it cannot be regained once lost.
• Delegating tasks that do not require your direct involvement allows you to focus on high-value activities that generate more income.
• Investing in training and education is an investment in yourself, leading to psychological upgrades and increased success in property investing.

BEST MOMENTS

"Poor people will spend their time to save money. This is a poor mindset." 

"It costs you a fortune not to hire someone in your business." 

"By investing in yourself, you are gaining a psychological upgrade. You're backing yourself." 

VALUABLE RESOURCES

To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free.

Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi

Register at Mindset For Property at - www.mindsetforproperty.co.uk 

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi 

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon analyses the crucial topic of long-term view versus short-term thinking in property investing. Emphasising the significance of mindset, he explores the three attitude adjustments essential for successful property investing: adopting an investor mindset, developing a value attitude, and focusing on long-term view over short-term gains. 

KEY TAKEAWAYS

• Long-term view versus short-term thinking is crucial for property investing success.
• Mindset plays a significant role in achieving success, focusing on attitude, belief, and courage.
• Property investing requires patience and a shift from short-term to long-term mindset.
• Consistent action and trust in the process are essential for long-term success in property investing.
• Recognise the value of long-term equity growth in property investing and the benefits of holding properties for the long term.

BEST MOMENTS

"Most people, when they get into property, they might have their own home and they think very much like a home owner, but they need to switch that and start thinking like an investor."

"The biggest problem with flipping property is when you sell that property, you crystalise the profit. You're never going to make any more money from that property."

"People learn about strategies such as reaching out to landlords via landlord letters. They send a few letters, they don't get the response they want, and guess what? They stop doing it."

"By putting the time and effort into your property investing, if you're going to hold that property, you get someone else to manage it for you so you don't have to type all your time looking after it."

VALUABLE RESOURCES

To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free.

Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi

Find out about the Global PIN Meetings at www.globalpinmeeting.com

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Register at Mindset For Property at - www.mindsetforproperty.co.uk 

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi 

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the powerful strategy of the "no mortgage, no deposit" approach, offering listeners a competitive advantage in the world of property investing. With almost 30 years of experience, he shares specialist knowledge that can revolutionise how investors perceive property deals. 

KEY TAKEAWAYS

• A purchase lease option strategy allows investors to grow a profitable property portfolio without needing large deposits or mortgages.
• Understand the types of property sellers who may be open to purchase lease options, such as those with no equity, inherited properties, or landlords looking to retire.
• Purchase lease options can benefit both sellers and investors, offering sellers more money and a quicker transaction while providing investors with a way to secure properties without traditional financing.
• Get estate agents and solicitors on board with purchase lease options by highlighting the benefits of quicker transactions and reduced risks of sales falling through.

BEST MOMENTS

"This means by listening to this podcast, you're going to get a real competitive advantage."

"I absolutely promise you this works in all property market conditions."

"You might have heard about this before but unless you're actually doing it I suggest you probably don't know exactly how you can use it."

"And many of our students have actually replaced their income in as little as 12 months."

VALUABLE RESOURCES

To learn more about this join Simon on this extended online training: http://www.PloTraining.com

To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free.

Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi

Find out about the Global PIN Meetings at www.globalpinmeeting.com

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Register at Mindset For Property at - www.mindsetforproperty.co.uk 

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi 

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares valuable insights on what he would do if starting to invest in property again. Drawing from nearly 30 years of experience in property investing, he reflects on his journey from a young graduate with student debt to a successful property investor, and emphasises the importance of creative strategies like purchase lease options, highlighting how these approaches can help aspiring investors overcome financial barriers and enter the property market. 

KEY TAKEAWAYS

• Look into the possibility of starting in property investing with minimal funds by utilising strategies like lease options and renting out rooms to cover expenses.
• Use purchase lease options as a key strategy for acquiring properties without the need for a large deposit or mortgage.
• Reach out to landlords who may be tired or retiring to explore opportunities for taking over their properties through lease options, showcasing a proactive approach to finding investment opportunities.
• There's great value in assembling a reliable power team, including a mortgage broker and solicitor, to navigate the complexities of property investing and secure favourable deals.

BEST MOMENTS

"I knew nothing about property investing. All I knew was I wanted to get my foot onto the property ladder."

"I would find a landlord who was tired or retiring. I would take on a property on a lease option, ideally five or even maybe seven years."

"Most landlords who are student landlords don't know this. So we can take on their empty properties, do a very light refurb, get them up to scratch, and then rent them out to young professionals."

"Purchase lease options are a fantastic way of controlling property, getting cash flow and potential extra growth on a property that you don't own, which means that you don't need a mortgage and you don't need a big deposit."

VALUABLE RESOURCES

If you would like to learn more about how you can use Purchase Lease Options with your investing, register for this online training http://www.plotraining.com/

To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free.

Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Register at Mindset For Property at - www.mindsetforproperty.co.uk 

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi 

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

This time the focus is on selling property for more money in the current buyer's market using Purchase Lease Options (PLOs). Simon discusses how landlords can benefit from selling properties to tenant buyers, highlighting the advantages of maximising revenue from the sale while eliminating the hassle of property management. 

KEY TAKEAWAYS

• Selling property to tenant buyers using Purchase Lease Options (PLOs) can be a lucrative strategy for maximising revenue from a property sale.
• Landlords who no longer want to deal with the hassle of owning a property but do not need immediate funds can benefit from selling through PLOs.
• Tenant buyers are individuals eager to get on the property ladder but may not qualify for a mortgage immediately, making them ideal candidates for PLO agreements.
• Tenant buyers pay an upfront option fee, demonstrating their commitment to purchasing the property in the future.
• Finding tenant buyers can be done through various methods, such as signage, leaflet distribution, and collaboration with mortgage brokers specialising in first-time buyers.

BEST MOMENTS

"By selling the property on a purchase lease option to a tenant buyer, there are many benefits. First of all, they get rid of the hassle, and that can be very quickly."

"Most landlords, when selling a property, they want to get as much as they can from that property, but they don't necessarily need the money now."

"So how do we find these people? Well, there are lots of ways. First of all, you can always put up a sign in the window of the property or outside the property saying something like, why rent when you can buy?"

"And for the landlord who doesn't want their property anymore, They want to sell but don't need the money right now. Putting a tenant buyer into that property could be a great solution."

VALUABLE RESOURCES

To secure a complementary copy of the chapter on "How to sell to Tenant Buyers from Simon's new book Lease Options Magic visit https://www.leaseoptionsmagic.co.uk/SellPLO

To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free.

Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi

To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).

Register at Mindset For Property at - www.mindsetforproperty.co.uk 

Contact and follow Simon here:

Facebook: http://www.facebook.com/OfficialSimonZutshi 

LinkedIn: https://www.linkedin.com/in/simonzutshi/

YouTube: https://www.youtube.com/SimonZutshiOfficial

Twitter: https://twitter.com/simonzutshi

Instagram: https://www.instagram.com/simonzutshi/

Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.

Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.

Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.

Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.

Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.