Divorce at Altitude: A Podcast on Colorado Family Law

Divorce at Altitude: A Podcast on Colorado Family Law

Download on the App Store

Divorce at Altitude: A Podcast on Colorado Family Law episodes

  • Parental Decision-Making, Vaccines for Children, & Tiebreakers for School Disputes with Katharine Lum | Episode 79

    Parental Decision-Making in Colorado: Vaccines, School Choice, and Constitutional Rights

    In this episode of Divorce at Altitude, Colorado family law attorneys Ryan Kalamaya and Amy Goscha break down parental decision-making in Colorado divorce and custody cases especially when parents can’t agree on hot-button issues like vaccines, school choice, and major medical decisions. They’re joined by Denver divorce attorney Katharine Lum, who explains the legal standards courts use to allocate and modify decision making, and why constitutional arguments sometimes show up in parenting disputes.

    Katie clarifies that decision-making is not about daily parenting rules it’s about big-ticket issues like education, religion, and non-emergency medical care. The conversation walks through the best interests of the child factors, the three extra considerations specific to decision-making, and why joint decision making is the most common outcome in initial Colorado parenting plans.

    Guest Information

    Katharine Lum is a Denver family law attorney and associate at Loeffler, Cooper & Ramp. She previously clerked for Justice Gregory Hobbs of the Colorado Supreme Court and brings deep experience in Colorado domestic relations law, including constitutional issues in parenting decision-making disputes.

    Episode Outline

    What “Decision-Making” Means in Colorado
    Major decisions (school, religion, medical) vs. everyday parenting choices.

    How Colorado Courts Allocate Decision-Making
    Best-interest factors plus decision-making-specific considerations.

    Why Joint Decision-Making Is So Common
    Typical outcomes in initial parenting plans and when sole authority may apply.

    Modifying Decision-Making After Divorce
    Higher legal standard and the “endangerment/significant impairment” test.

    Understanding Endangerment in Parenting Disputes
    How courts evaluate physical health risk and emotional-development harm.

    Vaccines and Constitutional Rights: In re Marriage of Crouch
    Religious objections, vaccination disputes, and what the appellate court clarified.

    Tie-Breaking vs. Reallocating Authority
    Why the requested remedy changes the legal analysis and strategy.

    Key Takeaways for Parents
    Plan ahead, document conflict patterns, and choose the right forum for resolving deadlocks.

    What is Divorce at Altitude? 

    Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

    To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

    ************************************************************************

    DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    41 min
  • Guy Talk: Infidelity, Communication Problems, & Surf Trips with Sean Galla of Mens Group | Episode 78

    Men’s Group Support During Divorce: Help for Men Navigating Separation and Co-Parenting

    In this episode of Divorce at Altitude, Colorado divorce attorneys Ryan Kalamaya and Amy Goscha talk “guy stuff” and the reality many men face during divorce: isolation, anger, shame, and the pressure to “handle it” alone. They’re joined by Sean Galla, founder of Men’s Group, to explain how men can build real support, improve emotional resilience, and avoid destructive coping habits while moving through separation, custody disputes, and post-divorce life.

    Sean shares how his life looked perfect on the outside Mexico, surfing, business success while he struggled with loneliness, relationship stress, and having no one to talk to. That experience led him to create a men’s community designed for honest conversation, accountability, and practical tools. Ryan and Sean discuss why many men resist therapy, how men’s groups lower the barrier to getting help, and what men can expect in a structured group: guided discussions, topic-specific meetings, and long-term teams that build connection.

    The episode also covers resources men consistently recommend, including No More Mr. Nice Guy, Attached, and Ryan Holiday. If you’re a man going through divorce or supporting one this episode offers a practical path to support, stability, and healthier relationships.

    Guest Information

    Sean Galla is the founder of Men’s Group, an online men’s community offering support groups, men’s teams, and discussion forums focused on divorce recovery, relationships, boundaries, mental health, and personal development.

    Episode Outline

    Why Men Struggle During Divorce
    Isolation, identity loss, and emotional pressure during separation and custody conflict.

    Sean Galla’s Story
    From “perfect life” optics to building Men’s Group for real connection.

    Why Men Avoid Therapy
    Stigma, fear of vulnerability, and alternatives that actually work.

    How Men’s Groups Help
    Structure, accountability, and support for divorce, parenting, and relationships.

    Key Topics: Divorce, Infidelity, Anger, Depression, Addiction
    Common issues men bring into group and how support changes outcomes.

