Ruben Izgelov from We Lend LLC joins me to discuss the dynamic landscape of private lending in today's market.

A key point we explore is how the current era is being hailed as the "golden age of private credit," particularly as traditional banks tighten their lending criteria. Ruben emphasizes the importance of adaptability in lending practices, noting that his firm bridges gaps left by shrinking community banks to offer tailored financing solutions.

We discuss the challenges and opportunities that real estate operators face, including the shift from flipping properties to holding them as a hedge against inflation. Our conversation also touches on the significance of maintaining strong relationships with borrowers, which is essential for successful lending in this evolving environment.

Takeaways:

• In today's lending environment, private credit is thriving as banks reduce their lending capacity.
• To succeed in real estate lending, having skin in the game is essential for both lenders and borrowers.
• Investors are increasingly transitioning from equity investments to debt financing for better security.
• Effective communication and quick response times from lenders are critical for closing deals successfully.
• Understanding the underwriting process is vital for new lenders to identify and mitigate risks effectively.
• Maintaining strong relationships with experienced borrowers is key to successful lending operations.

Thanks for following, subscribing and listening to this episode of The Do More podcast hosted by Jon Farling. To learn more or ask questions, go to l4investing.com.

The Do More Podcast