Ringgit and Sense

The latest figures from the Department of Statistics for headline inflation is seemingly quite low at 2.1% in September - and yet, many are still feeling the squeeze from the rising cost of living. Why is that the case and how can we better manage our finances to combat this? Producer Jake Lim will be finding out from Dr. Mohaini Ahmad Basri, licensed financial planner at Wealth Vantage Advisory.

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Author and financial coach Rumi Yeo talks about his book ‘How Your Mind Thinks About Money’. The book breaks down the mindsets that we have about personal finance and how we can reshape our relationship with money.

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This week on Ringgit & Sense, producer Jake Lim is joined by Yuvarajan Periyan, licensed financial planner at Uno Advisers Sdn. Bhd. to talk about the Consumer Credit Bill, which Deputy Finance Minister Lim Hui Ying says will be gazetted by the end of the year.

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This week on Ringgit & Sense, producer Jake Lim sits down with See Toh Wai Yu, CEO of Central Force Malaysia, a company that specializes in market research. They’ll be going through some interesting findings from Central Force’s Malaysia Consumer Trend Report 2025, like how almost half the respondents would go online to buy a product after seeing it in a brick and mortar store.

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When it comes to legacy planning, many people perceive it to be as simple as writing a will. And while that can be true in some cases, it really is about ensuring wealth is preserved, transferred smoothly, and aligned with the values families want to pass on. For this conversation, Lim Eng Ping, Head of Wealth Management Malaysia, and Norfazlina Mohd Ghouse, CEO, Maybank Trustees Berhad talks about the costs, importance of communication, the role of professionals in the process, and more.

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• This week on Ringgit & Sense, Jake Lim sits down with Thanneermalai Somasundaram, Managing Director of Thannees Tax Consulting Services to talk about the individual tax reliefs available under Budget 2026, as well as other goodies for the rakyat.

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Producer Jake Lim is joined by Siew Yuen Tuck, co-founder of Ringgitplus to discuss some findings from the Ringgitplus Financial Literacy Survey that was just released recently, most notably Gen Z saved up more compared to the other Gens this year.

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• This week on Ringgit & Sense, producer Jake Lim speaks with Rajen Devadason, a Securities Commission licensed financial planner with Manulife Investment Management (Malaysia) Bhd, CEO of consulting company RD Wealth Creation Sdn Bhd and a columnist who writes personal finance pieces for the New Sunday Times. They’ll be discussing the scarcity and abundance mindsets, how much emergency funds you need both as an employee and self employed person, why cash is so important in your investment portfolio, and more.

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This week on Ringgit & Sense, producer Jake Lim will be joined by Julia Goh, Senior Economist at UOB to talk about Budget 2026. He’ll be asking her why it’s so important to pay attention to the Budget, as well as her thoughts on the RON95 subsidy rationalization

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This week on Ringgit & Sense, Jake Lim sits down with Qin, a senior manager in the beauty industry and Annie Hor, Financial Advisor, Harveston Capital. They’ll be finding out how Qin ended up with over 30 thousand ringgit in credit card debt, what some effective repayment strategies are, and how he can avoid relapsing again.

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