Learn how to take control of your money, create passive income, and actually retire early — from someone who's done it twice.

This week on The Legacy Podcast, I sit down with my longtime friend Chris Miles, founder of Money Ripples and host of the Money Ripples Podcast. Known as the Anti-Financial Advisor, Chris exposes the myths Wall Street doesn't want you to know — and breaks down how to escape the "save forever and hope it works" mindset that keeps most people broke.

// CONNECT WITH CHRIS Website: https://moneyripples.com Podcast: Money Ripples Podcast Social: @moneyripples Book: Work Optional: The Blueprint to Making Your Money Make a Difference https://www.amazon.com/Work-Optional-Blueprint-Wealthy-Difference-ebook/dp/B0FWN3C5WV

We talk about: - Why "set it and forget it" investing doesn't work - How Chris built (and rebuilt) financial freedom through passive income - What most advisors won't tell you about 401(k)s, Roths, and "diversification" - The truth about recession cycles and why multifamily real estate might be your safest play - How to actually make your money work for you — starting now

If you want to stop gambling on Wall Street and start building real wealth through cash flow, this one's a must-listen.

👉 For more help with stuff like this, join the Legacy Family Mastermind: https://legacywealthholdings.com/success-call/

👍 And don't forget to subscribe so you never miss an episode of The Legacy Podcast! YouTube: https://www.youtube.com/ ⁨@legacypodofficial⁩ Spotify: https://open.spotify.com/show/0AJ6RPeN4m0mlWCROfpJxL Apple Podcasts: https://podcasts.apple.com/us/podcast/the-legacy-podcast-with-tim-bratz/id1587360954?ls=1

If you want to raise private money for real estate but don't know who to talk to, this episode will make it crystal clear.

I sit down with my buddy Chad Harris from Dayton, Ohio, who's built a portfolio of 80+ rental units without using a single bank. He shares exactly how he finds private lenders, how he builds trust, and the 3 investor avatars you should focus on if you want to raise money fast and safely.

Here's what we cover: - How Chad turned ministry fundraising into a million-dollar capital-raising skill - The 3 investor avatars most likely to fund your deals - How to structure private loans "just like the bank" - What lenders really want (and what they don't) - How to raise $1M in 90 days through relationships and social media

If you've ever wondered who actually writes the checks for real estate deals, this episode will show you how to find them and build win-win partnerships.

//CONNECT WITH CHAD TrueWealthInvestors.com

👉 Book a success call with my team here: https://legacywealthholdings.com/success-call/

👍 And don't forget to subscribe so you never miss an episode of The Legacy Podcast! YouTube: https://www.youtube.com/ ⁨@legacypodofficial⁩ Spotify: https://open.spotify.com/show/0AJ6RPeN4m0mlWCROfpJxL Apple Podcasts: https://podcasts.apple.com/us/podcast/the-legacy-podcast-with-tim-bratz/id1587360954?ls=1

#RaisingPrivateMoney #RealEstateInvesting #legacypodcast

0:00 Intro Chad Harris joins the Legacy Podcast 2:03 From missionary work to real estate investing 3:01 The turning point that led Chad to start buying rentals 4:21 Raising $1M for ministry and applying it to real estate 10:14 How to find private lenders 14:05 The 3 avatars for raising private money 21:40 Structuring deals "just like the bank" 30:28 Aligning offers with what investors really want 37:17 How to raise $1M in 90 days 44:16 Where to connect with Chad

Download Anthony's FREE LinkedIn guide: https://foundmoneypartnerships.com/linkedin-profile-secrets-guide?fpr=tim80

Most people think LinkedIn is just for job hunters or corporate recruiters — but they're missing one of the biggest opportunities for raising capital and building relationships with serious investors.

In this episode, I sit down with my buddy Anthony Simonie, founder of Found Money Partnerships, to break down how real estate investors and entrepreneurs can use LinkedIn to find high-net-worth connections, build trust, and raise private money — even from cold traffic.

//CONNECT WITH ANTHONY LinkedIn: https://www.linkedin.com/in/anthonysimonie Instagram: @anthonysimonie YouTube: ⁨@anthonysimonie1869⁩

We talk about how to: - Optimize your LinkedIn profile to attract investors - Turn cold outreach into real relationships - Build trust faster by leveraging LinkedIn's credibility - Create an organic funnel that moves investors from online to in person - Stand out in a world flooded with AI and spam

If you've been sleeping on LinkedIn, this conversation will change how you see the platform.

👉 Book a success call with my team here: https://legacywealthholdings.com/success-call/

👍 And don't forget to subscribe so you never miss an episode of The Legacy Podcast! YouTube: https://www.youtube.com/ ⁨@legacypodofficial⁩ Spotify: https://open.spotify.com/show/0AJ6RPeN4m0mlWCROfpJxL Apple Podcasts: https://podcasts.apple.com/us/podcast/the-legacy-podcast-with-tim-bratz/id1587360954?ls=1

When everything's falling apart, that's when real leadership shows up.

