Welcome to episode #108 of the Debt Free Dad podcast. We are changing things up and we are doing our first reaction episode here on the Debt Free Dad podcast and today we are going to be watching and reacting to "Cracked Why Credit Cards Are a Scam". This is going to be good.

What You'll Learn

• Hear our reactions to this spoof credit card commercial.
• It's easy to laugh at the points brought up, but this is reality for many credit card users carrying debt. 
• Listen as we break down the common marketing methods used to get you to think using credit cards is smart. 

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify,

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Website- https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Welcome to episode #107 of the Debt Free Dad podcast. Today I have an amazing guest joining us...Cyndi Hanna. Cyndi started listening to the Debt Free Dad Podcast in late May of 2021, and eventually joined Roots soon after in July. Since then, between consumer debt and her mortgage, she has paid off $13,543.90, and added $1,000 to her savings in just the last six months! Wow! Today she is here to share her journey and how she's been able to make so much great progress.

What You'll Learn

• Discover how Cyndi saved and paid off $14,543 in just six months. 
• Hear how improving her finances has massively improved others areas of her life.
• If she had to start all over again, hear what she would tell herself knowing what she knows now. 

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts,

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Website- https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Welcome to episode #106 of the Debt Free Dad podcast. Have you ever used the excuse or reason, "I can't afford it!" to pass on an invitation, or a purchase? Of course, we all have! Especially if money is tight, and you're living paycheck to paycheck, which is a life myself, Ryan, and Amber have all lived. Today we are going to flip this saying, and today we are going to talk about why you can't afford to stay broke and live paycheck to paycheck. Here's the deal, most people completely miss the fact that staying broke comes at a hight cost, and its cost that most are blind to.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify,

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Website- https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Welcome to episode #105 of the Debt-Free Dad Podcast. Well it’s official, 2022 is here, and we are back for a brand new season of the Debt Free Dad Podcast. Since it's a new year, today we want to talk about the power of goal setting. I will say from experience and as someone who has coached thousands of people, setting good and smart goals can really help you improve your finances. Having good goals can help you improve impulsive and wasteful spending. It can certainly improve your saving habits and even help you build that first emergency fund, and it can dramatically have an impact on paying off debt AND even better, prevent you from adding on more debt. By listening today, our goal is to give you some great insight to help you crush your finances in 2022.

What You'll Learn

• Learn the power of goal setting and how it can help you crush your finances in the new year.
• Do you have problems with overspending or impulse purchases? Hear how goal setting can help. 
• Learn why your goals should scare you a little bit, and how that's a good sign you're on the right track. 

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@br

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Website- https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

(Replay) Welcome to episode #78 of the Debt Free Dad podcast. Today we are talking about a powerful tool called sinking funds. I LOVE SINKING FUNDS, and they are a great way to prepare for future purchases, stay out of debt, and it will help break the habit of using debt.

What You'll Learn

• Learn about one of the best tools to stay out of debt.
• Discover that paying cash can save you even more cash!
• Get the details on how to start a sinking fund, and where you should keep it. 

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In,

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Website- https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

(Replay) Welcome to episode #6 of the Debt-Free Dad Podcast. If you want to get out of debt, paying off debt isn’t the first step, I know that sounds crazy, but so many people make this critical mistake. In today’s show, we are going to reveal the first step you should focus on and give you some ways to make it happen.

We are sharing tips to help you build your first emergency fund! If you want to get out of debt, paying off debt isn’t the first step, and I know that sounds crazy, but one of the primary goals you should have is to save. One of the reasons why people go into debt in the first place is because they don’t have any money, and that’s a bad habit that you need to break, and you want to replace it with a good practice like saving money. 

According to a GoBanking Rates Survey: 58% of people have less than $1,000 in savings, and 32%, that’s 1/3 of the population have nothing saved at all.

What You’ll Learn

• Why saving is so hard.
• Why having an emergency fund is crucial in getting out of debt. 
• Urgency is critical when you first get started.
• Tips to help you build an emergency fund.

