How to Money

With every passing day, it seems like we’re getting closer to being able to resume our pre-pandemic lives. On a personal note, we’re really looking forward to cramming into the Benz here in Atlanta to watch some soccer. And while we’re looking for a degree of normalcy, we need to make sure that we don’t spend our way into oblivion as the economy is reopening! There’s a good chance many of us ended last year without having spent nearly as much money as we typically would have, and now we’re chomping at the bit- shopping might feel like one of the few things we can do right now. Since there is so much pent-up demand, it’ll really be easy for us to fall prey to poor spending. It’s important for us to keep that behavior in check and there are a host of alternatives for us to consider instead of making that purchase. But if we’ve decided that we have to click ‘buy’, then we have a ton of options to make sure that we’re getting the best deal possible.

During this episode we enjoyed a Citrus Wheat by Rightside Brewing- thanks to our friends over at Rightside for donating this ‘near beer’ to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

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Our guest today is LeeAnn Shattuck, who is also known as The Car Chick. LeeAnn is passionate about educating consumers about cars and empowering them to make informed decisions when purchasing, selling, and servicing automobiles. She is an automotive expert and is a self-professed “car nut” and a champion race car driver as LeeAnn began learning high-performance driving at the age of 8. She took her passion surrounding cars from NPR on the radio and as the host of the nationally syndicated show: America’s Garage, to the Speed Channel on television. LeeAnn has a wealth of knowledge and experience when it comes to cars that we’re excited to get into and share today.

During this episode we enjoyed an American IPA by Rightside Brewing- thanks to our friends over at Rightside for donating this ‘near beer’ to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make informed money moves. In this episode we cover some interesting and helpful stories like: free firewood or mulch, YOLO can be a good thing, more financial literacy, flawed ESG funds, staying away from joke cryptocurrencies, confessions of an overnight millionaire, best airports for flight deals, Amazon ads are everywhere, AI assessing auto accident damage, & getting the proper payout for a car accident claim.

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

Best friends out!

See omnystudio.com/listener for privacy information.

What does it take to win with your money and achieve your financial goals? During this episode, we make a case that the most important factor is grit. It’s not earning six figures, or knowing the exact right investment moves to make. Though both of those are important, they’re not nearly as vital as grit. As Angela Duckworth writes, “Grit is perseverance for very long-term goals”. We begin to succeed when we truly commit to the goals that we’re pursuing. Luckily the amount of grit we possess isn’t static and there are ways for us to cultivate more grit in our lives that will allow us to get ahead with our finances. Passion, practice, and other people are just a few of the really important ways that we can develop more grit and start winning with our money.

During this episode we enjoyed a Pales in Comparison by Edmund’s Oast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!

1 - I’d like to take some time off work to spend time with my new baby, but what should I be considering?

2 - Am I missing out if I can’t afford to max out my Roth IRA at the beginning of the year?

3 - Is it ok to get a HELOC on our house in order to finish out a garage for the sake of the business?

4 - How can we best maximize credit card rewards while we are building our house this summer?

5 - How do I plan for disasters without breaking the bank and becoming an all-out prepper?

During this episode we enjoyed a Baked Goods Blueberry Lemon Cobbler by Atlanta Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make informed money moves. In this episode we cover some interesting and helpful stories like: moving incentives, Illinois paying off your student loans, free unlimited data with T-Mobile, free beer and national park entry, the flood of co-branded credit cards, when will the housing market crash, Marxism and index funds, outdated wardrobes, healthcare pricing transparency, & financial scams.

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

Best friends out!

See omnystudio.com/listener for privacy information.

There are a number of confusing things in life- for some it’s deciphering the latest Christopher Nolan film, for others it might be the process of building whatever is in that flat pack box from Ikea. But what about taxes? They can also be a puzzling topic and we also tend to have some janky tax ideas in our brains. Unfortunately, those ideas are often what we base our decisions on if we don’t have a tax professional in our life. So our goal for this episode is to clear up some more common tax misconceptions out there and to make sure that we’re all making decisions based on what’s true instead of based on a video that someone made on TikTok, or what we heard a friend say.

During this episode we enjoyed a Sponch-O Villa by J Wakefield! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

Jennifer Barrett is a longtime financial journalist and she has written for publications like The New York Times, The Wall Street Journal, Money, and Newsweek. She has accomplished so much in the world of money: Jennifer has developed and hosted a popular personal finance video course on Udemy, given a TEDx talk on the importance of wealth-building, and she’s also appeared on many TV shows as well. And central to our conversation today, she also has a new book that just came out, that’s titled “Think Like a Breadwinner” which is all about empowering women who want to earn more money. This is a helpful episode for everyone out there, but especially for the working woman.

During this episode we enjoyed a Das Yummy Banana Cream Pie by Oozlefinch Beers & Blending! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: DIY pest control, credit card rewards going unredeemed, a 529 plan happy accident, when low-cost is better than free, working to keep your WFH flexibility, bikers need to beware, your car’s paint color impacts resale value, stock market bubbles, and there are travel deals to be had!

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

Best friends out!

See omnystudio.com/listener for privacy information.

Here’s a saying that we’ve all heard- don’t put all your eggs in one basket. That makes a lot of sense but does it apply to investing? Is one fund enough if you’re invested in a diversified index fund? Or maybe you’re thinking- forget index funds, what about bonds? Shouldn’t I be invested in those as well? These are all questions that we’re going to address during this episode where we discuss asset allocation and how it is that we personally invest. Everyone wants to make wise investing decisions, but in an attempt to diversify we can easily become overwhelmed with the pure quantity of different investing options that are available. For example crypto, REITs, and NFTs just to name a few. Spending some time thinking about asset allocation is smart but simplicity has its advantages. Listen in as we do a deep dive on asset allocation today to put your mind at ease and help you think through what a solid diversification strategy looks like.

During this episode we enjoyed a Haptic by Halfway Crooks Beer! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.