this is property

If you're wanting some ideas for where you should look as a buyer, today's episode is for you! John shares some of the key factors that go into identifying a hot spot and shares some of the regions around Australia that are worth considering in the coming years.

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In today's Q&A John and Emily discuss:

👉🏾 buying property with a partner - when/how should you combine finances?

👉🏿 First Home Guarantee scheme disadvantages

👉🏻 older & bigger vs newer & smaller apartment

👉 tactics for bidding at auction

👉🏼 unit vs villa vs apartment - what’s the difference??

👉🏽 what professionals do you need to purchase your first property?

👉🏾 renovate the kitchen or bathroom if you could only do one?

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Investors are selling out, first home buyers are buying in... let's take a look at the state of the market! John and Emily touch on supply and demand, the rental market the home build space and more.

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In today's Q&A Emily and John chat about:

👉🏻 converting your PPOR into an investment to upsize

👉🏿 is it possible to live off your property portfolio?

👉 what’s considered good debt?

👉🏼 what’s considered an affordable mortgage?

👉🏽 unit villa in the city vs house further out?

👉🏾 and more!

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Renting where you live while buying an investment property is a popular home ownership strategy, so is it right for you? Emily unpacks what to consider, including:

👉🏾how suited you are to a renting lifestyle

👉🏿 your flexibility with location

👉🏻 your borrowing and financial capacity

👉 your desire and capacity to be a landlord

👉🏼 what your life may look like in the next 3-5 years

👉🏾 how to research whether it's better to rent or buy in the area you want

👉🏼 having financial buffers in place

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Is it worth making lifestyle sacrifices to afford a mortgage sooner? That was Fiona's question in the Facebook group and the discussion of today's episode. John talks about Fiona's options and what the MMM community had to say!

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Learn more about Orange Sky here

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Title insurance - what is it and why have it? Special guest Paul Watkins from Stewart Title joins us on the episode to unpack the ins and outs of having title insurance for your property. John and Paul chat about what title insurance covers, how it works, the cost of having it and examples of the types of claims you can make.

Learn more about Stewart Title here.

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Joel and Naomi have a goal to buy a first and family home in Gympie in the next 3-4 years. In this live clarity call John walks through some of their options!

Interested in a clarity call with John? Learn more here.

First Home Super Saver Scheme | Australian Taxation Office (ato.gov.au)

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Let's chat about off market properties! Our guest Golan Flamm from Hodges Caulfield in Melbourne has done many off market deals and he joins Emily on the show to explain:

👉🏾 what an off market property is vs pre-market

👉🏿 how buyers can find out about them

👉🏻 tips for putting your best foot forward as a buyer

👉 do buyers pay more for pre or off markets?

👉🏼 some reasons people might sell their property off market

👉🏽 the average cost saving for the seller

You can connect with Golan here

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In today's episode we're deep diving into the topic of apartments! Emily and John touch on:

👉 John's apartment

👉🏼 off the plan

👉🏽 body corp explained

👉🏾 the pros & cons

👉🏿 considerations for PPOR vs investment

👉🏻 what makes a great block

👉 what makes a great apartment

👉🏾 their thoughts on car stackers

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