💬 What to Do With Your Refi Money After a BRRRR or Value-Add Deal

Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

After completing a refinance and pulling out equity, what's the smartest next move? Wayne and Gabby dive into the listener question about a 9-unit apartment building refi and explore how to decide whether to buy another property, start a business, or diversify elsewhere.

They also unpack the risks of speculation, discuss trends that have risen and fallen in the investing world, and share insight into avoiding bad advice, snake-oil schemes, and over-hyped "strategies." A lighter side of today's show also featured a fun Rapid-Fire Throwback segment with Gabby—because real-life personalities make real-life investors.

🧠 What You'll Learn in This Episode

• How to decide what to do with equity pulled from a refinance

• Why risk vs ROI matters more than chasing "diversification"

• The importance of analyzing markets and running your own numbers

• Why some popular trends never actually worked (and still don't)

• Common mistakes new investors make when following hype

• The role of business income vs long-term wealth from rentals

• How to spot manipulation and gimmicks in the investing community

• Real-life landlord legal stories from Wayne & Gabby

👥 About Your Hosts

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative financing strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

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💡 Resources & Contact

Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected]

🤝 Thanks to Our Sponsors

🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers 13267 & 13268