Miranda is a listener of the show and bought her first home in Melbourne early this year. She talks about how her property goals changed, why she chose not to involve family in the process, what she'd do differently looking back and more. Big thanks to Miranda for sharing her buying experience!

✈️ Check out John's property masterclass at a city near you! Grab tickets at: mymillennial.money/tour

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🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

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Soooo many of you have been asking whether to get into the market now or wait and whether there will be a crash in the near future. Emily & John share their thoughts on this and what the future of housing might look like as Australia's population increases.

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🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

Today's Q&A features these great questions from the community:

👉🏻 costs are going up, what repayment buffers should I have in place?
👉 what are the pros and cons of having my whole portfolio as a joint venture?
👉🏼 how to know when you’re ready for your 2nd property?
👉🏾 hidden costs of buying unregistered land?
👉🏿 what are a tenant's rights when the owners are selling?

🛑 Please read our disclaimer + warnings before listening to this episode

🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

Record keeping, CGT, selling your property and more. Scott Young from Altus Financial is back on the show to answer a bunch of the questions you wanted to ask an accountant around:

👉 best practice for keeping records on your investment
👉🏼 the ins and outs of capital gains tax (CGT) and the 6 year rule
👉🏿 what factors should I consider when timing the sale of my property?
👉🏽 how do tax deductions work when drawing equity from my investment?
👉 when is using a trust a good strategy to buy or sell?
👉🏿 how does claiming expenses for negative gearing work?

Looking for an accountant? Click here to get in touch with Scott and his team.

🛑 Please read our disclaimer + warnings before listening to this episode

🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

If you're aspiring to get into the real estate industry, listen up! Jayson Watts shares his tips and learnings from 20 years experience as an agent. The episode touches on:

👉🏾 a bit about Jayson's background
👉 dos and don'ts of being a good real estate agent
👉🏿 the perception surrounding the industry vs the reality
👉🏼 what's happening in the Melbourne property market
👉🏾 and John and Emily ask Jayson's thoughts on a topic that comes up heaaaps in the Facebook group to do with the lack of transparency from agents surrounding best and final offers

🛑 Please read our disclaimer + warnings before listening to this episode
Connect with Jayson on LinkedIn
🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

We rarely expect the worst to happen which is why it's always good to be prepared! John and Emily discuss some of the things that can go wrong when it comes to:

👉🏻 buying unregistered land
👉 buying or selling a property
👉🏼 cross-collaterisation
👉🏽 bidding at auction
👉🏾 buying a tenanted property
👉🏿 working with a builder

Have some horror stories of your own? Tell us in the Facebook group!

🛑 Please read our disclaimer + warnings before listening to this episode

🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

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You might consider renting out your home if you decide to upsize, downsize or rentvest. John and Emily chat through some steps to take and things to think about when it comes to:

👉🏾 working out your lending and cashflow
👉🏿 engaging the right professionals for your situation e.g. accountant, mortgage broker, property manager, financial planner
👉🏻 the logistics of owning a rental property
👉 vacancy rates, supply & demand
👉🏼 choosing between rentvesting and buying another PPOR
👉🏽 lifestyle factors you might think about when looking to buy another PPOR
👉🏿 and tackling the fear of having 2 mortgages

Book a clarity call with John

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Book a clarity call with John: https://bit.ly/M3JohnClarityCall
🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

Kobe and her partner bought into an estate last year and and have just begun building! Kobe shares the ins and outs of their home buying journey including:

👉🏾 not finding a property that suited their lifestyle within their budget
👉🏿 using some first home buyer and builder benefits to get into the market
👉🏻 advantages of buying into a new estate
👉 choosing a builder
👉🏽 costs
👉🏻 timeframes from deposit to commencing construction
👉 their plans to live in the home for a year and then rentvest and turn it into an investment property
👉🏿 tips and learnings

🛑 Please read our disclaimer + warnings before listening to this episode

🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

Shoutout to our Facebook community for more great questions! In today's episode Emily and John discuss:

👉 transacting money online and how to protect yourself from scams
👉🏼 property investing vs investing in a property-based ETF
👉🏾 when should you get a depreciation schedule? (Listen to 414 depreciation schedules)
👉🏿 how to manage the rising cost of building materials
👉🏻 interest rate rises - what's a good buffer to plan for?
👉🏽 building a granny flat on your PPOR rather than buying another block of land
👉 what are the extra costs involved in buying a property besides the deposit
👉🏾 how to & should you avoid telling an agent what you're willing to spend if they ask
👉🏻 keep or sell a B class property that may have performed really well in recent times
👉🏾 buying in a mining town

🛑 Please read our disclaimer + warnings before listening to this episode

🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

Saving a 10% deposit is one of the biggest things slowing people down from buying a property, so what if you could purchase a new home build much sooner with as little as $10,000? John and Emily chat with Michael about how Coposit is enabling people to do just that, and the ins and outs of how Coposit works.

🛑 Please read our disclaimer + warnings before listening to this episode

🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.