    Tools and Resources for Men
    Boundary-setting, attachment styles, stoicism, and practical communication skills.

    Takeaways for Divorce Recovery
    Build community, move your body, get support, and rebuild confidence.

    What is Divorce at Altitude? 

    Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

    To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

    ************************************************************************

    DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    37 min
  • A Behind-the-Scenes Look at the 2018 Change to Colorado's Spousal Maintenance Statute and New Law on Temporary Maintenance with Divorce Attorney Robin Beattie | Episode 77

    Spousal Maintenance (Alimony) in a Colorado Divorce

    In this episode of Divorce at Altitude, Ryan Kalamaya and Amy Goscha dive into spousal support—also called maintenance or alimony—in Colorado divorces. They’re joined by Robin Beattie, a longtime Colorado family law attorney and recognized maintenance expert, to explain how courts approach support, what the guideline formula does cover, and why maintenance is often one of the biggest “make-or-break” issues in settlement talks.

    Robin shares how she transitioned from victim advocacy to family law after being a first responder to the Columbine tragedy, and how that experience shaped her perspective on high-conflict divorce. The conversation then breaks down the evolution of Colorado’s maintenance statute, including the 2014 shift to guideline-based maintenance and the later scramble to update the formula after federal tax law eliminated the maintenance deduction for payors. Robin pulls back the curtain on how those legislative fixes came together quickly, including the goal of “sharing the pain” across income brackets.

    Guest Information

    Robin Beattie is a partner at Polidori, Franklin, Monahan & Beattie in Lakewood, Colorado. She is a former Chair of the Colorado Bar Association Family Law Section (2018) and is widely recognized for her work and expertise in spousal maintenance and Colorado family law.

    Episode Outline

    What Spousal Maintenance Is in Colorado
    Defining maintenance and why it matters in divorce outcomes.

    Robin Beattie’s Background and Path to Family Law
    From paralegal and victim advocate to Colorado family law leader.

    Why Colorado Adopted Maintenance Guidelines
    How the 2014 statute changed maintenance calculations and improved predictability.

    The Federal Tax Change That Upended Maintenance
    Why eliminating the payor deduction changed negotiations and outcomes.

    Behind-the-Scenes Legislative Fix in Colorado
    How Colorado updated the formula quickly to adjust for new tax realities.

    Temporary Maintenance vs. Permanent Maintenance
     What temporary support covers and strategic choices in early-stage cases.

    Retroactive Temporary Maintenance and New Case Law
    How recent appellate rulings can impact retroactive awards and timing.

    Key Takeaways for Negotiating Maintenance
    Practical tips for payors and recipients navigating Colorado spousal support.

    What is Divorce at Altitude? 

    Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

    To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

    ************************************************************************

    DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    39 min
  • Holiday Break | Episode 76

    What is Divorce at Altitude? 

    Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

    To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

    ************************************************************************

    DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES. 

    What is Divorce at Altitude? 

    Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

    To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

    ************************************************************************

    DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    3 min
  • How Divorce Lawyers Help with Co-Parenting, What a Typical Divorce Costs, How Much Custody do Dads Get in Colorado, and More with Shea Drefs at Custody X Change | Episode 75

    How Divorce Lawyers Can Help Co-Parenting (with Shea Drefs of CustodyXChange)

    In this episode of Divorce at Altitude, Ryan Kalamaya and Amy Goscha talk with Shea Drefs, Managing Editor at CustodyXChange, about how divorce lawyers can actually improve co-parenting outcomes. Shea breaks down CustodyXChange’s national survey of 1,000 recently divorced parents with child custody cases and shares what the data suggests about lawyers, settlements, shared parenting, costs, and case timelines.

    Ryan and Shea discuss a key takeaway: cases where both parents had attorneys were most likely to settle and most likely to result in shared/joint parenting time, challenging the stereotype that lawyers always “fuel the fight.” They also cover how income affects access to attorneys and shared parenting outcomes, plus why low-income families may face additional hurdles.

    Guest Information

    Shea Drefs is the Managing Editor at CustodyXChange, an online tool that helps co-parents create parenting schedules and plans, track child-related expenses, and organize custody logistics. Shea previously worked as a news reporter and now focuses on divorce and child custody research and reporting.

    Episode Outline

    CustodyXChange’s Survey of 1,000 Divorced Parents
    What the study measured and why it matters for co-parents.

    Do Attorneys Help or Hurt Settlement?
    Why cases with two attorneys were most likely to settle.

    Attorneys and Shared Parenting Outcomes
    How representation correlates with joint/shared custody results.

