In this episode, Rick Ruby doesn’t sugarcoat it. From market volatility to employee drama and leaky swimming pools, he dives into how clarity, consistency, and hard work cut through the noise. You’ll get tactical insight on his personal investing habits, his income strategy, and what separates overachievers from everyone else.

Key Takeaways:

✅ Why the world craves stability—and how to stay focused anyway

✅ Rick’s monthly investing playbook (yes, the exact stocks)

✅ The 3 keys to wealth: lead flow, a great team, and strong financials

✅ The power of vision, mission, and purpose

✅ Why hard work isn’t optional—and how balance comes after effort

✅ The truth about sales calls, follow-up, and earning trust

Rick’s Challenge to You:

Write down your vision, mission, and purpose. Then go take action. The difference between average and exceptional is always effort.

🎧 – The Street Smart Millionaire – Episode 11

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The information shared in this episode of The Street Smart Millionaire is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice. Any examples or references to specific investments, performance, or financial outcomes are for illustrative purposes only and do not guarantee similar results. Always consult with a licensed financial advisor or professional before making any financial decisions.