In this episode, I sit down with long-time friend and fellow investor Dave Payerchin to talk about what happens when the market turns, business gets messy, and life hits hard — and how to rebuild stronger than before.

We get into: - The mindset that separates fighters from quitters - Cleaning up debt, bad partnerships, and ego - Staying sober, disciplined, and focused when it would be easier to hide - What it actually takes to lead your family, your business, and yourself through hard seasons

This isn't theory — it's real life, from a guy who has been through the fire and came out sharper.

//CONNECT WITH DAVE Instagram: @therealdavep YouTube: ⁨@TheCREAMrealestate⁩

👉 Book a success call with my team here: https://legacywealthholdings.com/success-call/

👍 And don't forget to subscribe so you never miss an episode of The Legacy Podcast! YouTube: https://www.youtube.com/ ⁨@legacypodofficial⁩ Spotify: https://open.spotify.com/show/0AJ6RPeN4m0mlWCROfpJxL Apple Podcasts: https://podcasts.apple.com/us/podcast/the-legacy-podcast-with-tim-bratz/id1587360954?ls=1

#Leadership #RealEstate #Entrepreneurship #Mindset #TimBratz #DavePayerchin #LegacyPodcast #Discipline #Sobriety #PersonalGrowth #Success

Learn how to create predictable income and eliminate customer churn with proven retention strategies that make your business worth more — even if you're not in SaaS.

In this episode, I sit down with entrepreneur and Revatto founder Jordan Mederich to break down the real reason most businesses lose money — churn.

We cover what private equity firms actually look for when buying companies, why recurring revenue is the only "real" business model, and how to build systems that keep customers for life.

If you run a coaching program, a SaaS company, or any business with monthly billing, this episode will show you how to stop the leaks, increase lifetime value, and create the kind of predictable income that serious investors pay a premium for.

👉 Book a success call with my team here: https://legacywealthholdings.com/success-call/

//CONNECT WITH JORDAN https://www.revatto.com [email protected]

And don't forget to subscribe so you never miss an episode of The Legacy Podcast! YouTube: https://www.youtube.com/@UC01pBi8V4iOaEdXpxYuH5Ug Spotify: https://open.spotify.com/show/0AJ6RPeN4m0mlWCROfpJxL Apple Podcasts: https://podcasts.apple.com/us/podcast/the-legacy-podcast-with-tim-bratz/id1587360954?ls=1

If you're brand new to real estate and wondering how to find good deals, avoid the dumb mistakes, and maybe even use seller financing to get started faster—this episode is for you. I'm breaking down exactly how I'd find real estate deals if I were starting today, the biggest piece of advice I'd give to new investors, and the mistakes I made when I first got into the game—so you don't have to learn them the hard way. Before we dive in, if you're serious about building wealth through real estate and want to see how our team can help you scale faster, book a success call with us right here: https://legacywealthholdings.com/success-call/

This time, I flip roles with our Social Media Director, Jed DeMuesy. Instead of me asking the questions, he's throwing the beginner stuff at me—the same things most new investors want to know: how do you decide what to buy, how many units should you take on in your first deal, when does seller financing actually work, and what's the best way to get your portfolio growing without wasting years. I share what I wish I knew when I was starting out, the lessons I learned the hard way, and the exact path I'd take if I had to start all over again.

00:00 – How I'd find real estate deals if I were starting today 00:37 – What I wish I knew before my first deal 01:18 – Defining your buy box (and why it matters) 03:00 – How many units should your first deal be? 05:22 – Competing with bigger investors as a beginner 07:42 – The $10M portfolio milestone that changes everything 08:58 – The mistakes I made starting out (so you don't have to) 11:38 – Underwriting small deals vs. big deals 14:09 – Signs a seller might offer financing 16:22 – How seller financing lowers your cost of capital 18:52 – My key takeaways for new investors

If you're ready to stop playing small and start building a portfolio that creates real wealth and freedom, grab a time with my team here: https://legacywealthholdings.com/success-call/

#realestateinvesting #multifamilyinvesting #sellerfinancing #realestatedeals #beginnerinvestor #legacywealth #timbratz

Don't forget to subscribe so you never miss an episode!

Building a business is tough — but building one without wrecking your marriage and family? That's next level.

In this episode of the Legacy Podcast, I sit down with my good friend Larry Hagner, founder of The Dad Edge ( ⁨@TheDadEdge⁩ ). Larry's story is raw and real — from a tough childhood to starting his movement after a dark moment as a father. He's since interviewed over 1,400 guests (even Matthew McConaughey) and built a community that's changing lives.

