Everyone's Talkin' Money

What is the Cost of FOMO | Talkin’ Money Unfiltered with Rachel Duncan


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What do Ponzi schemes, emotional spending, and IKEA shopping trips have in common? More than you think.

In this Talkin’ Money Unfiltered conversation, I sit down with financial therapist Rachel Duncan to explore the wild history of Charles Ponzi, why scams like Bernie Madoff’s still happen today, and how “easy money” myths lure even the savviest investors.

We also get personal about the emotional side of money—FOMO spending, consumerism as a hobby, and why it feels so intimate (and brave) to finally talk about money with friends.

You’ll walk away learning:

  • Why Ponzi schemes are built on trust, community ties, and the promise of high returns
  • Red flags to watch for when evaluating an investment opportunity
  • How FOMO spending silently taxes your wallet and relationships
  • Why patience—not quick wins—is the real path to financial security
  • How talking openly about money can actually deepen friendships and relieve financial shame
  • Listen to the podcasts we talked about:

    Easy Money: The Charles Ponzi Story

    Debt Heads

    Whether you’ve ever wondered how smart people get caught in scams, or you just want to feel less alone about your own money choices, this episode is a must-listen.


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    Everyone's Talkin' MoneyBy Shari Rash, Money Podcast for Women, Personal Finance, Relationships & Mental Health

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