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In Episode 44 of The Vault, we discuss this week’s controversial opinion, “New Year's resolutions never work”, before diving into our listener dilemmas:

💸 "I'm so overwhelmed with my debt - how do I turn it around this year?”

💸 "I can never stick to my New Year goals.”

We celebrate some amazing wins from our community - we’re talking 🌟DEBT-FREE GIRLIES🌟, credit card breakups, weddings, emergency funds and holidays saved for, new jobs, house deposits and more! We couldn’t be prouder 🤩🥳🎉

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here 💸

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 260,000 customers saving with PensionBee. When investing, your capital is at risk.

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Start investing without the hard work with Trading 212 💸

When investing, your capital is at risk. Pies & Autoinvest is an execution-only service, not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. This information is not investment advice. Do your own research.

Chapters:
00:00 Introduction
00:47 Reflecting on 2024: A Year in Review
01:36 Listener Stories and Financial Advice
04:56 Christmas Gifts and Budgeting Tips
22:44 New Year Resolutions and Healthy Habits
29:01 Water Bottle Addiction Confessions
29:20 New Year Resolutions: Yay or Nay?
29:58 The Budgeting Struggle
31:38 Investing Made Eas

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

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About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
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