In this episode, John and Rachelle Kroon from Sphere Home Loans dive into strategies for increasing your borrowing capacity, weighing up equity vs cash for property purchases, and the latest on LMI waivers. They also cover rental yields, government schemes, and tips for navigating today’s lending landscape.

Learn more about Sphere Home Loans here

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

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To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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Happy new year! John and Em will be back next week with new episodes but for now, enjoy this popular episode from last year. Location, location, location. John and Emily chat about how important location is in your buying strategy, bust some myths and talk about tips and tricks for finding a good location.

🎧 John's 8 point investing strategy 👇

Listen on Apple

Listen on Spotify

Book a clarity call with John here

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

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To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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Today's episode was a fan favourite so we're bringing it back! Should you buy a home to live in or an investment property first? This is such a common question and in this episode John walks through what to consider using an example of buying in Adelaide and a case study based in Manly, NSW. John touches on:

👉🏾 buying a house vs unit

👉🏿 your short term lifestyle and financial goals

👉🏻 your borrowing capacity

👉 your risk profile

👉🏼 your mindset

👉🏽 and Zoe and Tom's case study

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

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To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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In this episode, mortgage broker Rachelle Kroon joins John to share three real-life property case studies: buying a first home, using equity for an investment, and upsizing into a dream home. She unpacks the numbers, the strategy, and the game-changing role of a good broker in navigating it all.

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode John chats with Jo Natoli who shares her insights from decades of experience as both a property manager and an investor. She offers her unique tips on selecting the right property manager, managing risk, and getting the most out of your investment. They touch on:

👉🏾 Jo's journey into property

👉🏽 things to look for in a good property manager

👉🏿 self managing a property - yay or nay?

👉🏻 property management fees

👉 landlord insurance

👉🏼 managing renovations through a property manager

👉🏽 renting your property to friends or family

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode John and Emily answer some listener questions about:

👉🏼 paying down the mortgage or buying another investment

👉🏾 buying a property going through probate

👉🏿 is it a bad idea to buy property now with prices at an all-time high?

👉🏻 considerations for buying property in a SMSF

👉 the outlook for property in 2025

Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.com

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode John and Emily dive into the hot topic of negative gearing: what it is, why it’s so polarising, and whether scrapping it could solve Australia’s housing crisis. The touch on:

👉🏻 how negative gearing works and who it benefits

👉 what scrapping it could mean for investors, renters and homeowners

👉🏼 what happened in the 80s when it was temporarily removed

👉🏽 why does property get preferential tax treatment?

👉🏿 negative gearing on a property in a trust

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode John and Emily answer a mixed bag of questions - touching on:

👉🏻 is it worth styling your home before selling it?

👉 considerations for servicing investment loans

👉🏼 is it generally good to buy and sell in the same market?

👉🏽 comparing houses vs units for capital growth

👉🏾 and investing in commercial property

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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Tayla is 27 and wants to know what it will take to purchase her first home on the NSW Central Coast. In this live clarity call, John Pidgeon from this is property and mortgage broker Genevieve Fordham from Sphere Home Loans help Tayla crunch the numbers to figure out what she can afford to buy as either a first home or investment property.

Want clarity on your property situation? Book a clarity call with John here

Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.com

Need a mortgage broker? Connect with the Sphere Home Loans team here

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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A good building and pest report can save you from costly surprises before you purchase your new home. In this episode, Em chats with Phil Guildea from Buy Wise Inspections about the ins and outs of building and pest inspections, touching on how to choose a reliable inspector, the importance of thorough reports, defects and issues like mould, asbestos and restumping and why you should be wary of shiny new renovations.

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://emilywallace.com.au

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.