    Income, Representation, and Parenting Time
    Why low-income parents are less likely to have attorneys and shared custody.

    What Divorce Really Costs
    Median legal/process costs when both, one, or neither parent has a lawyer.

    How Long Divorces Take
    Why “one-attorney” cases tended to last the longest.

    Do Parents Get Along After Divorce?
    Survey findings on post-divorce co-parenting dynamics.

    How Kids Adjust After Divorce
    What respondents reported—and how income may influence outcomes.

    How CustodyXChange Helps Parenting Plans
    Calendars, holidays, school schedules, and precise time percentages.

    Why Visual Schedules Prevent Future Conflict
    Spotting problems (holidays, breaks, exchanges) before they happen.

    What is Divorce at Altitude? 

    Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

    To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

    ************************************************************************

    DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    52 min
  • Why Fault Matters in a Divorce with Joe Maher | Episode 74

    Fault in a No-Fault Colorado Divorce (with Joe Maher)

    In this episode of Divorce at Altitude, Ryan Kalamaya and Amy Goscha talk with family law attorney Joe Maher about “fault” in divorce—and why it still shows up in Colorado even though Colorado is a no-fault state. Joe previously practiced in Maryland, where adultery and other fault grounds can determine how a case gets to court, and he explains how that contrast shapes what clients expect when they divorce in Colorado.

    Ryan and Joe discuss why courts generally don’t want to hear about cheating unless it connects to parenting issues or money. They break down when an affair becomes relevant (introducing a new partner to kids, impacts on employment, or spending marital funds) and why judges often focus on child-centered facts rather than blame. The episode also covers domestic violence, including how it can affect decision-making, parenting time, and safety concerns, plus the often-overlooked topic of financial control as a form of abuse.

    Guest Information

    Joe Maher is a family law attorney in Colorado and a senior associate at Griffiths Law (Lone Tree). He previously practiced for eight years in Maryland and completed a trial-level judicial clerkship. Joe focuses on domestic relations matters, including parenting, financial issues, and complex conflict dynamics.

    Episode Outline

    Fault vs No-Fault Divorce
    How Maryland’s fault system differs from Colorado’s no-fault approach.

    Why “Fault” Still Comes Up in Colorado
    Clients’ need to be heard and how that affects settlement dynamics.

    Infidelity and the Kids
    When a new partner, timing, and child exposure can matter legally.

    What Judges Will Actually Consider
    Why courts avoid blame-based arguments unless tied to children or finances.

    Domestic Violence and Parenting Orders
    How DV impacts decision-making, parenting time, and safety planning.

    Financial Control as Abuse
    How money, access, and information can reflect coercive control.

    Economic Fault and Dissipation
    Spending on a paramour, gambling, large withdrawals, and “race to the bottom” behavior.

    Practical Limits and Cost-Benefit Decisions
    Why some fights aren’t worth the legal spend—and what happens when funds are gone.

    Support Resources for Clients
    Therapy, evaluations, and child-focused supports to help families move forward.

    What is Divorce at Altitude? 

    Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

    To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

    ************************************************************************

    DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    36 min
  • Dividing Qualified Retirement Plans in a Divorce | Episode 73

    Fault in a No-Fault State: When Conduct Still Matters in a Colorado Divorce

    In this episode of Divorce at Altitude, Ryan Kalamaya is joined by family law attorney Joe Maher to unpack how “fault” still shows up in Colorado divorces—even though Colorado is a no-fault state. Drawing on Joe’s experience practicing for years in Maryland, a fault-based divorce jurisdiction, the conversation explores why many clients still want their story of infidelity, betrayal, or abuse to be heard and where those issues actually matter under Colorado law.

    Ryan and Joe discuss how fault does not affect the legal grounds for divorce, but can play a meaningful role in parenting issues, domestic violence findings, decision-making authority, dissipation of marital assets, and the overall climate for settlement. The episode also addresses emotional closure, economic fault, and why courts focus less on why the marriage ended and more on protecting children and fairly dividing property.

    Guest Information

    Joe Maher is a family law attorney licensed in Colorado with prior experience practicing in Maryland. His background includes trial-level clerkship work and years of handling domestic relations matters involving children, finances, and complex interpersonal dynamics. Before law school, he worked with at-risk youth, shaping his people-centered approach to family law.

    Episode Outline

    Fault vs No-Fault Divorce Explained
    Why Colorado does not require blame to end a marriage and how this differs from other states.

