There's anticipation more homeowners will change their borrowing behaviour this years.

90% of home loans were floating or fixed for less than a year in January. 

But CoreLogic forecasts borrowers will fix for longer as interest rates come down. 

Chief Property Economist, Kelvin Davidson told Francesca Rudkin it's anecdotal at this point, but believes February data will prove it's happening. 

He says there was intense competition between banks last month, for two and three-year fixed term rates. 

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