Building on the personal finance episode that aired as #157, Matt and Scott talk to Jesse Meacam, the founder of You Need A Budget as well as an SSOC client. You Need A Budget is a philosophy of budgeting based on four simple rules of money management, with some handy software tools to take the tedium out of spreadsheets. This ground-up approach to budgeting bears a strong resemblance to Starting Strength's method of barbell training, starting with first principles and building toward actionable goals.