    Why Clients Still Want Fault to Matter
    The emotional need to be heard and acknowledged when infidelity or misconduct occurs.

    Affairs and Parenting Issues
    When a new partner, spending habits, or child exposure can become legally relevant.

    Domestic Violence and Decision-Making
    How abuse impacts parental responsibilities, communication, and court analysis.

    Financial Control and Economic Abuse
    Why money management and control can matter even in a no-fault system.

    Dissipation of Marital Assets
    When spending, gifts, or secret withdrawals can be added back into the marital estate.

    What Judges Will—and Won’t—Hear
    Understanding court tolerance for fault-based arguments in Colorado.

    Helping Clients Move Forward
    Balancing emotional validation with practical, long-term legal strategy.

    What is Divorce at Altitude? 

    Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

    To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

    ************************************************************************

    DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    7 min
  • Joint Business Valuation Experts with Yvonne Zuber | Episode 72

    Joint Business Valuation Experts in a Colorado Divorce

    In this episode of Divorce at Altitude, Ryan Kalamaya sits down with business valuation expert Yvonne Zuber to explain how joint business valuation experts are used in Colorado divorce cases. When one spouse owns a closely held business, determining its value can be one of the most complex and emotionally charged parts of the divorce process. Ryan and Yvonne discuss why joint experts are increasingly common, how they differ from retained or “shadow” experts, and when a joint valuation may or may not be appropriate.

    The conversation walks through the valuation process from start to finish, including document requests, financial analysis, interviews, and draft reports. Yvonne shares insight into common issues such as “divorce flu,” personal expenses running through businesses, goodwill, double dipping, and marketability discounts. This episode helps listeners understand how business valuations work in divorce and why cooperation, transparency, and realistic expectations can lead to better outcomes.

    Guest Information

    Yvonne Zuber is a Colorado-based business valuation expert with extensive experience in divorce and litigation support. She works with attorneys and courts to analyze closely held businesses, professional practices, and complex financial structures, helping parties reach fair and informed outcomes.

    Episode Outline

    What a Joint Business Valuation Expert Does
    Understanding the role of a neutral expert in valuing a business during divorce.

    Joint vs. Retained and Shadow Experts
    How different expert models affect cost, cooperation, and case strategy.

    When a Joint Valuation Works Best
    Why trust, communication, and shared goals matter.

    The Business Valuation Process
    From engagement letters and document requests to interviews and analysis.

    Divorce Flu and Financial Manipulation
    How timing, income changes, and planning for divorce impact valuations.

    Goodwill and Double Dipping in Colorado
    Why Colorado law treats business income and support differently than other states.

    Draft Reports and Expert Feedback
    How comments from attorneys and shadow experts shape final opinions.

    Key Takeaways for Business Owners in Divorce
    Why staying objective can save time, money, and stress.

    What is Divorce at Altitude? 

    Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

    To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

    ************************************************************************

    DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    47 min
  • IRAs and Divorce | Episode 71

    Individual Retirement Accounts (IRAs) in a Colorado Divorce

    In this episode of Divorce at Altitude, Ryan Kalamaya breaks down how individual retirement accounts, commonly known as IRAs, are handled in a Colorado divorce. Retirement assets are often some of the most valuable marital assets, and while IRAs are generally easier to divide than 401(k)s or pensions, they still require careful attention to avoid costly mistakes.

    Ryan explains the key differences between traditional IRAs, SIMPLE IRAs, SEP IRAs, and Roth IRAs, with a focus on how taxes work and why dividing an IRA during divorce is not a taxable event if done correctly. Using the hypothetical divorce of Eric and Melanie Wolff, the episode highlights practical considerations such as rollovers, account transfers, market fluctuations, and whether accounts should be divided by percentages or fixed dollar amounts. This short lesson is designed to help listeners understand the basics so they can ask better questions and make informed decisions during the divorce process.

    Episode Outline

    What an IRA Is and Why It Matters in Divorce
    Understanding why IRAs are often easier to divide than other retirement accounts.

    Types of IRAs and Tax Treatment
    Traditional, SIMPLE, SEP, and Roth IRAs and how taxes differ between them.

    Why IRAs Do Not Require a QDRO
    How IRAs differ from qualified plans like 401(k)s and pensions.

    Dividing an IRA Without Triggering Taxes
    How proper transfers and rollovers avoid unintended tax consequences.

    Account Transfers and Rollovers
    Practical considerations when moving IRA funds between spouses.

    Market Fluctuations and Timing Issues
    Why changes in market value can affect how divisions are structured.

