The Money Sessions

Insurance Isn’t Saving You Anymore—Now What?


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Five years ago, insurance filled your caseload. It wasn’t ideal—but it worked. You weren’t thriving, but you were surviving. You told yourself: “One day I’ll do something different.”

That day is here. And the game has changed.

In this urgent episode, Tiffany breaks down why the therapist insurance hustle is collapsing—and what you must do now if you want to protect your time, your income, and your well-being.

In this episode, Tiffany reveals:

  • Why your caseload isn’t refilling like it used to—even if you’re on every panel;

  • How tech conglomerates are taking over insurance-based referrals and squeezing out solo providers;

  • The truth about reimbursement rate cuts (some slashed by 40%)—and what it means for your future;

  • The illusion of “stability” insurance used to offer—and why it was always a trap;

  • What it really takes to build a practice rooted in freedom, sustainability, and clinical excellence.

This is not a drill. The insurance model is crumbling. You can keep trying to survive inside it—or you can make a different choice.

Email Tiffany at [email protected] with the subject line: “Emancipate.”

She’ll send you your first step toward stepping out of the system that was never built for you.

You don’t have to do it alone. You just have to decide you’re not staying stuck.

 

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The Money SessionsBy Tiffany McLain

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