//CONNECT WITH LARRY Podcast: https://thedadedge.com/podcast/ YouTube: ⁨@TheDadEdge⁩ Facebook: https://www.facebook.com/TheDadEdge Instagram: https://www.instagram.com/thedadedge/ The Pursuit of Legendary Fatherhood Book: https://thedadedge.com/legendary-fatherhood-book/

We get into: - What "the Drift" is and why most men fall into it - How to actually make your wife feel seen, heard, and safe - The 3 questions you can ask your kids every day to build trust - Why your marriage has to come before your kids if you want long-term success - And how all of this ties back to being a better entrepreneur, leader, and man

If you're an entrepreneur, this episode will hit home. Success at work means nothing if you lose the people you love along the way.

👉 Want to take the next step with us? Book a call with my team: https://legacywealthholdings.com/success-call/

#Fatherhood #Entrepreneurship #LegacyPodcast #RealEstateInvesting #worklifebalance

0:00 – Intro 1:00 – Larry's story & tough childhood 6:00 – The dark moment that sparked The Dad Edge 11:00 – Why "knowing what NOT to do" isn't enough 16:00 – The Drift: the silent trap for men 21:00 – What your wife really needs from you 29:00 – Why your marriage should come before your kids 35:00 – The 3 questions to ask your kids every day 44:00 – Leadership lessons for entrepreneurs at home & work 55:00 – Creating core values for your family 1:03:00 – Why experiences beat possessions every time 1:10:00 – Final thoughts + where to find Larry

//DOWNLOAD OUR FREE DEAL CALCULATOR https://legacywealthholdings.com/deal-calculator-download-youtube/

//CONNECT WITH TIM linktree.com/timbratz

//ABOUT ME Tim Bratz is the Founder & CEO of Legacy Wealth Holdings, a leading real estate investment company. He focuses on vision-casting, marketing, & supporting his team of "A" players. He has built his company on integrity (doing what he said he was going to do), fairness (doing the right thing), & transparency (honesty is always the best policy). Tim has dedicated his professional life to studying wealth-building & personal finance. Working in real estate, Tim has learned how to create a passive income that allows him to live the lifestyle of his choice. His goal is to educate & empower others to become financially free through entrepreneurship & real estate investments. https://legacywealthholdings.com

SUBSCRIBE NOW so you don't miss a single video! https://www.youtube.com/legacywealth

Book a Success Call with Our Team: https://legacywealthholdings.com/success-call/

If you're new to multifamily investing, raising money can feel like the biggest hurdle. In this episode, I share what beginners get wrong when trying to raise capital for real estate deals, how to find investors the right way, and what I wish I knew before starting out.

We cover simple ways to structure your first multifamily deals, how to avoid sounding "salesy" when raising private money, and why building trust with investors matters more than any single deal. You'll also learn the difference between raising money for a single property vs. syndication, and when it makes sense to think about a fund.

Whether you're trying to raise private money for your first flip, attract investors for multifamily apartments, or just want to understand real estate capital raising for beginners, this conversation will give you the strategies to build confidence and long-term credibility.

Subscribe for more on multifamily investing, finding investors, and raising capital the right way.

//DOWNLOAD OUR FREE DEAL CALCULATOR https://legacywealthholdings.com/deal-calculator-download-youtube/

//CONNECT WITH TIM linktree.com/timbratz

//ABOUT ME Tim Bratz is the Founder & CEO of Legacy Wealth Holdings, a leading real estate investment company. He focuses on vision-casting, marketing, & supporting his team of "A" players. He has built his company on integrity (doing what he said he was going to do), fairness (doing the right thing), & transparency (honesty is always the best policy). Tim has dedicated his professional life to studying wealth-building & personal finance. Working in real estate, Tim has learned how to create a passive income that allows him to live the lifestyle of his choice. His goal is to educate & empower others to become financially free through entrepreneurship & real estate investments. https://legacywealthholdings.com

SUBSCRIBE NOW so you don't miss a single video! https://www.youtube.com/legacywealth

00:00 – Intro 01:03 – What do beginners get wrong raising money? 02:57 – How do you balance looking professional with building relationships? 04:47 – What's a simple way to structure early deals? 05:50 – What objections did early investors have? 07:04 – How did you raise money for rentals? 08:42 – Why do you give up so much equity? 10:57 – Do you regret not taking acquisition fees sooner? 12:23 – What do you wish you did differently early on? 14:18 – Why would someone invest with a beginner vs. an expert? 16:22 – How important is SEC compliance at the start? 19:40 – When should you raise money in a fund? 22:06 – What if an investor doesn't reinvest? 25:28 – How do you raise money while managing deals? 27:23 – Did you expect social media to impact raising money? 29:48 – Why is trust and respect key to raising capital? 30:48 – Should beginners fake it til they make it? 32:13 – How do you handle deals that go bad?

