What is an emergency fund? Who needs funds set aside for job loss, injury, or emergencies? How much money do I need in my emergency fund? Where is the best place to keep emergency funds? A money market? A high yield savings account? And do I really need an emergency fund? Yes, you definitely should have emergency savings as both a priority in your financial life and a short-term money goal. Aim to have at least 3 months of expenses saved in the next 2-6 months.

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