It bonds us all but is still the one thing most are too terrified to tackle, we discuss serious money stress and offer expert advice to make this year a turning point. From Bankruptcy, to Divorce, to Selling up for love and later regretting it; here we have people in financial dire straits ready to overshare their money horrors.

In this episode our expert Claer Barrett advises Rachel seek help from the following organisations and charities:

Citizens Advice: https://www.citizensadvice.org.uk

Step Change: https://www.stepchange.org

Business Debtline: https://www.businessdebtline.org

CAP (Christians Against Poverty): https://capuk.org

These are the carers help websites Claer also spoke to Rachel about:

Entitled To: https://www.entitledto.co.uk

Turn 2us: https://www.turn2us.org.uk

You can find Claer online @claerb and you can find her book 'What They Don't Teach You About Money' out now!