The Money Sessions

Your Low Fees Are Out of Integrity — Why You Can't Build an Honest Practice on a Lie


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This is your unpopular opinion alert—but someone needs to say it.

If you're taking insurance or charging low fees that don't allow you to pay your bills, take care of your kids, and save for retirement, your practice is out of integrity.

You're modeling a lie—both to your clients and to yourself.

In this fiery, no-fluff episode, Tiffany dismantles the illusion that therapists can do high-quality, transformative work while chronically undercharging. She shows you exactly how low fees erode your integrity, deplete your energy, and keep the entire field stuck in burnout and self-sacrifice.

In this episode, you'll hear:

  • Why low fees aren't generous—they're dishonest;

  • The hidden "subsidy system" keeping therapists broke and exhausted;

  • The hard truth about who can actually afford to charge low fees (and why you're probably not one of them);

  • How cheap therapy devalues the profession and undermines client transformation;

  • The financial and emotional red flags that prove your fees are too low.

If your clients are changing—but you're the one deteriorating—it's time to face what that says about your business model.

Integrity starts with truth—and truth starts with charging enough to live.

Email Tiffany at [email protected] with the subject line: "I'm Ready."

She'll walk you through how to raise your fees, reclaim your integrity, and build a practice that honors your worth—without apology.

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The Money SessionsBy Tiffany McLain

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