In today's Q&A, Emily and John discuss:
👉🏾 how to use the equity in a $2M home if the goal is to build enough passive income to retire in 15 years👉🏻 is it worth keeping an investment property if interest rates rise?👉 3 good reasons to sell your investment👉🏿 navigating complexities and costs of selling your property👉🏽 due diligence when finding a buyers agent
John and Emily touch on interest rate rises in the 2022 market outlook episode.
Got a question for the show? Use #property in the my millennial money Facebook group.
🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.
Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.
Take a look at John’s Solvere Online Academy and Emily’s First Home Buyer course at the link below.
Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.

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At 22, Matt Srama bought his first home and continued on to buy another 3 throughout his 20s. In this episode John and Emily perform a little autopsy on Matt's money, career and property journey and Matt shares his key learnings, particularly about money mindset and purchasing property.
🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.
Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.
Join our Facebook community! Got a question for us? Use #property
Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.
Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.
We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

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What will happen with the market this year? John and Emily share their insights and thoughts on how the property market will play out in 2022, touching on:
👉🏾the federal election👉🏻proposed changes to QLD’s land tax rules for interstate investors👉 interest rate rises👉🏿 what they're noticing on the ground👉🏽buy now or wait?👉🏼 a few of their predictions
You can find data on vacancy rates at SQM Research
Check out the inspiring episode with Douglas!
🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.
Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.
Join our Facebook community! Got a question for us? Use #property
Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.
Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.
We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Hosted on Acast. See acast.com/privacy for more information.

Douglas shares his inspiring story of building a property portfolio which currently brings in $25k of passive income, amazing! He shares the stages of his investment journey which touches on:
👉🏾 doing this on a casual income!👉 finding other options when he struggled to get a loan👉🏿 undertaking a joint venture with family👉🏻 how he travelled to 100 countries👉🏾 buying interstate👉🏽 his buyer strategy👉🏻 and thoughts on FIRE (financial independence retire early)
🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.
Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.
Join our Facebook community! Got a question for us? Use #property
Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.
Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.
We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Hosted on Acast. See acast.com/privacy for more information.

Interested in the property development space? This chat's for you! Peter Kelly from Little Fish Property Developments joins John and Emily to discuss:
👉things to consider before purchasing a development👉🏾how much cash you need & the initial costs of getting started👉🏻common first timer mistakes to avoid
🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.
Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.
Join our Facebook community! Got a question for us? Use #property
Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.
Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.
We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode John and Emily unpack a scenario of a buyer who is weighing up two options, to buy the cheaper townhouse in a better location or pay 150k more for the larger free standing house? They also touch on:👉🏿some things to consider when buying a townhouse👉🏻when do you need a buyer’s agent?👉whether to buy a property before or after starting a business or changing career
🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.
Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.
Join our Facebook community! Got a question for us? Use #property
Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.
Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.
We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Hosted on Acast. See acast.com/privacy for more information.

Ella has a goal to buy her first investment property but isn't sure how to create a strategy or where to start researching. We recorded her clarity call with John for anyone who may be in a similar position or interested to know what a clarity call is like!
Here's where you can book a clarity call with John about your situation: https://www.sortyourmoneyout.com/reach-out
🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.
Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-plan
Join our Facebook community! Got a question for us? Use #property: facebook.com/groups/mymillennialmoney
Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.
For podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/m3pshownotes
We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Hosted on Acast. See acast.com/privacy for more information.

Happy new year! For the first episode of 2022, Emily and John are joined by Cathy Stacey to unpack the law of economic rent.
You might remember Cathy from episode 344 timing the market which you can listen to here: https://player.whooshkaa.com/episode?id=928639
Here are the books mentioned in the chat.
One Hundred Years of Land Values in Chicago: https://amzn.to/3CjnlD1
The Secret Life of Real Estate and Banking: https://booktopia.kh4ffx.net/n1PvJV
The Power in the Land: booktopia.kh4ffx.net/yROeNb
Boom Bust: booktopia.kh4ffx.net/7mDGgd
🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.
Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-plan
Join our Facebook community! Got a question for us? Use #property: facebook.com/groups/mymillennialmoney
Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.
For podcast resources, links to our stuff, disclaimer & warnings about this episode + more check out: mymillennial.money/m3pshownotes
We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Hosted on Acast. See acast.com/privacy for more information.

Evelyn Clark from Everlend joins John and Emily on the show to discuss what's happening in the lending space. They touch on:
👉🏾pre approvals👉🏻turn around time between different lenders👉10% vs 20% deposit👉🏿fixed loan offsets👉🏼the importance of having additional savings beyond your deposit👉🏾other costs when acquiring property👉guarantor loans👉🏻and strategic tips for investors
🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.
Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-plan
Join the m3 Facebook group community! Got a question for John and Emily? Use #property or #firsthomebuyer: facebook.com/groups/mymillennialmoney
Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.
For podcast resources, links to our stuff, disclaimer about this episode + more check out: mymillennial.money/m3pshownotes
We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Hosted on Acast. See acast.com/privacy for more information.

Finding a good, trustworthy real estate agent to sell what is likely your biggest asset, can be a tricky and tiring process. John and Emily chat with David Ginnane about how you can find and compare top agents in your area using a service like Agent Select so that you can find one that's right for you.
Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: https://www.mymillennial.money/spending-plan
Got a question for John and Emily? Use #property or #firsthomebuyer in the m3 Facebook group: facebook.com/groups/mymillennialmoney
Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.
For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/m3pshownotes
🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.
We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Hosted on Acast. See acast.com/privacy for more information.