Feeling that late-summer bank account hangover? In Part 2 of my Back-to-School, Back-to-Budget mini-series, we run a Fall Financial Checkup—so you stop flying blind and start making confident money moves before holiday spending hits.

I walk you through a 30-minute cash-flow audit, a ruthless subscription/money-leak review, and a realistic September budget using either the 50/30/20 rule or my BFF Budget (Budgeting Financial Friend).

We’ll firm up your emergency fund, set sinking funds for predictable costs (gifts, travel, winter gear, annual bills), and choose a debt payoff strategy (snowball vs avalanche) you can actually stick with.

You’ll learn:

Perfect for: anyone craving a September budget reset, prepping for holiday spending, or ready to ditch autopilot and build an intentional fall budgeting routine.

Share this with a friend who needs a money cleanup, follow us on Instagram @everyonestalkinmoney for more tips and subscribe so you don’t miss Part 3: Smart Spending for a Busy Season.

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices