Divorce at Altitude: A Podcast on Colorado Family Law

Social Media and Co-Parenting in Divorce Cases

In this episode of Divorce at Altitude, Ryan Kalamaya and Amy Goscha discuss the role of social media during divorce and co-parenting, focusing on how it can impact communication, child custody, and overall family dynamics. They dive into the challenges and benefits of using social media, from enhancing communication between parents to the potential for overexposure and proxy wars.

Ryan provides practical advice on how parents can navigate social media during divorce, including setting clear boundaries in the parenting plan and addressing issues like photo sharing, new relationships, and child social media use. The episode also touches on how social media can be used to a parent's advantage in legal matters, but also the pitfalls of oversharing.

Episode Outline

The Role of Social Media in Divorce and Co-Parenting
How social media can both enhance communication and create conflicts, especially in co-parenting situations.

Parents’ Use of Social Media
Benefits such as improved communication and gaming with children, and the potential for oversharing or creating new conflicts.

Challenges with Social Media in Divorce
How social media can lead to proxy wars, oversharing, and how new relationships can trigger drama or complications.

Setting Boundaries in the Parenting Plan
Guidelines for parents to agree on how to handle photo sharing, communication on social media, and the introduction of new relationships.

Children’s Social Media Use
Discussing the age-appropriate use of social media, monitoring accounts, and the role of parents in regulating social media access.

Practical Suggestions for Parenting Plans
Including provisions for controlling access to social media accounts, ensuring both parents can access the child’s accounts, and limiting the amount of time spent online.

Legal Implications of Social Media
How posts and pictures on social media can play a role in a divorce case, and how they can be used in a parent's favor—or to their disadvantage.

What is Divorce at Altitude? 

Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

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DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Legal Separation vs. Divorce in Colorado

In this episode of Divorce at Altitude, Ryan Kalamaya discusses the difference between legal separation and divorce in Colorado, using the story of Eric and Melanie Wolf to provide context. While both processes are similar, legal separation keeps the couple legally married but formalizes the separation of finances, child support, and maintenance.

Ryan explains why some people choose legal separation over divorce, whether due to religious reasons, emotional reasons, or practical considerations like insurance or tax benefits. He also addresses the process of converting a legal separation into a divorce, which is straightforward once the decree of separation is entered.

If you’re unsure whether to pursue a legal separation or a divorce, this episode offers clarity on how the two compare and why legal separation might be the right choice for some.

Episode Outline

What is Legal Separation?
Ryan explains the concept of legal separation in Colorado, highlighting that while the couple remains legally married, their finances, child support, and maintenance are formally separated.

Differences Between Legal Separation and Divorce
A deeper look into the key distinctions between legal separation and divorce, including the emotional, financial, and legal implications of both processes.

Reasons for Pursuing Legal Separation
Discussion on why some individuals opt for legal separation over divorce, such as religious beliefs, emotional readiness, insurance benefits, and potential tax implications.

The Process of Legal Separation and Divorce
Ryan walks through the steps of filing for legal separation, including the simple process of converting the separation into a divorce if both parties choose to move forward.

When to Consider Legal Separation
Practical guidance for individuals who may benefit from legal separation, including cases where there are pending financial issues, tax considerations, or a desire to maintain a marriage for personal or religious reasons.

What is Divorce at Altitude? 

Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

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DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Parental Alienation in Colorado Divorce and Custody Cases

In this episode of Divorce at Altitude, Ryan Kalamaya and Amy Goscha are joined by family law attorney Jill Coil to discuss parental alienation, a critical issue that often arises during custody disputes in divorce cases. Jill explains what parental alienation is, why it’s often misunderstood, and the difference between intentional and unintentional alienation.

Intentional alienation occurs when a parent actively tries to harm the child’s relationship with the other parent. This can include negative messaging or making the child feel guilty for spending time with the other parent. Unintentional alienation, on the other hand, involves behaviors such as guilt-driven comments or comments about how the child might miss out on things when with the other parent.

Jill highlights how accusations of alienation can sometimes be thrown around in divorce cases, and how courts respond differently depending on the specifics of the situation. She also discusses strategies for parents facing alienation accusations and those trying to prevent it, emphasizing the importance of maintaining consistency and showing up for your kids.

Guest Information

Jill Coil is a Utah and Texas licensed family law attorney and the founder of one of Utah’s largest family law firms. She’s also a motivational speaker and author of No One Dies from Divorce: How to Survive and Thrive When Your Marriage Ends.

Episode Outline

What is Parental Alienation?
Defining alienation and the behaviors involved.

Intentional vs. Unintentional Alienation
How parents can intentionally or unintentionally alienate the other parent.

How to Respond to Alienation
Protecting parenting time and building a strong relationship with your child.

The Role of Therapy and Support
Using therapy to address resistance and facilitate healthier co-parenting.

Creating Protection in Parenting Plans
How to set clear expectations and boundaries in your divorce agreement.

Dealing with Alienation Accusations
How to handle accusations and create a healthy co-parenting dynamic.

When Courts Step In
How courts address severe alienation and what steps to take to avoid it.

What is Divorce at Altitude? 

Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

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DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Trust Interests in a Colorado Divorce

In this episode of Divorce at Altitude, Ryan Kalamaya explains how trust interests are treated during a divorce in Colorado. Using the example of Eric Wolf, Ryan explores what happens when one spouse, like Eric, has a trust interest created long before the marriage, and how Colorado law handles those interests in the context of divorce proceedings.

Ryan breaks down the difference between revocable and irrevocable trusts and how these affect whether the trust interest is considered a property interest in divorce. He explains how discretionary trusts, where the trustee has control over distributions, are typically not considered property interests under Colorado law. He also touches on important considerations like separate vs. marital property, the role of financial experts in valuing trust interests, and how income from a trust may be considered for child support or maintenance.

This episode highlights the complex nature of trust interests in divorce and provides valuable information for anyone dealing with such issues. Whether you're considering divorce or already in the midst of one, understanding how trust interests are classified can have a significant impact on the division of property and financial settlements.

Episode Outline

Understanding Trust Interests in Divorce
Differentiating between revocable and irrevocable trusts.

The Role of Discretionary Trusts
How trust provisions affect whether an interest is considered property.

Separate vs. Marital Property
Evaluating the value of a trust interest during the marriage and at divorce.

Income from Trusts
How income from a trust is treated in child support and maintenance calculations.

The Court's Approach to Trust Interests
When the court considers trust interests in financial settlements.

Key Takeaways
Why legal counsel is essential when navigating trust issues in divorce.

What is Divorce at Altitude? 

Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

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DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Dependency and Neglect in Colorado Family Law

In this episode of Divorce at Altitude, Amy Goscha explains the complexities of Dependency and Neglect (DNN) cases and how they intersect with family law in Colorado. Amy breaks down what constitutes Dependency and Neglect, which can include child abuse, neglect, and abandonment. This issue often arises in family law cases such as divorce or allocation of parental responsibility, where a parent’s actions or inactions can lead to the involvement of the Department of Human Services (DHS) and, in some cases, criminal charges.

Amy covers the process and players involved in a DNN case, including the roles of parents, the DHS caseworker, the guardian ad litem (GAL), and the county attorney. She explains how these cases can become complicated when combined with ongoing divorce actions or criminal investigations. Amy also discusses the various procedures involved, including hearings and timelines, and highlights the importance of parents cooperating with DHS during these investigations.

This episode provides critical insights for parents and family law attorneys dealing with the challenges of DNN cases, offering guidance on navigating the system and ensuring the best interests of the child are prioritized.

Episode Outline

What is Dependency and Neglect (DNN)?
Definition and scenarios where a child may be considered dependent or neglected.

The Role of DHS and the Legal Process
How DHS interacts with families, the caseworker's role, and the involvement of the court.

Key Players in a DNN Case
The roles of parents, attorneys, the GAL, the DHS caseworker, and the county attorney.

The Process of a DNN Case
Steps from the petition filing to the permanency plan and periodic reviews.

How DNN Cases Impact Divorce and Family Law Matters
The intersection of DNN cases with divorce, child custody, and criminal cases.

Best Practices for Parents Navigating a DNN Case
Advice on how to cooperate with DHS, avoid pitfalls, and protect parental rights.

What is Divorce at Altitude? 

Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

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DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Economic Fault and Dissipation of Assets in a Colorado Divorce

In this episode of Divorce at Altitude, Ryan Kalamaya discusses the concept of economic fault and dissipation of assets during divorce proceedings in Colorado. Ryan explains how the court handles situations where one spouse intentionally depletes marital assets in contemplation of divorce, and how such actions can impact the division of property.

Using the example of Eric and Melanie Wolf’s divorce, Ryan clarifies the difference between marital fault and dissipation of assets. He discusses scenarios where a spouse’s actions—like transferring large sums of money or losing money in the stock market—might be considered dissipation, and how timing plays a crucial role in determining whether the court will add the dissipated funds back into the marital property division.

