What if the secret to building wealth wasn’t spending big, but acting broke?

Lucy Guo (@guoforit), co-founder of Scale AI, founder of Passes, and the youngest self-made female billionaire, is redefining what it means to win in tech, money, and the creator economy. From her “act broke, stay rich” mindset, to proving people wrong in Silicon Valley, to helping creators build generational wealth, this is the conversation every founder, dreamer, and disruptor needs to hear.

• Why acting broke is Lucy’s rule for staying rich

• The truth about being a “billionaire” (and why it’s not cash in the bank)

• How equity, not cash, creates generational wealth

• The surprising power of free things (and why Lucy still takes UberX)

• How she handles haters, trolls, and being called “the party girl of tech”

• Why proving people wrong has fueled her biggest wins

• What founders get wrong about raising money and scaling fast

• How AI will shape the next wave of unicorn companies

• Why consistency, discipline, and content are the only real creator superpowers

This isn’t about chasing trends or titles. It’s about building smarter, betting on yourself, and creating wealth that lasts.

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This episode is sponsored by:

• ⁠⁠Pique⁠⁠ - Use this link for 20% off. (http://piquelife.com/HSR20)

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More from Hot Smart Rich:

⁠⁠⁠⁠The Hot Smart Rich Money Mindset⁠⁠⁠⁠

⁠⁠⁠⁠Merch⁠⁠⁠⁠

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This episode is produced by HSR Media, a division of Creative MES LLC, with support from Ana Sessions and Coldea Productions.

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Hot Smart Rich is your place to hear unfiltered conversations with the people shaping the future of culture, creators, startups and community. Hosted by Maggie Sellers, investor and media powerhouse, and guests breaking the mold, you’ll get the real deal as it relates to navigating the startup fast lane, leveling up your life or becoming your hottest, smartest, richest self. New episodes weekly on Wednesdays.