Living wills are a legal instrument that allows us to make choices as to how we’d like to live and be medically treated in the event we can’t make these decisions any more. However its not recognised in Malaysia but are there exceptions to this? Oon Hooi Lin, a lawyer with 29 years of legal experience practising at Messrs Gerald Samuel tells us.

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There are a whole slew of horror stories out there about Malaysians drowning in credit card debt, but is that the whole picture? Stephen Yong, Executive Director of Wealth Vantage Advisory and licensed financial planner talks to us about the pros and cons of using credit cards.

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Most millennials in Malaysia, according to the Bursa, don’t have active trading accounts, and a big reason for that might be the perceived high barrier to entry into the stock market. Ng Zhu Hann, CEO & Founder, Tradeview Capital and author of Once Upon a Time in Bursa gives us a lowdown on how to start valuing and trading stocks.

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Death and taxes are unavoidable but loans might also classify as few of us would be able to buy a house with cash. How then should we navigate this world of loans that has its own terminology? Karl Ng, Founder of Bluebricks, a local loan agency helps us make sense of this.

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The share price rally of the Magnificent Seven has been astounding but how does one actually value a technology company? How do you differentiate substance from hype?  Kelvin Goh, a portfolio manager at R3 Asset Management Pte Ltd will help us answer that question and more.

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As we reach certain milestones in our life, its timely to reflect on the financial mistakes we may have made along the way. Felix Neoh, Director of Financial Planning, Finwealth Management joins us for that discussion whilst reminding us how to recover from them.

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Considering a career change is a decision many of us ponder at least once in our lives. How can we be sure it's the right choice, and how do we overcome the financial fears associated with taking that first step? Idham Idris, Director of Corporate Treasury Investment Services and Licensed Financial Planner at Wealth Vantage Advisory Sdn. Bhd guides us through navigating this potentially life-changing move.

Ringgit & Sense was powered by Sun Life Malaysia. Life is brighter under the sun.

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We continue our series on how to manage the estate of a loved one who has passed on but in the final part, we ask what happens when there is no will? How does getting a letter of administration differ from a grant of probate. Gerald Samuel, a lawyer with 35 years experience tells us.

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The death of a loved one is already traumatic enough but dealing with the estate can be complex and overwhelming. But things can be made easier with a will if you plan ahead. We Speak to Gerald Samuel , a lawyer with 35 years experience as to how to obtain that grant of probate.

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For many Muslims, performing the pilgrimage to Makkah, whether for the Hajj or Umrah, is a once in a lifetime experience, but it comes with a hefty price tag. What are the financial factors that Muslims should consider as they plan for these important trips? We discuss planning for pilgrimage with Suraya Zainudin, Founder of the Financial Blog, Ringgit Oh Ringgit. 

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