Hey Mama, 

Welcome to the last episode of 2024 on the one income family podcast. This year has flown by and so much has happened and that is why I decided to do a 2024 goal review. It’s important to know where we’ve been, what we’ve achieved, what has changed and where we want to go this next year. Goal setting is so important in order to stick to your budget to have something that fuels you through, to have an end to what you are doing so that you don’t become burnt out or complacent in the life you are budgeting for. Which is why I wanted to walk you through last year's goals so that you can see the impact they made on my budget and financial journey. 

So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today’s episode. 

Xo  Molly 

P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to [email protected] to book your call now. 

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Next Steps: 

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Join The One Income Family Community 

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Become a One Income Family Insider

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Questions? Email me at [email protected]

Merry Christmas! 

Christmas can bring expectations and emotions that cause us to become a Grinch instead of a joyful presence. That is why this in episode I bring you 2 tips to help you embrace a joyful heart this Christmas. 

So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today’s episode. 

Xo  Molly 

P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to [email protected] to book your call now. 

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Next Steps: 

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Join The One Income Family Community 

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Become a One Income Family Insider

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Questions? Email me at [email protected]

Hey Mama, 

I know what it’s like to get to the end of the Christmas season only to find out that you’ve already spent all of your Christmas budget. Which is so EASY to do! Especially if you’re like me and you want to make sure that everyone gets a gift and feels loved by you. Or you want your Children to be involved and so you let them buy Christmas gifts for everyone as well, meaning you're buying two gifts for everyone.

As we head into the last week before Christmas when we tend to start running low on Christmas funds, I wanted to keep your spirits up and bring you a few things you can do so that you can get those last minute items without having to reach for that credit card. 

So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today’s episode. 

Xo  Molly 

P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to [email protected] to book your call now. 

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Next Steps: 

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Join The One Income Family Community 

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Become a One Income Family Insider

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Questions? Email me at [email protected]

Hey Mama,

It’s that time of year and Christmas is just around the corner. If you’re anything like me, you dream of doing all the things, giving as much as you can and working to instill the spirit of Christmas into your Children while also teaching them about its true meaning, the birth of Christ. 

But you have one dilemma, your budget for all things Christmas is Small. How are you supposed to get them the toys they are asking for, do all of the fun family activities or buy the pretty decorations? Have no fear because that is exactly what we are talking about today! 

So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today’s episode. 

Xo  Molly 

P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to [email protected] to book your call now. 

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Next Steps: 

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Join The One Income Family Community 

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Become a One Income Family Insider

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Questions? Email me at [email protected]

Hey Mama,

I know how difficult it can be to do the fun things  on one income. You want to be that mom who creates fun Christmas traditions and memories with your children that they and you remember for a lifetime, but you fear that they will cost too much for you to be able to afford. Let me stop you right there. You can create the best memories on a dime and I am going to show you how right now! 

So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today’s episode. 

Xo  Molly 

P.S. I want to invite you to grab a Budget Audit and learn what is going on in your budget so that you can stop living paycheck to paycheck and get back your wiggle room. Send an email to [email protected] to book your call now. 

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Next Steps: 

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Join The One Income Family Community 

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Become a One Income Family Insider

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Questions? Email me at [email protected]

Hey Mama, 

If you live in the United States, this week is Thanksgiving. It’s all about being grateful for what we have and blessing God for those things. However, the world we live in is all about selfishness, about how you as an individual are going to make it out in the end. A heart posture based on selfishness will never generate abundance. Instead you need to walk away from the world and lean into gratitude, contentment, patience and love to be able to truly embrace a life of joy and wealth. 

And that my friend is what this episode is all about. How a heart posture of gratitude can generate wealth and abundance both physically and emotionally, even when you are living on a budget. 

So cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today’s episode. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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Next Steps: 

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Book a FREE Clarity Call

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Join The One Income Family Community 

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Become a One Income Family Insider

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Questions? Email me at [email protected]

Hey Mama! 

A couple episodes ago I gave you a way to save some cash fast for Christmas. I gave you a no spend challenge and I got to thinking, if you are saving all of your extra cash for Christmas, (which if you want to learn more about that go check out episode 102) but if you are saving all of your extra cash, how are you supposed to host thanksgiving if you haven’t already saved for the holiday? 

That my friend is what today is all about! I am going to share with you how I host thanksgiving using only my monthly grocery budget and nothing extra. So plug in your headphones, grab a pen and paper and let’s get to it. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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Next Steps: 

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Book a FREE Clarity Call

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Join The One Income Family Community 

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Questions? Email me at [email protected]

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RESOURCES: 

102. Low on Christmas Money? Save Money Quickly Using the No Spend November Challenge.

Hey Mama,

Today we are going to be digging a little deeper into saving money. As a beginner the idea is simply to put money into your savings account each and every month. And while this is a great start it’s even more important to make sure each dollar has a job even in the savings account. That's why in this episode you are going to learn about sinking funds and how with their help you will always have the cash you need on hand! 

Go plug in your headphones, grab a cup of tea and let’s dive in. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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Next Steps: 

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Book a FREE Clarity Call

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Join The One Income Family Community 

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Become a One Income Family Insider

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Questions? Email me at [email protected]

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Resources: 

96. Is Your Money Spread Thin So You Never Actually Reach Your Goals? How to Budget Your Goals for Success.

97. Are You Spending Too Much Money? How to Know if Your Spending Money Is Keeping You From Reaching Your Goals.

100. Looking To Save and Pay Debt off Quickly? 3 Ways to Stay on Track With Your Savings and Debt Goals.

Hey Mama, 

As we have just started the month of November I thought it would be a good time to introduce a no spend challenge. Whether you have been saving money all year long and are looking for a little cushion for the holidays or haven’t started saving at all, this is a great way to get some cash for both Thanksgiving and Christmas. 

So grab your headphones, a festive drink and let’s dive in. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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Next Steps: 

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Book a FREE Clarity Call

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Join The One Income Family Community 

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Become a One Income Family Insider

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Questions? Email me at [email protected]

Hey Mama, 

Consistency is a goal when it comes to being able to stick to your budget. It’s how you know that you will be able to do the same thing every time it comes to your budgeting, but did you know that there are different ways you can be consistent? Well that is what we are talking about today, the 3 money management systems to work on so that you can be more consistent with your budgeting. 

So pop in your headphones, grab yourself a yummy drink and let’s get to it. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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Next Steps: 

.

Book a FREE Clarity Call

.

Join The One Income Family Community 

.

Become a One Income Family Insider

.

Questions? Email me at [email protected]