How to Money

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: free personal finance books from your truly, more stimulus checks, increased tax credit for kids, unemployment benefits extended, free COBRA and more health care subsidies, booking summer flights now, electric everything and affordable e-bikes, what’s up with NFTs, the rise of non-traditional “investments”, when investing in NFTs make sense for you, checking your credit report for free, and the changing landscape of credit card benefits.

And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

Best friends out!

See omnystudio.com/listener for privacy information.

Covid, the pandemic, and lockdowns have affected just about every aspect of our lives. Wearing masks, virtual schooling, and social distancing are just a few things we’ve experienced that will likely change how we fundamentally view the world. Here on our show, of course, we’re all about personal finance and so as we approach a 1 year anniversary of the covid pandemic, the big question that we’re wondering is: has covid changed how we handle our money? In what ways have we changed how we earn, spend, save, and invest. And what happened in the past 12 months that can inform our ability to be financially successful in the future? Whether you’re better off now than a year ago or if your finances are in rough shape, there are takeaways that will help us to win with our money.

During this episode we enjoyed an Abraxas by Perennial Artisan Ales. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

Best friends out!

See omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!

1 - Do I need to report rental income that I’m receiving from my daughter to the IRS?

2 - Should we stay with the insurer we know and trust or should we shop our coverage to bring down the cost?

3 - What’s the deal with secured credit cards?

4 - How should I minimize my savings in order to maximize financial aid for my college bound kids?

5 - Am I able to still contribute towards my Roth IRA for last year if I didn’t open that account until this year?

During this episode we both enjoyed a Seeing Double by Anderby Brewing. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

Best friends out!

See omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: using VaccineFinder.org to get your Covid shot, the best way to find deals at Goodwill, college enrollment falling, student loan forgiveness scams, blue collar worker shortages, making six figures without a college degree, an easy way to eliminate ads on the internet, the worst place to buy a car, earning more with bonds, expensive realtor commissions, Zestimate cash offers, and why renting is a smart move right now.

And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

Best friends out!

See omnystudio.com/listener for privacy information.

Your annual salary is not the only thing you should consider when it comes to your compensation at work- you also need to take a serious look at your other benefits. Some of them are straightforward line items on your paystub like retirement plan contributions, but others might be offered more as informal company perks like wellness classes. Hopefully you’re taking full advantage of all of those offerings. But if you’re not, realize that not utilizing those benefits to their fullest potential can be akin to leaving money on the table (and possibly even more money than you realize due to their tax advantage)! You may not be interested in every single option, but it’s at least worth doing a little digging to see what is available so that you can make the best informed decision possible when it comes to compensation.

During this episode we enjoyed a Koko Buni by Creature Comforts. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

Best friends out!

See omnystudio.com/listener for privacy information.

Patrice Washington is a number one best-selling author who has a unique philosophy about money that not only determines how she coaches others, but it shapes how she lives her own life as well. After her own personal struggles with money that culminated with bankruptcy where she lost everything, she has been able to work her way back to a place of financial well-being. She has been the personal finance expert on both Steve Harvey’s radio and television shows since 2014, and has appeared in dozens of media outlets like Dr. Oz and Fox & Friends. Patrice teaches folks how to handle their money in a disciplined manner, while simultaneously living a fulfilling life. She wants you to build up wealth, but she teaches you how to build it with peace and purpose as your foundation. We redefine wealth in this episode and talk about Patrice’s new book “Redefine Wealth for Yourself”.

During this episode we enjoyed a Wake-n-Bake by Terrapin. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

Best friends out!

See omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: protecting your tax refund with Identity Protection PINs, tax filing deadlines extended for Texas, where to donate for winter storm relief, wedding industry opportunities, what to do about rising gasoline costs, affordable solar panels, how paying off your mortgage could be a bad move, how to fix credit reporting errors, & fake Amazon reviews.

And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

Best friends out!

See omnystudio.com/listener for privacy information.

More (costs) than meets the eye! Housing is easily the largest budget item that we have here in the US, and so we’re dedicating an entire episode to the seemingly endless line of expenses that accompany owning a home. There are costs associated with purchasing, maintaining, and selling a home so we want to make sure you know what you’re getting into ahead of time. Many first-time homebuyers think that they are just swapping out a rent payment for a mortgage but it’s not that simple or straightforward. Owning a home will likely cost you more than you think so it’s important to start budgeting now, so you can purchase and maintain a home with a lot less stress later on.

During this episode we enjoyed a Derby Juice by Anderby Brewing- thanks for donating this one to the show Aunt Sal-Sal. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

Best friends out!

See omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!

1 - Should I sell some investments in order to pay off debt?

2 - I’m in the process of refinancing my car- does it ever make sense to get an extended car warranty?

3 - How should I go about ditching a store branded credit card?

4 - What do y’all think about the fact that I’d like to leave my job before I have another offer lined up?

5 - Should I become a life insurance salesman?

During this episode we both enjoyed an It’s Tiki Time! by Westbrook. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

Best friends out!

See omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: the current state of fast fashion, whether you need cell phone insurance, a cell phone coverage app to help you save, velocity banking as a mortgage payoff strategy, Ryan Lochte living paycheck to paycheck, foreclosure moratorium and mortgage forbearance extensions, a potential ebike tax credit, how minor car repairs could cost you a fortune, and Bitcoin credit cards.

And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!

Best friends out!

See omnystudio.com/listener for privacy information.