Businesses still seem to be doing it tough. 

The latest Centrix data for June shows the number of people behind on payments is down on last year, for the fifth consecutive month in a row. 

At the same time, company liquidations have risen 27% year-on-year. 

BWA Insolvency’s Bryan Williams told Ryan Bridge he expects it to start falling again later this year. 

He says people will have a more enlightened view of their future and will likely have greater discretionary funding to spend as we head towards Christmas. 

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