In this week’s City Girl Savings podcast episode, and the final of our rewind series, we’re rewinding to an episode recorded just last year – Financial Education versus Financial Experiences.

I chose to rewind to this episode because I want you to know that the experiences you have with your money are significantly more powerful than any financial education you may have. And I’m speaking from experience.

I have a B.S. degree in Finance, but my financial experiences have shaped what I do with my money now and how I leverage it to get ahead.

In this episode, I share how my financial education and my financial experiences impacted my life…ultimately leading me to the conclusion that you don’t need a formal education in finance to be good with money.

A financial education is great, and I encourage you to seek it, but it’s not a necessity to have a financially stable, financially free life. Enjoy this final episode of our rewind series.

 

Here's a glance at this episode:

• [02:31] Raya shares her early experiences with money as a child and her perspective on how things were covered back then.
• [04:57] A money belief that Raya absorbed early on was that if you go to work every day you will come home and have what you need. 
• [07:45] The money principles Raya learned before college went out the drain when she got to college and had access to credit cards.
• [11:25] Raya learned the importance of paying her bills on time but only because she almost faced eviction for failing to pay rent on time.
• [14:41] 9 years after starting City Girl Savings, most of what Raya learns is through financial experiences compared to financial education. 

 

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Resources mentioned in this episode:

Listen to Episode 1 – Big City Spender to City Girl Saver

Learn about Raya’s Financial Focus Coaching Program

Follow City Girl Savings on Instagram, YouTube, and TikTok

Join the City Girl Savings Facebook Group

Subscribe to the City Girl Savings Newsletter!