As hard as it may be for you to believe, money doesn’t have to be complicated.

Sure, there are complexities with anyone’s money situation, but there are always opportunities to simplify.

Don’t make things more complicated than they need to be, especially your money!

Wherever you can simplify and reduce complexity with your money, take full advantage.

Not sure where to start?

In this episode, I’m sharing a few ways you can simplify your money situation and keep things as simple as possible.

The easier you make things in your finances, the more brain power you can give to working on your financial goals!

 

Here's a glance at this episode:

• [02:27] You should always know where your money accounts are and where you stand with those accounts.
• [05:03] Include automation in your money situation. Automate your savings, direct deposit, or retirement contributions. 
• [07:45] Find a budgeting method that works for you. Raya walks through the 50-30-20 budget rule, which could be helpful for budget newbies.
• [12:01] Spreading your resources across multiple goals may slow your progress towards all your goals. Focus on 1-2 goals at a time.
• [15:17] Functioning in the negative with your income and spending is a recipe for disaster. Focus on breaking even every month, at minimum.

 

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This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life!

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Resources mentioned in this episode:

Listen to CGS Podcast Episode 21 – Setting Up Your Own Financial Filing System

Let Raya create a budget plan for you!

Learn about Raya’s Financial Focus Coaching Program

Follow City Girl Savings on Instagram, YouTube, and TikTok

Join the City Girl Savings Facebook Group

Subscribe to the City Girl Savings Newsletter!