Broke? Here’s what most people do wrong—and exactly what to do instead.

In this episode, Rich replays his interview with real estate investor and entrepreneur Ryan Pineda, diving into the mindset and strategy shift that took Ryan from broke athlete to multi-millionaire brand builder. This one’s not just about money—it’s about how to pivot fast, ditch victim mode, and take full control of your outcome.

They break down:

• Why your first move out of survival mode shouldn’t be saving—here’s what to focus on instead
• How Ryan leveraged attention and personal brand to explode every business he built
• The myth of “work-life balance” (and why seasons of obsession matter)
• What broke entrepreneurs get wrong about scaling
• Ryan’s best advice for anyone starting from scratch with zero capital

Whether you're on your last $100 or looking to reinvent yourself, this episode gives you a no-BS roadmap to make it happen.

Let’s get into it.

Connect with Ryan on Instagram: @ryanpineda

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