How to Money

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: boosted HSA contribution limits, making the most of the student loan pause, foibles of student loan forgiveness, Buffett’s brilliance, how much crypto you should own, how death causes us to spend more, rent-a-bank payday lenders ripping people off, trading dollars for data, what higher interest rates mean for you, fraudulent medical bills on your credit report, & better ways to use social media.

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

Best friends out!

See omnystudio.com/listener for privacy information.

There’s a right way and a wrong way to do all sorts of things. For instance we think that the right way to load toilet paper is with it dispensing over the top of course! Or, sometimes you see guys at the beach and they’re beet-red but they’ve still got their shirt off and they’re likely not wearing any sunscreen- what’re they doing?! And similar to quitting your job the right way, getting burned seems to be a lesson that many folks don’t often learn until they are older, or until after they’ve learned the lesson the hard way. But when it comes to your professional career, we want you to realize that quitting poorly can have very negative long-term ramifications. And the flip side of the coin is true as well- higher pay, more work flexibility, and better opportunities in the future await! Learn what you should be doing before you quit your job, how to ensure that you’re not leaving money on the table when you leave, and how you can best transition out of your current job.

During this episode we enjoyed a Bumblestick Nut Brown Ale by Bhramari Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1. What can I do about rapidly rising rents at my apartment building?
2. We want to house hack by finishing out a basement apartment- is this a good idea for us and should we finance the project?
3. How do I pay off my debt while also not damaging my credit score for the upcoming purchase of a home?
4. I’m getting paid to bike to work, but I have no idea what kind of bicycle I should purchase- help!
5. Should I avoid investing in single stocks even if I get a really good discount through my employee stock purchase plan?

During this episode we enjoyed a White Thai by Westbrook Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: insulating your house to save the planet and save you money, #VanLife woes and the search for happiness, why a declining GDP doesn’t necessarily mean a recession is on the way, conniving credit bureaus, pet repossessions, cryptocurrency in your 401k, crypto mortgages, merchant processing fees on the rise, a new credit card bonus we’re excited about, & Rad Power Bikes are on sale!

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

Best friends out!

See omnystudio.com/listener for privacy information.

When your home’s value increases by over $50,000 in 2021 alone- you take notice! The average homeowner has access to well over $150,000 in tappable home equity while still maintaining 20% equity in their homes. But just because you can cash out, does that mean you should? As you’ve witnessed your home equity continue to balloon, you might be tempted to do something with those newly discovered funds. You might start getting the itch to finally spend some of that ‘hard earned money’ on a boat or maybe even a lavish vacation. Or maybe you’re more of a money nerd and you just hate seeing that equity sitting there underutilized- doesn’t it just feel like a waste with those funds sitting around doing virtually nothing? Either way, you might be facing a money decision with five zeros after it, and we want to help you think about it well.

During this episode we enjoyed an Above the Threshold of Hell by Burial! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

Our guest today is Scott Keyes- founder of Scott’s Cheap Flights, a travel platform with over two million members around the world. It’s been called “the travel world’s best-kept secret” by Thrillist and received praise in The New York Times among others. But before he became our favorite expert on ways to keep vacation costs down, Scott worked for years as a journalist, with bylines in The Washington Post, The Atlantic, and plenty of other publications. And now, he’s published a book titled, “Take More Vacations”, which we’ll discuss today as well. With virtually everyone out there clamoring to take a vacation, we’re really excited to be talking about this timely topic. We discuss why we’re living in the golden age of cheap flights, how to get across the ocean for as little money as possible, change fees, and then we also discuss long travel and the changing culture of travel here in the US.

During this episode we enjoyed an Evolutions of BORIS the Crusher Caramel Macchiato by Hoppin Frog! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: we’re kicking off the HTM Newsletter with a book giveaway, why it makes sense to return to the office, desktop appraisals get the green light, HOAs barring hedge funds from buy up properties, guaranteed gargantuan returns, Instagrammable luxury fruits, egg prices on the rise, the credit card debt rebound, the rise and fall of Netflix, tax preparation software privacy issues, & skyrocketing airfares.

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

Best friends out!

See omnystudio.com/listener for privacy information.

Have you ever been to a Broadway show? It’s amazing- whether you’re drawn to the storyline, the music, the costumes- but of course the cast is pivotal. And for any major theatrical production, not only are there the performers you see on stage, but there are also countless understudies. The backup cast members who learn all the lines, and know exactly what to do in case one of the performers gets sick or can’t perform. They’re preparing for the worst. We think of prepping for a recession in a similar way. We don’t know exactly when it’s going to happen. In fact, we hope that we don’t experience one anytime soon! But when it does, you’re going to be able to weather that storm much better if you take the proper precautions ahead of time. And with more talk of a recession on the horizon, we figured now was a great time to discuss what you should be doing. We’re going to get granular on this one and give specific steps that you should take in order to be prepared whether we enter recession territory later this year, or if it takes an entire decade! Either way, you’re going to be ready.

During this episode we enjoyed an Altbairisch Dunkel by Ayinger! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - What kind of impact will settling my debt have on my credit score?

2 - My employer matches retirement contributions but I really want to pay down my debt ASAP- what should I do?

3 - Where should I invest funds for an upcoming wedding?

4 - How should I go about investing money for my newborn daughter?

5 - Do I have to actually use my credit card in order to boost my credit score?

During this episode we enjoyed a Sour Strawberry Rhubarb by Edmund’s Oast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: unavoidable inflation hitting 41 year highs, why gas prices are slow to recede, the best affordable unlimited wireless plan, whether it’s frugal or cheap to bring your own concessions, crypto psychopaths, college enrollment is down, why degrees might be for dummies, states offering free college, & the best new credit card perk for investors.

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

Best friends out!

See omnystudio.com/listener for privacy information.