    Percentage Splits Versus Fixed Dollar Amounts
    Common mistakes and key decisions when dividing IRA balances.

    Key Takeaways for Colorado Divorces
    What to keep in mind before finalizing retirement divisions.

    What is Divorce at Altitude? 

    Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

    To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

    ************************************************************************

    DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    4 min
  • Melanie Wolff's Divorce Story | Episode 70

    Melanie Wolff’s Divorce Story: The Other Side of Divorce at Altitude

    In this special narrative episode of Divorce at Altitude, Ryan Kalamaya tells the other side of the Wolff divorce story Melanie Wolff’s perspective. Listeners have long connected with Eric Wolff’s experience, but this episode explores what divorce feels like through the eyes of a parent who has carried the emotional and practical weight of the family while slowly realizing her marriage is ending.

    Through Melanie’s day-to-day moments managing the kids, feeling unseen, navigating resentment, fear, and exhaustion this episode captures the quiet unraveling that often precedes divorce. Ryan weaves Melanie’s story into a broader reflection on uncertainty, parenting, finances, and the emotional shock of realizing that the future you planned no longer exists. The episode closes with a Thanksgiving reflection, reframing divorce not just as loss, but as the painful beginning of a search for a new and better life.

    Episode Outline

    Why Melanie’s Story Matters
    Exploring the often-unheard perspective behind the Wolff divorce narrative.

    Life Inside a Breaking Marriage
    Daily resentment, emotional distance, and the loneliness that builds over time.

    Parenting Under Pressure
    Carrying the mental load, managing routines, and protecting children from conflict.

    Avoidance, Alcohol, and Emotional Drift
    How disconnection and unhealthy coping deepen marital fractures.

    The Counseling Session Turning Point
    When therapy reveals what one spouse already knows.

    The Shock of Divorce Becoming Real
    Fear, anxiety, and unanswered questions about money, housing, and the future.

    Financial Uncertainty After Years of Dependence
    What happens when one spouse handled all the finances.

    Divorce During the Holidays
    Why times meant for gratitude can be the hardest moments of all.

    Thanksgiving, Rebirth, and the Search for a New Life
    Reframing divorce as a painful transition rather than a personal failure.

    Moving Forward With Fear and Determination
    Why taking action becomes essential for protecting children and building stability.

    What is Divorce at Altitude? 

    Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. 

    To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].

    ************************************************************************

    DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.

    11 min

About Divorce at Altitude: A Podcast on Colorado Family Law

From the publisher's feed

Award-winning Colorado divorce attorneys, Ryan Kalamaya and Amy Goscha, provide an approachable, insider view to divorce, parenting, relationships, and breakups. Episodes will include conversations…

More shows like Divorce at Altitude: A Podcast on Colorado Family Law

The Proverbs 31 Ministries Podcast by The Proverbs 31 Ministries Podcast

The Proverbs 31 Ministries Podcast

4,798 Listeners

20/20 by ABC News

20/20

11,880 Listeners

The Daily by The New York Times

The Daily

111,800 Listeners

Crime Junkie by Audiochuck

Crime Junkie

369,372 Listeners

The High Conflict Co-Parenting Podcast by Brook Olsen

The High Conflict Co-Parenting Podcast

7 Listeners

Hysteria by Hysteria

Hysteria

7,280 Listeners

Dateline NBC by NBC News

Dateline NBC

46,856 Listeners

The Divorce Survival Guide Podcast by Kate Anthony, CPCC

The Divorce Survival Guide Podcast

570 Listeners

The Happiness Lab with Dr. Laurie Santos by Pushkin Industries

The Happiness Lab with Dr. Laurie Santos

14,322 Listeners

The Divorce and Beyond® Podcast with Susan Guthrie, Esq. by Susan Guthrie

The Divorce and Beyond® Podcast with Susan Guthrie, Esq.

223 Listeners

How Not To Suck At Divorce by Morgan Stogsdill and Andrea Rappaport

How Not To Suck At Divorce

279 Listeners

New Heights with Jason & Travis Kelce by Wondery

New Heights with Jason & Travis Kelce

17,635 Listeners

Breaking Free from Narcissistic Abuse by Kerry McAvoy, Ph.D.

Breaking Free from Narcissistic Abuse

295 Listeners

Divorce with Sam and Leah by Sam and Leah

Divorce with Sam and Leah

60 Listeners

Perfect Prey: A Coercive Control Podcast by Dr. Christine Marie Cocchiola

Perfect Prey: A Coercive Control Podcast

126 Listeners