The One Income Family | Budgeting for Stay at Home Moms, Frugal Living, Saving Money, Manage Money, Money Habits, Biblical Money Mindset

Hey Mama! 

A couple episodes ago I gave you a way to save some cash fast for Christmas. I gave you a no spend challenge and I got to thinking, if you are saving all of your extra cash for Christmas, (which if you want to learn more about that go check out episode 102) but if you are saving all of your extra cash, how are you supposed to host thanksgiving if you haven’t already saved for the holiday? 

That my friend is what today is all about! I am going to share with you how I host thanksgiving using only my monthly grocery budget and nothing extra. So plug in your headphones, grab a pen and paper and let’s get to it. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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102. Low on Christmas Money? Save Money Quickly Using the No Spend November Challenge.

Hey Mama,

Today we are going to be digging a little deeper into saving money. As a beginner the idea is simply to put money into your savings account each and every month. And while this is a great start it’s even more important to make sure each dollar has a job even in the savings account. That's why in this episode you are going to learn about sinking funds and how with their help you will always have the cash you need on hand! 

Go plug in your headphones, grab a cup of tea and let’s dive in. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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Next Steps: 

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Book a FREE Clarity Call

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Join The One Income Family Community 

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Questions? Email me at [email protected]

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Resources: 

96. Is Your Money Spread Thin So You Never Actually Reach Your Goals? How to Budget Your Goals for Success.

97. Are You Spending Too Much Money? How to Know if Your Spending Money Is Keeping You From Reaching Your Goals.

100. Looking To Save and Pay Debt off Quickly? 3 Ways to Stay on Track With Your Savings and Debt Goals.

Hey Mama, 

As we have just started the month of November I thought it would be a good time to introduce a no spend challenge. Whether you have been saving money all year long and are looking for a little cushion for the holidays or haven’t started saving at all, this is a great way to get some cash for both Thanksgiving and Christmas. 

So grab your headphones, a festive drink and let’s dive in. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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Next Steps: 

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Book a FREE Clarity Call

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Join The One Income Family Community 

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Become a One Income Family Insider

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Questions? Email me at [email protected]

Hey Mama, 

Consistency is a goal when it comes to being able to stick to your budget. It’s how you know that you will be able to do the same thing every time it comes to your budgeting, but did you know that there are different ways you can be consistent? Well that is what we are talking about today, the 3 money management systems to work on so that you can be more consistent with your budgeting. 

So pop in your headphones, grab yourself a yummy drink and let’s get to it. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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Next Steps: 

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Book a FREE Clarity Call

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Join The One Income Family Community 

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Become a One Income Family Insider

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Questions? Email me at [email protected]

Hey Mama, 

It's time to strengthen your saving muscle, because you didn’t set goals only to watch yourself spend the money needed to reach those goals. You also want to be able to reach those goals in a timely manner, so if you are ready to stay on track with your savings and debt goals then this episode is for you! Today I am giving you 3 ways to reach those financial goals you so badly want to achieve faster. 

So go plug in your headphones, grab yourself a fun drink and let’s jump in. 

Xo Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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Next Steps: 

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Book a FREE Clarity Call

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Join The One Income Family Community 

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Questions? Email me at [email protected]

Hey Mama, have you ever looked at your budget and thought to yourself that something just feels off, but you go ahead and fill out your budget the exact same way you have been doing it and by the end of the paycycle you find that another budget bit the dust because you just couldn’t follow it. 

This my friend is normal, and this feeling that something is off is what we are going to be going over today. If something doesn’t feel right then things have to change, so in todays episode you are going to learn what it means to have a budget out of alignment with your life so that you can create a budget that you are excited to follow because it is supporting the life you want to live. 

So go grab yourself a nice warm drink and a pair of headphones and let’s get to it. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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Next Steps: 

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Questions? Email me at [email protected]

Welcome to the one income family podcast. 

Today we are diving into what I believe is the one of the most important things you need to be doing in order to make it financially on one income and that is planning. I know it takes time and unless you’re like me and love to strategize and create a plan it’s not very fun, but it is extremely important. You are going to learn how embracing planning will change your finances, will help you stick to your budget and will get you one step closer to your goals. 

So go grab your favorite drink and head outside for some fresh air and let’s head into today’s episode. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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Next Steps: 

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Book a FREE Clarity Call

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Join The One Income Family Community 

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Become a One Income Family Insider

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Questions? Email me at [email protected]

Hey Mama, welcome to the one income family podcast where we talk all things budging on one income. 

Today we are going to jump into what can feel like a losing battle, and that is getting a grip on your spending. Now don’t take this to believe that the reason you are off budget is because of your spending and that it’s a bad thing to have spending money. 

On the contrary, I want you to enjoy your life and having a little spending money is not going to hurt you or your budget. In fact it gives you the freedom to spend that money without worrying if you’re going to dip into other more important funds.

But if you’re not careful that little bit of freedom can start burning a hole in your pocket and you find yourself giving into the desire even when you’ve spent all of your budgeted amount for free spending. That is what we are going to talk about today. How to curb that urge so that you’re spending money isn’t the thing keeping you from reaching your goals. 

So go grab your favorite drink and head outside as we head into today’s episode. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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Next Steps: 

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Book a FREE Clarity Call

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Questions? Email me at [email protected]

Is your money spread thin from trying to reach all of your goals simultaneously? I’ve been there! A little emergency fund here, a little vacation there and never actually reaching your goals. That’s the thing about money and time. There is a set amount and that’s not going to change. The hard part is deciding what is actually important. Have you ever sat down and analyzed what is going on in your budget? More than likely there is something in there that is less important and it’s taking up space for what is truly important. I’ve heard it said many times for time management, but it works well for money management as well. If it’s not in your budget, it’s not truly important to you. That’s why today I am going to guide you through prioritizing your goals. 

So go grab that stroller and enjoy some time for you and let’s get to it. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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Next Steps: 

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Book a FREE Clarity Call

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Join The One Income Family Community 

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Become a One Income Family Insider

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Questions? Email me at [email protected]

Hey Mama, I talk a lot about figuring out your priorities and creating a budget that tells your story. What you and your family enjoy and the life you want to live. So I figured it was time to give you an episode that talks about how to do that. How do you find balance in a budget? In other words, how do you set up a budget that doesn’t make you feel restricted, but also has safe boundaries in place to keep you from overspending. That’s what we are going to talk about today. How to balance your budget in a way that tells all who see it what is important to you and what brings you joy. 

It’s time for you to go make yourself some coffee and grab a seat as we dive into today's episode. 

Xo  Molly 

P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today. 

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.

Next Steps: 

.

Book a FREE Clarity Call

.

Join The One Income Family Community 

.

Become a One Income Family Insider

.

Questions? Email me at [email protected]