In this episode: Limiting beliefs, Personal growth, Mindfulness, Financial Independence, Career empowerment with Joel Bein

Episode Summary
In this episode of the Mindful Fire podcast, host Adam Coelho welcomes Joel Bein to discuss the impact of limiting beliefs on personal growth and career paths. Joel shares insights on how these beliefs can create barriers in our lives and offers strategies for overcoming them. The conversation emphasizes the importance of awareness, choice, and self-empowerment in achieving a fulfilling life.

Guest Bio
Joel Bein is a passionate advocate for personal growth and education. With a background in music education and extensive experience in the field, he has dedicated the past 15 years to exploring the root causes of mindset blocks and obstacles. Joel helps individuals come alive by fostering curiosity, creativity, and a value creation mindset through his work with Career Hackers and his own initiatives.

Resources & Books Mentioned

• Self Authoring Program by Jordan Peterson
• Human Liberation (Joel's initiative)

Guest Contact Information

• Joel’s website: https://joelbein.com/
• LinkedIn: https://www.linkedin.com/in/joel-bein-9b8343110/
• Human Liberation: https://thehumanliberation.co/fire
• Joel’s podcasts: https://joelbein.com/podcast-2/

Key Takeaways

• Limiting beliefs often stem from childhood experiences and can significantly impact our actions and decisions.
• Awareness of these beliefs is crucial for making empowered choices in life and career.
• Mindfulness practices can help individuals identify and challenge their limiting beliefs.
• The power of choice plays a vital role in personal empowerment; recognizing that we choose our paths can shift our mindset. 
• Building a future-oriented vision can motivate individuals to pursue their goals, even in the face of obstacles. 
• Self-compassion is essential when working through limiting beliefs; understanding that these beliefs are parts of us can foster healing and growth.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Early retirement announcement, Financial Independence journey, Mindfulness and meditation, Building a post-retirement vision, next phase

Record a voicemail question for the show: https://www.mindfulfire.org/voicemail/

Episode Summary
In this episode, Adam Coelho shares his journey to early retirement, discussing the steps he took to achieve Financial Independence and how mindfulness played a crucial role in his transformation. He emphasizes the importance of having a clear vision for the future and reveals his plans for coaching and workshops aimed at helping others navigate their paths to financial freedom.

Guest Bio
Adam Coelho is a mindfulness and Financial Independence advocate who recently made the leap to early retirement. He is the host of the Mindful Fire podcast and has a passion for helping others envision their ideal lives through coaching and workshops.

Resources & Books Mentioned

• ChooseFI podcast
• "The Simple Path to Wealth" by JL Collins
• Producer Chris's blog, "Epic Financial Journey": https://www.epicfinancialjourney.com/

Mindful FIRE Resources & Links

• Free Envisioning Exercise: https://www.mindfulfire.org/start
• FIRE Starter Group Coaching Program: https://www.mindfulfire.org/chat
• Ask What’s Possible Workshop: https://www.mindfulfire.org/chat
• Leave a voicemail for Adam: https://www.mindfulfire.org/voicemail/

Key Takeaways

• Adam shares his journey of achieving early retirement after years of saving and investing.
• The significance of having "FU money" vs. a clear vision for life after retirement.
• Mindfulness and meditation have been instrumental in Adam's personal and professional growth.
• The value of conducting mini-experiments to explore new career paths and opportunities.
• Adam introduces his coaching program designed to support individuals nearing Financial Independen

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Carl’s journey to Financial Independence, The impact of mental health on Financial Freedom, The importance of physical fitness, Navigating job stress while pursuing fulfillment, Leveraging mini experiments for life design.

Episode Summary
In this episode, Adam Coelho speaks with Carl Jensen about his journey to Financial Independence and the lessons learned along the way. Carl shares insights on the importance of mental health, physical fitness, and the challenges of navigating work-life balance while pursuing a fulfilling life. They discuss the significance of mini-experiments in shaping one's life and the reality of leaving high-paying jobs for something more meaningful.

Guest Bio
Carl Jensen is a Financial Independence advocate, author, and podcaster. He is known for his blog, 1500 Days, where he documents his journey towards financial independence and shares valuable insights on achieving a fulfilling life. Carl is also the host of the podcasts Mile High Fi and Mindy on Money, where he explores topics related to Financial Independence, personal growth, and lifestyle design.

