Welcome to the November episode of Learn With A Lender with Joel Schaub of Guaranteed Rate!

In this episode Joel gives advice on how to stay relevant and in front of potential clients in 2021. Joel shares how he spends 20% of his annual income on different forms of advertising and how you can create your own ad budget. He points out that being genuinely involved in people’s lives will ultimately bring future business. Last, Joel talks about lending rates and how he does not expect any major changes in the following 12 to 18 months.

If you’d prefer to watch this interview, click here to view on YouTube!

Joel can be reached at [email protected] and 773.654.2049.

Transcript

D.J. Paris 0:00On this episode of Keeping it real is brought to you by Joel Schaub at guaranteed rate. As a realtor it’s important to partner with only the most trusted name in mortgage lending. Joel has 1000s of satisfied clients and gives $1,500 of his commission. Back to your buyers on every closing. He is known for his ability to close even complex deals start to finish in only 14 days to learn what 1000s of others already know. Make a note to call Joel at 773-654-2049 or email [email protected] Guaranteed Rate is an equal housing lender licensed in all 50 States Consumer Access Number 2611 And now on with the show.

Welcome to another episode of Keeping it real the largest podcast made by real estate agents and for real estate agents. My name is DJ Paris, I am your guide. And host through the show and today once again is our monthly series learn with a lender with Joel shop from guaranteed rate. Now Joel is the vice president of lending at guaranteed rate. He’s been doing loans at a high level since 2003. And it’s gotten to that level because of what he does specifically for agents, which is he gives back part of his commission to the buyer on every sales transaction. Last year alone, Joe gave back over $291,000 in closing costs to buyers who worked with him that puts drawls volume at in the top 1/10 of 1% of all lenders nationwide, out of 400,000 loan officers in the country. Joel is ranked number 137. This year to date he has closed over 400 He’s close 408 sales transactions, his highest amount ever, for just under $146 million. Now Joel is on pace to close out the year with over 500 sales transactions. It making this his greatest year in his career. If you’re looking for a loan officer, we could not more highly recommend Joel, he is the very best we’ve ever worked with Joel can be reached at rates.com. Again, [email protected]. Or you can shoot him a text message or call him directly at 773-654-2049. And for all of our listeners, we are located here in Chicago, but Joel is able to serve his clients nationwide. So even if you’re not here in the local Chicago area, and you’re looking for a great loan officer reach out to him he or somebody on his team can assist. Well, let’s say hello to the biggest Cubs fan. I know Joel, welcome once again to the show.

Joel Schaub 2:50Hey, thanks so much for having me on, DJ, and thank you for the warm introduction. But the numbers, none of that really means anything to me, I really I say it all the time. It’s fun to actually be here, give back and share some of the things that I’ve been do...