Ryan also provides examples of cases where dissipation was not found, such as when personal injury settlement proceeds were placed into an irrevocable trust, or when funds were used for legitimate marital purposes. He shares cases where dissipation was found, including the example of someone withdrawing funds from a joint account or spending money on excessive vacations.

This episode offers valuable insights for anyone navigating the complexities of asset division in divorce, especially when there’s suspicion of intentional financial misconduct.

Episode Outline

What Is Dissipation of Assets?
Explaining the legal definition and significance in divorce cases.

Timing of Financial Actions
Why the timing of asset depletion matters in dissipation claims.

Examples of Dissipation That Aren’t Accepted by Courts
Situations where funds were not considered dissipated, including personal injury proceeds and asset liquidations for legitimate purposes.

Successful Dissipation Claims
Cases where intentional depletion of assets, like gambling losses or improper withdrawals, were deemed dissipation.

Key Takeaways for Divorcing Parties
Strategic advice on protecting assets and navigating accusations of dissipation.

What is Divorce at Altitude? 

Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

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DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Personal Injury and Workers’ Compensation in a Colorado Divorce

 If you or your spouse receives a personal injury settlement or workers’ compensation award during a marriage, understanding how it may be treated in a Colorado divorce is essential. As this episode explains, Colorado draws an important distinction between personal injury claims and workers’ compensation benefits. While personal injury settlements tied to injuries during the marriage are generally classified as marital property, that does not automatically mean an equal division. 

Courts retain discretion to allocate funds based on fairness and the injured spouse’s future needs. Workers’ compensation benefits, on the other hand, require a more detailed analysis of what the award is intended to replace, creating a different classification outcome. Timing, structure, and purpose of the recovery all matter. Before making assumptions about what is separate or marital, it is critical to seek guidance so you can protect your financial interests and make informed decisions during divorce proceedings. 

Guest Information

Philip Goldberg is a Denver-based family law attorney with extensive experience in complex divorce litigation, trial work, and appellate practice. He is licensed in Colorado and Georgia and focuses on high-asset divorce matters, including cases involving trusts, estate planning structures, and complex financial issues.

Episode Outline

What Is a Personal Injury Claim
Understanding negligence, damages, and compensation for economic and non-economic losses.

How Colorado Classifies Personal Injury Settlements
Why Colorado uses the mechanistic approach and what that means in divorce.

Unequal Division of Injury Awards
How judges use discretion when allocating marital personal injury proceeds.

Open or Pending Injury Claims at Divorce
What happens when a claim hasn’t settled before the divorce is finalized.

Structured Settlements and Trust Planning
How irrevocable trusts and structured payouts impact marital classification.

Marital Torts and Domestic Violence Claims
When one spouse injures the other and how courts treat resulting judgments.

Workers’ Compensation vs. Personal Injury
Why Colorado analyzes workers’ comp benefits differently using the analytic approach.

What is Divorce at Altitude? 

Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

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DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Appeals in a Colorado Divorce

 If you’re feeling frustrated after a divorce or custody ruling, an appeal may sound like a second chance. But as this episode makes clear, it is a legal review, not a do-over. The Colorado Court of Appeals looks at whether the law was applied correctly, not whether the judge should have believed one witness over another. Appeals take time, require careful strategy, and can be costly, especially when parenting plans and life circumstances continue to evolve during the process. 

Understanding tools like Rule 59 and Rule 60, as well as procedural nuances such as magistrate review, can significantly impact your options. Before moving forward, it’s critical to evaluate whether there is a true legal issue to challenge. With the right guidance and realistic expectations, you can make an informed decision about whether pursuing an appeal aligns with your goals and your family’s future. 

Guest Information

Paige Mackey Murray is a Colorado appellate attorney with over 22 years of experience. She focuses on appeals in Colorado state appellate courts and assists trial counsel with issue preservation and post-trial strategy. She also serves as of counsel to Kaplan Law for family law appeals.

Episode Outline

What an Appeal Is—and What It Isn’t
Why appeals focus on legal error, not re-trying the facts.

Court of Appeals vs. Supreme Court in Colorado
Error correction vs. policy-making and why cert petitions matter.

How Long Appeals Take and What They Cost
Realistic timelines, typical expense ranges, and cost-benefit analysis.

Rule 59 vs. Rule 60 Motions After Trial
When post-trial motions help, and when they can complicate an appeal.

