Ringgit and Sense

This week on Ringgit & Sense, producer Jake Lim sits down with Alvin Tan, President of the Financial Planning Association of Malaysia (FPAM) to talk about aspects of personal finance that Malaysian Gen Zers find the most challenging, and how that gap can be bridged.

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On Ringgit & Sense this week, producer Jake Lim sits down with Thanneermalai Somasundaram, Managing Director, Thannees Tax Consulting Services, and Dr Afzanizam Abdul Rashid, Chief Economist, Bank Muamalat in a two-parter episode on the potential impact of the expansion of the Sales and Service tax.

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This week on Ringgit & Sense, producer Jake Lim is joined by Yuvarajan Periyan, licensed financial planner with Uno Adviser’s Sdn. Bhd in revisiting the age old question, “Should you buy or rent a home?”. They’ll be discussing whether it’s tougher nowadays for Malaysians to purchase property, what it takes to successfully get a housing loan, the hidden costs involved, and more.

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This week, producer Jake Lim asks the question: “Should we be investing in gold?”, because the precious metal’s price has gone up about 26% year-to-date, and has attempted to break its all-time high price twice this year. For this conversation, he will be speaking to Robin Lee, former CFO of the World Gold Council, as well as the former CEO of HelloGold, which ceased operations in 2023.

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• This week on Ringgit & Sense, producer Jake Lim will be joined by Stephen Yong, Executive Director at Wealth Vantage Advisory to discuss how you and I can achieve financial independence, and whether the much-talked-about FIRE method is a realistic way to do it.

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This week on Ringgit & Sense, producer Jake Lim is joined by Ngan Teng Chee, Executive Director of SP Investment Management Sdn Bhd, a licensed fund manager regulated by the Securities Commission to discuss asset allocation and portfolio rebalancing. Why these exercises matter, how often to do them, and how local investors can think about diversifying across asset classes.

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• This week on Ringgit & Sense, producer Jake Lim talks to Jack Lin, CEO of Axen Alpha Advisory about the different financial planning certifications available in Malaysia, what individuals have to do to become a licensed financial planner, how to spot red flags when speaking to one, as well as how to file a complaint when a financial planner isn’t acting in your best interest.

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This week on Ringgit & Sense, producer Jake Lim is joined by Kimberly Law, licensed financial planner and co-founder of Uno Advisers to talk about FOMO, specifically of the financial variety. This is when you see a friend with the latest smartphone, for example, and now you feel tempted to get one. Just how bad can this be for your bank balance?

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Producer Jake Lim sits down with Dr. Paul Anthony, Senior Lecturer II, Faculty of Business & Law, Taylor’s University this week on Ringgit & Sense to get a low-down on tariffs - why governments implement them, how free trade agreements fit in the picture, how they affect consumers as well as businesses.

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• On Ringgit & Sense this week, we take a closer look at the aftermath of the Putra Heights explosion.

Producer Jake Lim speaks with Dr Joshua Netto, Director of Blue Stone Management on the damage to properties and infrastructure, and Gor Sheau Shuenn, Head of Financial Planning at Alpine Advisory shares insights on insurance coverage and how victims can begin the claims process.

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