In this episode, I’m talking with Lauryn Williams, CFP®, and consultant with Student Loan Planner, about what’s really going on with student loans right now, especially for social workers trying to make sense of repayment, forgiveness, and all the recent changes. We break down the current repayment options, what’s happening with the SAVE plan, and how the new RAP plan is expected to work (when it finally rolls out).

If your loans feel overwhelming or you’ve been avoiding them altogether, this episode will help you understand your options and what next steps to take. 

Get $100 off a consult with Student Loan Planner*

Takeaways From This Episode:

• Why repayment isn’t one-size-fits-all and how to choose what works for you
• What’s happening with the SAVE plan and why it might be time to move off it
• Which income-driven repayment plans are still available (and who qualifies)
• What the new RAP plan is, and what we know about it so far
• How PSLF actually works and common myths that confuse borrowers
• What to consider before refinancing your federal loans
• How a consult with Student Loan Planner works and why it could save you thousands

Mentioned resources:

• Get $100 off a consult with Student Loan Planner*

• Check out the affiliated blog post for the full list of resources mentioned in this episode and the unedited transcript. (This post has extra resources that were not shared in the episode, thanks to Leslie!) 

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Disclaimer: The information presented in this podcast & on any affiliated platforms is for educational, informational, & entertainment purposes only and should not be construed as legal, financial, or professional advice. Consuming this content does not create an attorney-client relationship. If you need legal advice pertaining to your particular situation, consult one-on-one with an attorney.

*This episode may contain affiliate links, meaning if you decide to make a purchase via my links, I may earn a commission at no additional cost to you. See my disclosure for more info.