Andy Schoonover is the founder of Crowd Health and he discusses challenges faced by traditional insurance companies, the incredible potential of crowdfunding for healthcare expenses, and how Crowd Health is revolutionizing the way we think about covering medical costs. 

Timestamps: 00:00 Trailer and introduction. 02:15 Insurance coverage. 06:04 Ear issues. 07:51 Healthcare claims denied to increase long-term profit. 11:10 Questioning cost of health insurance; forming community. 15:42 Efficiency and environment of hospitals and surgery centers.  17:18 Member reputation and price transparency in community. 22:48 Pharmacy benefit managers save money by cutting drug costs. 26:03 Urgent care cheaper than ER for stitches. 28:09 Crowdfunding emergencies. 30:11 Miscarriage story prompts unexpected generosity towards member. 34:28 Health events. 39:07 Obamacare and preexisting conditions. 41:05 You are responsible for your own bill. 46:43 Fighting for uninsured with disliked insurance companies. 48:57 Diabetes costs a lot, needs attention, change. 50:40 Removal of Obamacare fine benefits some states.

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