What Happens While an Appeal Is Pending
How changing circumstances (especially parenting) can affect outcomes.

Magistrates, Petitions for Review, and Preservation Traps
Why procedure matters and how issues can be waived.

Common Family Law Issues on Appeal
Parenting time, child support, maintenance, endangerment, and statutory standards.

Weak Appeals vs. Strong Appeals
Why credibility disputes and “bias” claims rarely succeed.

What is Divorce at Altitude? 

Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

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DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Dividing Personal Property in a Colorado Divorce

In this short Divorce at Altitude lesson, Colorado family law attorney Ryan Kalamaya explains how personal property (the “stuff” inside the home) is typically handled in a Colorado divorce—and why fighting over household items often costs more than the items are worth.

Using the podcast’s hypothetical clients Eric and Melanie Wolf, Ryan walks through the common questions that come up right after separation: What happens to the skis, the phones, the furniture, the mountain bike, and everything else in the house? The key takeaway: most divorce lawyers encourage an in-kind division whenever possible—meaning each spouse keeps comparable items rather than spending attorney time arguing over small value differences.

Ryan also highlights a reality that surprises many clients: courts and lawyers often value personal property using a “garage sale” or resale price, not what you paid new. Because most items depreciate quickly, spouses frequently overestimate what personal property is worth—and that misunderstanding can fuel unnecessary conflict.

The episode outlines practical ways couples can divide property efficiently, including using photos, lists, and spreadsheets, and waiting until the right point in the case to finalize the split. For higher-value property—like a wine collection, art, or collectibles—Ryan explains that a personal property appraiser may be needed. If spouses still can’t agree, options include property arbitrators (who oversee the move-out process) or a pick-and-choose system (sometimes even decided by a coin flip) to keep the process fair and moving forward.

Episode Outline

What Counts as Personal Property in a Colorado Divorce
Examples: furniture, electronics, sports gear, household items, collections.

Why In-Kind Division Usually Makes Sense
Avoiding expensive fights over low-value items.

How Courts Value Personal Property
Why “garage sale” value often matters more than purchase price.

Practical Tools for Dividing Property
Photos, inventories, spreadsheets, and staged agreements.

When an Appraiser Is Necessary
Wine collections, artwork, collectibles, and other higher-value items.

If You Can’t Agree: Alternative Solutions
Arbitrators, structured picking systems, and other fair tie-breakers.

What is Divorce at Altitude? 

Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

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DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

Keep the House or Sell It in a Colorado Divorce + Post-Divorce Retreats

In this episode of Divorce at Altitude, Colorado family law attorneys Ryan Kalamaya and Amy Goscha tackle one of the biggest financial and emotional decisions in divorce: Should you keep the marital home or sell it? They’re joined by Annie Allen, a certified divorce coach and RCSD realtor, to explain how housing decisions impact settlement strategy, cash flow, credit, and long-term stability especially in a competitive real estate market.

Annie shares her personal story of ending a 22-year marriage, including the “decision day” that pushed her off the fence and how she prepared for divorce with a clear plan. From there, the conversation explores what happens when people try to navigate divorce without a strong support team—and why unmanaged emotions and ego often drive up attorney fees and create costly mistakes.

On the real estate side, Annie breaks down the practical factors behind keeping the house: refinancing requirements, affordability after support, and the risk of becoming house poor. She emphasizes that in divorce, your most important asset may be your credit score, and explains why staying on a mortgage with an ex can create major financial exposure.

Guest Information

Annie Allen is a certified divorce coach, RCSD divorce real estate specialist, and host of the Starting Over Stronger podcast. She helps people make confident decisions about divorce, housing, and recovery with clear planning and practical support.

Episode Outline

Keep the House or Sell It in Divorce
Key pros/cons, equity, affordability, and emotional attachment.

Annie Allen’s Divorce Story and Why Planning Matters
How preparation reduces chaos, cost, and regret.

Why Emotions Drive Up Divorce Costs
How ego and reactivity create expensive conflict.

Refinancing and Post-Divorce Housing Reality
What lenders look for and why support income can be risky.

Credit Score Risks and Joint Mortgage Exposure
Why staying tied to an ex financially can backfire.

Privacy and Strategy When Selling During Divorce
How to avoid signaling “distress sale” to buyers.

High-Net-Worth Considerations
Identity, lifestyle, and how the home fits the bigger settlement picture.

Post-Divorce Retreats and Healing
Mind-body reset, reflection, and building a stronger next chapter.

What is Divorce at Altitude? 

Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

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DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.