It's Vivian's birthday and she's giving YOU the gift. Turning 32 means it's time for 32 real life and money lessons. 

In this episode, you'll learn:

1. Why you should never take advice from anyone you don't want to be, why the harder path isn't always the right one, and the small daily habits that actually move the needle on your finances and your life, way more than grinding on hard mode ever will.

2. Why individualism is quietly making you broke, why you should never take the first salary offer, and how negotiating, not just at work, but in every area of life, is the skill that separates the people who get what they want from the people who leave money on the table.

3. The real lessons about love, friendship breakups, family and money boundaries, and learning to sit with the hard stuff instead of running from it. Plus why rest, spite, and a popsicle in the shower might be the most underrated tools in your arsenal.

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Host: Vivian Tu 

Producer: Grace Rittenhouse

Editor: Fringe Podcasts 
Got a financial question you want answered in a future episode? Email us at [email protected]

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