What if a little financial discomfort today could buy you freedom tomorrow?

Host Julie Rose talks with Shang Saavedra—founder of Save My Cents and author of Wealth is a Mindset—about how extreme frugality, mindset shifts, and some seriously uncomfortable choices helped her reach financial independence by age 31.

Whether you're buried in money stress or just looking for more freedom, this episode is for you.

Learn more: https://savemycents.com/

Wealth is a Mindset, available now: https://savemycents.com/book/

Follow Shang: https://www.instagram.com/savemycents/

Share your Uncomfy story: [email protected]

Uncomfy is a BYUradio podcast hosted by Julie Rose.

Also check out our sister show, Top of Mind with Julie Rose - https://lnkfi.re/TopofMind

Episode transcript: https://uncomfypodcastbyu.blogspot.com/2025/05/the-power-of-saving-and-suffering.html

CHAPTERS:

00:00 Introduction:

00:47 Meet Shang Saavedra: Financial Freedom Journey

01:04 Early Financial Struggles and Realizations

02:53 Extreme Frugality: Living on One Income

05:26 Challenges and Mishaps of Frugal Living

12:29 Shang's Turning Point: Toxic Work Environment

13:27 Achieving Financial Independence

14:39 Shang's Message: Financial Security for All

18:13 Faith and Wealth: A Christian Perspective

19:32 Final Thoughts and Resources