Why UnitedHealth's Criminal Investigation Is Fueling the Cash Practice Movement

In this episode, Danny, founder of PT Biz, exposes the major criminal investigation into UnitedHealth and breaks down how their alleged Medicare Advantage fraud is creating the perfect storm for the rise of cash-based healthcare. With the Department of Justice involved and billions of taxpayer dollars at stake, this could be one of the biggest health insurance scandals of our time.

More importantly, Danny explains how this chaos is a massive opportunity for providers who want to ditch the insurance system and build profitable, transparent, patient-first practices outside the traditional model.

Topics Covered

• Why UnitedHealth is being criminally investigated by the DOJ
• How Medicare Advantage "upcoding" works—and why it's fraud
• Why more people are abandoning traditional insurance plans
• The connection between high deductibles and patient behavior
• How cash-based and out-of-network clinics are thriving in the mess
• The mindset shift from sick care to proactive health investment
• Why this is the best time to start or scale a cash-based clinic
• Common fears about market saturation—and why they’re unfounded

Key Quote “People used to think I was a jackass for not taking insurance. Now they’re looking for clinics like this on purpose.” Resources & Links

• Visit PT Biz – See how we help cash-based and hybrid practices grow
• Book a Free Strategy Call – Speak with our team and get clear on your next steps
• Subscribe on YouTube – Get breakdowns, insights, and client case studies
• Read the PT Biz Book – Learn how to build your own cash-based practice

Final Thought

The system is broken—and people know it. With trust in insurance companies at an all-time low, more patients are seeking alternatives that put their health and dollars first. If you’ve ever considered going cash-based or out-of-network, there’s never been a better time to start.