Resources & Books Mentioned

• Mr. Money Mustache’s blog
• The 4 Percent Rule
• Hoffman Process (Cognitive Behavioral Therapy retreat)

 
Guest Contact Information 

• Carl's Blog: https://www.1500days.com/
• Mile High FI Podcast: https://milehighfi.com/
• Mindy on Money Podcast: https://mindyonmoney.com/

Key Takeaways 

• Financial Independence is not just about accumulating wealth; it's about creating a fulfilling life.
• Mental health and physical fitness play crucial roles in achieving overall well-being.
• It's important to start experimenting with life changes before reaching Financial Independence.
• The journey towards Financial Independence should be enjoyable and not solely focused on the end goal.
• Leaving a high-paying job may open doors to new opportunities and personal fulfillment.
• Embracing mini-experiments can help clarify what you truly want in life and guide your path forward.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Financial planning strategies, Importance of social infrastructure in retirement, Personal journey in wealth management, Navigating financial challenges, Key components of a financial plan with Lawrence Sprung

Episode Summary
In this episode, Adam Coelho welcomes Lawrence Sprung, a wealth advisor and best-selling author, to discuss the nuances of financial planning and the importance of having a personal approach to wealth management. They explore how individuals can prepare for unexpected life events while also embracing joyful moments. Lawrence shares insights from his personal journey, highlighting the need for a solid financial plan and social connections as one approaches retirement.

Guest Bio
Lawrence Sprung is the founder and wealth advisor at Mitland Financial, as well as the best-selling author of "Financial Planning Made Personal." With over 20 years of experience in the financial profession, Lawrence has dedicated his career to helping families navigate their financial journeys and achieve their goals. 

Resources & Books Mentioned

• "Financial Planning Made Personal" by Lawrence Sprung 

Guest Contact Information

• “Financial Planning Made Personal” Book: https://www.financialplanningmadepersonal.com/
• Mitlin Financial: https://www.mitlinfinancial.com/
• Social media
  • Facebook: https://www.facebook.com/lawrencesprung
  • LinkedIn: https://www.linkedin.com/in/lawrencesprung/
  • Instagram: https://www.instagram.com/larry_sprung/

 Key Takeaways

• Building a personal financial plan is essential for navigating both challenges and joyful milestones in life.
• The importance of starting early with financial planning to take advantage of compound interest.
• Understanding the mental and social aspects of retirement is just as crucial as the financial components.
• Having a roadmap in financial planning helps define outcomes and prioritize family

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

Today's guided meditation is focused on creating space within you life to invest in yourself. 

When we slow down, sit down, and turn our attention inward, something powerful happens.  It's like a snow globe being set down on a table; our mind and body settle, and we can start to see more clearly what's going on inside.  

I hope you enjoy the meditation.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Mindfulness, Mental health, Personal journey, Financial independence, Leadership with Newton Cheng

Episode Summary
In this episode, Adam Coelho welcomes Newton Cheng to discuss his personal journey through mental health challenges, the importance of mindfulness, and how leadership can intersect with well-being. Newton shares his experiences as a husband, father, and director of health and performance at Google, emphasizing the need for open conversations about mental health in the workplace.

Guest Bio
Newton Cheng is a director of health and performance at Google and a world champion competitive powerlifter. He is a passionate advocate for mental health and well-being in the workplace, sharing his journey to inspire others to prioritize their health and confront the stigma surrounding mental health issues.

Resources & Books Mentioned

•  Internal Family Systems Therapy
•  PACT (Transracial Adoption Organization) 

Guest Contact Information

• Newton’s website: https://www.newtoncheng.com/
• LinkedIn: https://www.linkedin.com/in/newtoncheng/
• Instagram: https://www.instagram.com/newtoncheng/

Key Takeaways

• The importance of being real and vulnerable in conversations about mental health. 
• Identifying and acknowledging the different voices and narratives in our minds. 
• Strategies for managing anxiety and depression in high-pressure environments. 
• The concept of "Q Tip" (Quit Taking It Personally) for better communication with loved ones. 
• The role of mindfulness in navigating personal and professional challenges. 
• Newton's commitment to sharing his story to help others facing similar struggles.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Loving kindness of the body practice

Are you listening to what your body is telling you?

In this guided meditation, we practice bringing a kind, curious, and loving awareness to our body.

We start by checking in with ourselves to see how we are feeling.

