Debt and divorce—two overwhelming topics that often go hand in hand. In this episode of Divorce Happens, Olivia sits down with Certified Divorce Financial Analyst (CDFA) and CPA, Janice Berner, to answer a crucial listener question: What do you do if you’re considering divorce but have significant debt? Janice breaks down the key steps, from understanding how debt is divided in divorce to why maintaining liquidity is essential. She also explains why paying off all debt before filing might not be the best move and shares smart financial strategies to set yourself up for stability before, during, and after divorce.

Janice also highlights the importance of running a credit report, monitoring joint accounts, and securing personal financial resources to avoid surprises down the road. Whether you’re navigating a divorce now or preparing for the future, her expert advice offers invaluable guidance on protecting yourself financially. Tune in for practical steps, essential insights, and a reminder that with the right planning, you can build a secure and hopeful financial future.

Learn more about Janice Berner, CDFA: https://www.freshstartsregistry.com/resourceguide/janice-berner