Buying a business? Book a call with Phil first: https://nextadvisory.nz/buying-a-business/

December is only 3 working weeks this year. The 20th falls on a Saturday. Good luck getting paid between then and February. 

Phil and Luke break down the December disaster every SME business faces: customers disappear to Pauanui, decision-making stops, and your cash flow gets crushed while bills keep coming. We cover why you need to chase money NOW, not send emails, and how to set payment deadlines before everyone checks out.

You'll still pay wages, rent, GST, PAYE, and provisional tax in January while revenue flatlines. Meanwhile, the big corporates keep taking their direct debits and the government wants their money on the 15th. We cover annual leave costs, the Christmas gift pressure, and why employees don't understand the stress business owners face. 

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