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From April 2026, Kiwisaver contributions are jumping from 3% to 3.5%. By 2032, it could be as high as 6% from you and 6% from your employer. Business owners need to start planning now.

Luke and Phil break down what's really happening: 1.4 million Kiwis (40% of members) aren't contributing anything to their own retirement, government contributions are being means-tested away, and the $130 billion pot is getting serious attention from politicians.

We can't afford to keep paying gold-plated pensions to baby boomers while younger generations get nothing. Business owners will face increasing payroll costs every year until 2032. A half percent increase annually might not sound like much, but multiply that by your entire workforce.

We cover why it should be compulsory for everyone, the temporary reduction options (that defeat the whole purpose), and why people who understand money are excited about 6% matching.

The rules are changing. Adapt or get left behind.

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