December 02, 2025

How To Build Wealth Faster Than 99% of People (In Just 3 Months)

20 minutes

Most people stay stuck in the 99%...saving a little, investing late, and letting emotions wreck returns.

In this episode, Jaspreet breaks down a 3-month plan to compound faster using TRM (Time, Return, Money), the ABB rule (Always Be Buying), and a 5-step system you can actually run.

You’ll learn when to invest (and when to wait), how to get market returns without stock-picking, and how to push for slightly better returns (13% vs. 10%) without going full-degen, plus the trade-offs of tech-heavy funds and volatility.

What You’ll Learn

TRM: why “Return” is your biggest lever now

ABB: a dead-simple way to capture market performance

How to use VTI/SPY/VO for broad exposure (examples, not advice)

When to consider QQQ/Nasdaq-100 style exposure and the volatility catch

The 5-step, 3-month sprint: foundation → system → goals → fuel → you

Timestamps

00:00 Why 99% stay stuck

01:05 TRM: Time • Return • Money

03:05 Level 1→4 returns (1%, 5%, 10%, 13% examples)

06:18 Market returns the simple way (ABB + index funds)

10:12 Doing slightly better than the market (research & shifts)

13:55 Tech tilt & Nasdaq-100: returns vs. volatility

17:30 The 5-step, 3-month plan

22:40 Income vs. growth (dividends, real estate, taxes)

26:25 Sacrifice + fuel: earning more vs. cutting back

28:40 Compounding your skill set (invest in you)

30:10 Final checklist & next steps.

Keywords: build wealth fast, 3 month wealth plan, TRM time return money, ABB always be buying, VTI vs SPY vs VO, QQQ Nasdaq 100 volatility, dividend vs growth investing, passive investing for beginners, pay off credit cards before investing, 75 15 10 rule, automate savings and investing, market briefs newsletter, how to beat the market, compound interest strategy, financial freedom plan

#investing #personalfinance #stockmarket #compoundinterest #financialfreedom #wealthbuilding #ETF #indexfunds #dividends #MarketBriefs

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By minoritymindset

176176 ratings

December 02, 2025

How To Build Wealth Faster Than 99% of People (In Just 3 Months)

20 minutes

Most people stay stuck in the 99%...saving a little, investing late, and letting emotions wreck returns.

In this episode, Jaspreet breaks down a 3-month plan to compound faster using TRM (Time, Return, Money), the ABB rule (Always Be Buying), and a 5-step system you can actually run.

What You’ll Learn

TRM: why “Return” is your biggest lever now

ABB: a dead-simple way to capture market performance

How to use VTI/SPY/VO for broad exposure (examples, not advice)

When to consider QQQ/Nasdaq-100 style exposure and the volatility catch

The 5-step, 3-month sprint: foundation → system → goals → fuel → you

Timestamps

00:00 Why 99% stay stuck

01:05 TRM: Time • Return • Money

03:05 Level 1→4 returns (1%, 5%, 10%, 13% examples)

06:18 Market returns the simple way (ABB + index funds)

10:12 Doing slightly better than the market (research & shifts)