We're back! Summer break is officially over and The Vault is open again 💖

This week, we're diving into these money dilemmas:

💸 "I Earn £101k — Has My Pay Rise Cost Me My Free Childcare?"

💸 "My Friends Can't Agree On Our Girls Holiday Budget"

Plus a gorgeous update from Tamika & Thomas (ep115) — after their dilemma on combining finances before marriage, there's a joint account AND a wedding booked 🎉

Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌

You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

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Over 750,000 of you watched this dilemma on socials — so while we work on the next chapter of The Vault, we're bringing back the episodes you loved most. 🤫

This week we debate the controversial opinion "wellness is for the elite", before diving into two listener dilemmas:

💸 "Should I use my savings to clear my debt?"
💸 "My parents give my brother more financial support than me!"

Plus a community win: one listener's net worth up £900 after just ONE MONTH with Financielle 📈

Got a money dilemma or a win to share? Tell us anonymously in the Financielle app or email [email protected] 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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While we work on the next chapter of The Vault, we're bringing back the episodes you loved most. 🤫

This week we debate the controversial opinion "maternity leave should be fully paid for at least a year" 🫄, before diving into two listener dilemmas:

💸 "I'm going into debt for school trips"💸 "I'm in a PCP agreement with my ex!"

Plus a brilliant community win: one listener cut her credit limit so the debt cycle can't restart. 🎉

Got a money dilemma or a win to share? Tell us anonymously in the Financielle app or email [email protected] 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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While we work on the next chapter of The Vault, we're bringing back the episodes you loved most. 🤫 This one kicked off our biggest year yet!

We open with a round of Jail or No Jail: "I keep all my money in cash because investing scares me"… guilty or not? 🚨

Then we dive into two listener dilemmas:

💸 "I Have $200k in My Pension but Only $1,300 in Savings… Help"

💸 "I'm Trapped in My Overdraft After 20 Years"

Plus a community win that still makes us smile: £15k overpaid on a mortgage in one year 👏

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌

You're not alone in figuring this stuff out. More honest money chat at financielle.com 💖💸

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🫶 Protect yourself and loved ones with our friends at Lifesearch*

* The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

Over 1 million of you watched this dilemma on socials — so while we cook up the next chapter of The Vault, we're bringing back the episodes you couldn't stop talking about. 🤫

This week we debate the controversial opinion "couples should ALWAYS combine finances", before diving into two listener dilemmas:

💸 "I've always been an 'executive sponsor' for my friends"

💸 "£90k debt and my husband has run out of money"

Plus a listener money win we love: a £175 bank-switch bonus, straight onto the loan. 👏

Got a money dilemma or a win to share? Tell us anonymously in the Financielle app or email [email protected] 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

We're closing the Vault for a little while, but we're going out on a high 🥹This week's dilemmas:💸 "I Want to Retire at 45. Am I Being Delusional or Is FIRE Actually Achievable on a Normal Salary?"💸 "My Brother Gets £150 a Month in Pocket Money — How Do I Set Him Up Financially Before He Makes My Mistakes?"Thank you so much for being part of The Vault with Financielle community, we'll be back soon with some of our favourite episodes while we take a little break. 🤍In the meantime, check out all the amazing content we have at https://financielle.com/ 💖💸
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When two very different money personalities move in together… something's gotta give 👀

This week's dilemmas:

💸 "He Wants One Joint Account for Everything — But I Have 10 Sinking Funds and I Cannot Give Them Up"

💸 "I Earn a Good Salary, Own 2 Rental Properties, and Still Don't Know What to Do With My Money"

Got a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [[email protected]] 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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From massive life changes to big money gifts, this week's dilemmas are proof that even good things can still keep you up at night 😅

This week's dilemmas:

💸 "I'm Moving Abroad for Two Years — What Happens to My Pension and ISA While I'm Gone?"

💸 "I Was Gifted £50k and I'm Buying My First Home Alone — What Do I Need to Know?"

Got a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [[email protected]] 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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This week we're getting into the messy reality of mortgage overpayments, emergency funds, and whether a dream job is worth a £20k pay cut 👀

This week's dilemmas:

💸 "I've Been Overpaying My Mortgage for Two Years — But I Have Nothing in Savings. Am I Backwards?"

💸 "I Earn £50k and Want to Take a £20k Pay Cut — Am I Making a Huge Mistake?"

Mentions:

🏡 Amortization calculator: https://www.calculator.net/amortization-calculator.html

💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*

Got a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [[email protected]] 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

Connect with our Partner

🫶 Protect yourself and loved ones with our friends at Lifesearch*

* The above are tracked links, which tell our partners we sent you and may in future result in a payment or benefit to our site.

What would you actually do with a life-changing inheritance? 👀

This week's dilemmas go deep:

💸 "Help! I’m inheriting £300k"💸 "We're Paying Off £9k of Debt, But I Can't Stop Spending On My Daughter"

Plus we asked the community: have you ever used AI for your finances? Would you trust it with your bank statements? 🤖

Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [[email protected]] 💌

You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

Connect with our Partner

🫶 Protect yourself and loved ones with our friends at Lifesearch *

* The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.