Saving a 10% deposit is one of the biggest things slowing people down from buying a property, so what if you could purchase a new home build much sooner with as little as $10,000? John and Emily chat with Michael about how Coposit is enabling people to do just that, and the ins and outs of how Coposit works.

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my millennial property is produced by SYMO interactive, home of my millennial money.

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Think of today's episode like a mixed bag of lollies... a little bit of everything! John and Emily answer some listener questions and share their opinions on reforms that may be coming to the property market. Discussed in this chat:

👉🏻 mortgages - what's too big, what's manageable?
👉 is it an efficient strategy to rentvest?
👉🏼 Consumer Affairs VIC have begun exploring potential reforms to the property market and how things can be improved for consumers
👉🏽 what should you consider when you're planning to turn your home into an investment property?

🛑 Please read our disclaimer + warnings before listening to this episode

🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

Emily and John chat with property developer and ex-professional footballer Andrew Welsh who shares his learnings and experience in developing new Australian communities. The chat touches on:

👉 working with council
👉🏼 financing developments
👉🏿 researching new growth opportunities
👉🏽 Andrew's tips for aspiring developers

🛑 Please read our disclaimer + warnings before listening to this episode


🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

This one's for the investors! John and Emily get into the nitty gritty of claiming tax deductions on your investment property with Brad Beer from BMT Quantity Surveyors. They touch on:

👉🏾 what's a depreciation schedule and what does a quantity surveyor do?
👉🏻 the factors that go into whether or not you can claim deductions
👉🏾 how do claims work if you are the 2nd or even 3rd owner of the property
👉 how many years you can claim on the structure of a property and even some renovations
👉🏿 claims on items such as aircon units, blinds and carpets
👉🏼 considerations if you're making renovations - you might still be able to claim on the things you're replacing!
👉🏽 some cool info about amending past tax returns to back-claim missed or wrong deductions
👉🏻 the process for getting a depreciation schedule
👉 is it better to buy new or renovate?

🛑 Please read our disclaimer + warnings before listening to this episode

🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

Thinking of buying an investment property? Here's what NOT to do! John and Emily talk about 6 mistakes to avoid.
🛑 Please read our disclaimer + warnings before listening to this episode

🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

John and Emily unpack the 2022 budget's Government schemes that will be of interest to buyers and investors, including:

👉🏻 First Home Guarantee: more places made available helping people to buy their first home with a 5% deposit
👉🏿 Regional Home Guarantee: you don't need to be a first home buyer to qualify for this one!
👉🏼 Family Home Guarantee: helping single parents buy a home with a 2% deposit
👉 NHFIC: more money going towards homelessness and housing in remote and indigenous communities
Also listen to 411 buying in flood zones, the return of overseas migration, rise of the regions + more with Eliza Owens

🛑 Please read our disclaimer + warnings before listening to this episode

🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

On today's episode we discuss some of the big influences affecting property markets across Australia right now. Emily and John chat with Eliza Owens, Head of Research at CoreLogic who shares some interesting insights into:

👉🏾 property ownership in relation to gender
👉🏿 property markets affected by recent floods
👉🏻 factors that impact housing prices over time
👉 the return of overseas migration
👉🏼 and the rise of the regions

🛑 Please read our disclaimer + warnings before listening to this episode

🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

Some great questions and topics in today's q&a! John and Emily discuss:

👉🏾 considerations for buying property with a partner
👉🏿 is going with a variable rate on your home loan risky right now?
👉🏻 rapid increase of prices and growth in regional areas
👉 when can a frosted window be replaced by a clear one?
👉🏼 to sell or rent out hobby farm?
👉🏽 will the sea change continue post-covid?

🛑 Please read our disclaimer + warnings before listening to this episode

🏡 Join the m3 facebook group
🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan

my millennial property is produced by SYMO interactive, home of my millennial money.

Hosted on Acast. See acast.com/privacy for more information.

Thinking of getting into the property market? John and Emily chat with mortgage broker Randy Araya-Bishop from Sufficient Funds about:
👉 going direct to bank vs a mortgage broker👉🏿 the different types of pre-approval assessments to suit your situation👉🏻 does getting a 2nd pre-approval affect your credit score?👉🏽 pre-approval turn around times👉🏾 check ins you might expect from your broker after securing your loan👉🏼 mortgage broker qualifications to be aware of👉 differences in lender assessments of your borrowing capacity👉🏾 parental guarantees & second mortgages👉🏿 locking in a fixed rate plus the differences of fixed and variable loans
Need help finding a trusted mortgage broker? Head to sortyourmoneyout.com and click Get Help.
🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.
Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.
Join our Facebook community! Got a question for us? Use #property
Take a look at John’s Solvere Online Academy and Emily’s first home buyer online course at the link below.
Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.

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In today's Q&A, Emily and John discuss:
👉🏾 how to use the equity in a $2M home if the goal is to build enough passive income to retire in 15 years👉🏻 is it worth keeping an investment property if interest rates rise?👉 3 good reasons to sell your investment👉🏿 navigating complexities and costs of selling your property👉🏽 due diligence when finding a buyers agent
John and Emily touch on interest rate rises in the 2022 market outlook episode.
Got a question for the show? Use #property in the my millennial money Facebook group.
🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.
Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.
Take a look at John’s Solvere Online Academy and Emily’s First Home Buyer course at the link below.
Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.

Hosted on Acast. See acast.com/privacy for more information.