Then, we perform a guided body scan, bringing loving awareness to each part of our body.

Finally, we conclude by bringing loving kindness and compassion to our body, which makes our entire existence possible.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Financial independence, Personal growth, Coaching, Career transitions, Mindfulness with Jeff Jaworski

Episode Summary
In this episode of the Mindful Fire Podcast, host Adam Coelho sits down with Jeff Jaworski, a former Google employee who has transitioned into a new chapter of life to pursue financial independence and personal passion. They discuss Jeff's journey, the importance of coaching, and the tools of mindfulness that have guided him to craft a life he loves.

Guest Bio
Jeff Jaworski is a tech and digital advertising veteran with over 20 years of experience. After spending 12.5 years at Google in various roles, he has transitioned to start his own business, focusing on skill development and coaching to help others fulfill their purpose.

Resources & Books Mentioned

• Mindful Fire Website: mindfulfire.org 
• Coaching Programs: Hudson and other certifications 

Guest Contact Information

• THE Shift: https://www.theshift.llc/
• LinkedIn: Jeff Jaworski: https://www.linkedin.com/in/jeff-jaworski/
• LinkedIn, THE Shift: https://www.linkedin.com/company/theshift-llc/

Key Takeaways

• Financial independence is about making purposeful decisions to align your career with your personal passions. 
• The journey to financial independence involves stacking experiences and skills to create more options for the future. 
• Coaching can be a powerful tool for personal growth and can significantly impact individuals' lives.
• Mindfulness is essential for self-awareness and understanding one's true desires and needs. 
• Transitioning careers can be daunting, but leveraging past experiences can provide a solid foundation for new ventures. 
• Creating a safe and supportive environment is crucial for effective coaching and personal development.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

Feeling stressed or worried about the 2024 US presidential election? You’re not alone.

That’s why I created a special mindfulness and compassion guided meditation practice back during the 2020 election. 

I thought it would be good to share again with only 2 weeks from election day. 

No matter who you support in this election, Kamala or Trump, blue or red, I made this meditation for you and you’re welcome here. I hope you find it supportive during this stressful time.

Make sure to make a plan to vote and get it done. It's too important to sit out and wish you did more. Go to IWillVote.com to get information on how to register and where to vote. 

About the practice:
It starts with a simple mindfulness practice of checking in with yourself and noticing how you’re feeling. Then I invite you to relax into peace and ease with each exhale. Finally I guide you through a simple compassion practice where you’ll practice sending compassion to yourself, people who agree with you, people who don’t and finally all beings.

I hope you enjoy this practice and would love to hear what you think.

Connect with me on LinkedIn and send me a DM.

Please share this with your friends and write us a 5 Star review on Apple Podcasts!

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Financial Independence journey, coping with unexpected life events, the impact of spending awareness, building a new life after loss, RV living experience, with Karen Worthy

Episode Summary
In this episode of the Mindful Fire Podcast, Adam Coelho welcomes Karen Worthy to share her inspiring journey towards financial independence. Karen discusses how a house fire prompted her family to reevaluate their lives, leading to significant changes in their spending habits and lifestyle choices. She reflects on the importance of awareness in financial decisions and how embracing a minimalist mindset allowed her to pursue her dreams.

Guest Bio
Karen Worthy is a passionate advocate for financial independence and personal development. After experiencing a life-altering event, she embarked on a journey of self-discovery and transformation that led her to career transition coaching. Karen helps others navigate their own paths to financial freedom and fulfillment.

Resources & Books Mentioned

• Mr. Money Mustache Blog
• Frugalwoods Blog

Guest Contact Information

• LinkedIn: https://www.linkedin.com/in/karenworthy/
• Worthy Career Paths: https://www.worthycareerpaths.com/
• Worthy Career Paths, “5 Hour Resume Course”: https://www.worthycareerpaths.com/5-hour-resume, Enter code MINDFUL to access this course for free
• Email: [email protected]

Key Takeaways

• A significant life event can serve as a catalyst for positive change and reevaluation of priorities.
• Being aware of spending habits is crucial for achieving financial independence.
• Minimalism can help clarify what truly matters in life and reduce stress.
• Traveling with family can create lasting memories and strengthen bonds.
• Building an emergency fund provides peace of mind during unexpected challenges.
• Career transitions can lead to fulfilling new paths and opportunities for personal growth.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...