Question of the Show
"Hey guys, I am having trouble getting my spouse on board with our finances. Can you guys offer some tips I could try to get them to care about this? I am stressed and I am tired of having to do this on my own."

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group -

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Website- https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

(Replay) Welcome to episode #83 of the Debt Free Dad podcast. I got an email from one of our listeners asking this question, "Brad, I've been listening to your podcast. But I'm afraid to put in the work. I am finding it challenging to get myself motivated, along with telling myself that I will not be able to spend money frivolously. What can I do to overcome this so I can get myself in better place financially?" This is an awesome question, and this is a scenario that many people struggle with initially and it keeps a lot of people from getting started. So what should this person do? We are going to talk about it on today's show.

What You'll Learn

• Afraid to make changes or put in the work? Learn how to overcome them to create your best financial life.
• Discover the secret that provides the best motivation.
• Learn that you don't have to give up your life to get out of debt. 

Resources Mentioned

• The Top Ten Things Keeping You Broke... And How To Fix Them! - FREE COURSE
• The Money Conversation - Free Guide
• 10 Money Saving Ideas You Can Start Today - FREE COURSE
• Brad's Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.therealdebtfreedad.com

Connect With Brad

• Website - https://www.therealdebtfreedad.com
• Facebook - https://www.facebook.com/therealdebtfreedad/
• Private Facebook Group - http://www.facebook.com/lifewithoutpayments
• Instagram - https://www.instagram.com/brad_nelson_debt_free_dad/
• Pinterest - https://www.pinterest.com/bradnelson0044/
• LinkedIn - http

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Website- https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

(Replay) Welcome to episode #10 of The Debt Free Dad Podcast. There are some common beliefs about debt and money that are actually LIES. They ARE NOT TRUE! You may have heard the term, "Truthiness" But what does that even mean… and why does it matter to you when it comes to having success with money and getting out of debt? Find out in today's episode.

In an Information Age driven by round the clock news, ranting talk radio and editorless blogging, truthiness captures all the incidental, accidental, and even intentional falsehoods that sound just truthy enough for us to accept as true. The problem is we tend to act on what we believe even when what we believe isn’t anything we should.

We are going to be discussing 9 Truthiness statements when it comes to debt that society has come to accept as true even though they are a big huge LIE.

What You’ll Learn

• What you know about money and debt may be false.
• Hear the real truth behind these truthiness beliefs about money and debt.
• Challenge your normal thinking, because that thinking could be keeping you broke.

Question of the Show

"I am getting married, but we are also getting out of debt. We don’t want our payments holding us down as we begin our lives together. How can we pay cash for a nice wedding, but still be aggressive in paying off our debts?"

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram -

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Website- https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Welcome to episode #100 of the Debt Free Dad podcast. Today to celebrate our 100th episode, we are taking and answering your money questions! We've got questions about best ways to save, how to maintain credit if you want to get out of debt, auto loan refinancing, and should you feel guilty for prioritizing your finances over helping your own family?

What You'll Learn

• Discover how you build and maintain your credit score when you have no debt.
• How do you navigate the holidays when you're having trouble paying your bills, and you want to give your kids a good Christmas?
• What's the best way to build interest while saving? 

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify,

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Website- https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Welcome to episode #99 of the Debt Free Dad podcast. Is the 'broke person mentality' keeping you stuck? It very well could be, especially when it comes to determining the difference between an investment and an expense. Today we are going to discuss the major difference between expenses and investments, and why it's critical for you to understand this as well.

What You'll Learn

• Learn the major differences between an expense VS investments, and we aren't talking about your typical investments.
• Discover one of the best investments you can make.
• Listen to how the 'broke person mentality' kept us stuck, and how we fixed it. 

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify,

Support the show

The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner

Connect With Brad

Website- https://www.debtfreedad.com
Facebook - https://www.facebook.com/thedebtfreedad
Private Facebook Group - https://www.facebook.com/groups/debtfreedad
Instagram - https://www.instagram.com/debtfreedad/
TikTok - https://www.tiktok.com/@debt_free_dad
YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!