#MultifamilyInvesting #RaisingMoney #RealEstateInvesting

Ready to protect your wealth and scale your portfolio? Learn more about the Legacy Family Mastermind and set up a free Success Call here: https://legacywealthholdings.com/success-call/

Asset protection is one of the most overlooked parts of building wealth through real estate. In this panel from our 2023 Legacy Summit event, top attorneys and advisors break down the practical steps every investor should take right now to protect their portfolio.

You'll learn: - Why umbrella insurance is your first line of defense - How to use LLCs and trusts to shield your assets - Estate planning basics every investor needs in place - The importance of operating agreements and key person insurance - How to structure your accounts for maximum protection

These strategies are simple, effective, and often inexpensive — but they can make the difference between keeping your wealth and losing it all.

Disclaimer: This content was accurate at the time of the 2023 Legacy Summit. Laws and regulations may have changed. Confirm current rules, insurance coverage, and estate planning requirements with qualified professionals before taking action. Handouts and resources referenced were provided exclusively to Legacy Family Mastermind members attending this event and are not available to non-members.

Panelists: Paul Vincent - https://vincentesquire.com/ Adam Vincent - https://vincentesquire.com/ Mark Evans - @markevansdmofficial Drew Maconachy - https://maconachystradley.com/ Fadi Boumitri - https://legacywealthholdings.com/success-call/

Timestamps 00:00 Why asset protection matters 02:20 Insurance is the first line of defense 07:20 Umbrella policies explained 11:30 Liability risks for investors 15:30 LLCs, trusts & shielding assets 19:15 Control vs. ownership 23:05 Retirement accounts & life insurance basics 27:00 Contracts & operating agreements 29:00 Key person insurance for businesses 33:10 Estate planning essentials (wills, POAs, trusts) 38:20 Transfer on death & probate shortcuts 40:45 Equity stripping with mortgages 43:59 Final takeaways

//DOWNLOAD OUR FREE DEAL CALCULATOR https://legacywealthholdings.com/deal-calculator-download-youtube/

//CONNECT WITH TIM linktree.com/timbratz

//ABOUT ME Tim Bratz is the Founder & CEO of Legacy Wealth Holdings, a leading real estate investment company. He focuses on vision-casting, marketing, & supporting his team of "A" players. He has built his company on integrity (doing what he said he was going to do), fairness (doing the right thing), & transparency (honesty is always the best policy). Tim has dedicated his professional life to studying wealth-building & personal finance. Working in real estate, Tim has learned how to create a passive income that allows him to live the lifestyle of his choice. His goal is to educate & empower others to become financially free through entrepreneurship & real estate investments. https://legacywealthholdings.com

SUBSCRIBE NOW so you don't miss a single video! https://www.youtube.com/legacywealth

What is Trump's "Big Beautiful Bill," and why does it matter for commercial and multifamily real estate investors?

In this episode of the Legacy Podcast, I sit down with my go-to tax strategy experts, Byron McBroom and Melanie Sikma from One Stop Tax Strategists ( @onestoptaxstrategists ) to break down how the Big Beautiful Bill changes the game for real estate investors in 2025 and beyond.

We cover the key tax law updates, including pass-through entity tax elections, bonus depreciation, cost segregation, opportunity zones, and why many of these new rules are permanent. Whether you're a developer, flipper, or buy-and-hold investor, these strategies can help you save six figures in taxes, protect your portfolio, and create more cash to reinvest.

👉 Ready to scale your commercial real estate portfolio? Book a free success call here: https://legacywealthholdings.com/success-call/

#BigBeautifulBill #RealEstateInvesting #CommercialRealEstate #MultifamilyInvesting #TaxStrategy #LegacyPodcast

//DOWNLOAD OUR FREE DEAL CALCULATOR https://legacywealthholdings.com/deal-calculator-download-youtube/

//CONNECT WITH TIM linktree.com/timbratz

//ABOUT ME Tim Bratz is the Founder & CEO of Legacy Wealth Holdings, a leading real estate investment company. He focuses on vision-casting, marketing, & supporting his team of "A" players. He has built his company on integrity (doing what he said he was going to do), fairness (doing the right thing), & transparency (honesty is always the best policy). Tim has dedicated his professional life to studying wealth-building & personal finance. Working in real estate, Tim has learned how to create a passive income that allows him to live the lifestyle of his choice. His goal is to educate & empower others to become financially free through entrepreneurship & real estate investments. https://legacywealthholdings.com

SUBSCRIBE NOW so you don't miss a single video! https://www.youtube.com/legacywealth