By Laura Ann Moore
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The podcast currently has 109 episodes available.
In this episode of the Mind Money Soul podcast, I’m going to be sharing 4 practical things you can do to break free from a scarcity mindset and unlock abundance.
As we say goodbye to our summer of fun and move into autumn, now is the perfect time to check-in on our money mindset. Have you caught yourself recently saying comments like “I’ll never be able to afford that” or “I won’t get that money back”? Language and thoughts like these are tell-tell signs that you have adopted a scarcity mindset. This mindset will hold you back and can lead to poor financial decisions. You might find yourself stuck in a pay check to pay check situation or missing out on amazing opportunities because you’re afraid to let go of your money. You might find yourself not investing in things like stocks, courses, and business opportunities because you’re afraid of losing money. Ironically, this mindset is the thing that holds you back from making moves that will build you wealth over time.
This is why it’s imperative that you shift to an abundance mindset, if you dream of a life full of financial freedom. With an abundance mindset, you’ll be more likely to make good financial decisions, take strategic risks, invest in your future and make long term decisions that will build real wealth. It’s important to acknowledge where your mindset is at right now, where it could be, and where it’s holding you back, so that you can take action and make massive shifts in your financial freedom. You have the power to take these small steps and you have the capability to learn. The more you learn, the more action you can take, and each day you’ll see how this domino affect will transform your confidence and wealth.
In this episode:
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
In this episode of the Mind Money Soul podcast, I’m going to be sharing how to improve your credit score.
At some point in your life you're going to need to borrow money and in order to do so you’ll need a good credit score. Working class people are often taught that borrowing money and consumer debt is bad - largely because of high-interest rates and the fact that it’s often used to purchase depreciating assets - however wealthy people are taught to use debt strategically. They leverage borrowing to grow their wealth, whether through business ventures, student loans, or real estate investments like mortgages.
If your credit score is low, there are steps you can take to improve it. However, it's important to remember that your credit score isn't everything. While a good score is important if you're planning to buy a house, other financial factors matter too. Remember, your self-worth is not your net worth… or your credit score. If your score is less than ideal, focus on improving it so that you're in a stronger position when you need to borrow in the future.
In this episode:
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
In this episode of the Mind Money Soul podcast, I’m going to be sharing the 7 important lessons that I've learnt on my journey about finances.
One of the greatest lessons I've learnt is that it's important and necessary to take risks. People sometimes say "investing is risky”, but the irony is; saving your money instead of investing is risky and it has major downsides. A lot of us are taught from a young age that saving is the safest option and most of us bring this mindset into adulthood. But the reality is, inflation is eating into the buying power of your money and you are quite literally loosing your hard earned cash. Strategic, calculated risk-taking is not about being reckless; it's about making smart investments that can help you grow your wealth over time. By doing so, you’re not just preserving your money, you’re actively working to increase its value.
Money is an incredible tool that can enable you to live the life of your dreams. It’s not just about having enough to get by, it’s about using your financial resources to create the lifestyle you desire.Tune in to discover some of the biggest eye-openers I’ve encountered on my financial journey and how you can apply them to your own life to build wealth and become financially free.
In this episode:
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
In this episode of the Mind Money Soul podcast, I’m going to be sharing the difference between having a wealthy mindset and a rich mindset.
Now, you might hear the words 'wealthy' and 'rich' and think they mean the same thing, but when it comes to mindset there is a HUGE difference. I’m going to be breaking down why you want to be adopting a wealth mindset if you want to create a life of financial freedom and happiness. The first step is identifying what wealth means to you and getting really clear on your why. If your answer is 'freedom', what does freedom mean to you? Sometimes we throw out answers that are fluffy and intangible, but we don't actually know what they mean for us. For example, when I think about my version of wealth in the short term, it means being able to travel with my business, grow my investments and afford to live in London whilst still being able to afford to explore the world. My long term idea of wealth is working less, travelling more, being able to look after my health and prioritise wellness, choose how I spend my time, live a certain level of luxury and have financial stability.
When you have a rich mindset, the focus is on money, materialistic things and numbers, but when you have a wealth mindset, the focus is on health, time, freedom and the ability to choose. Materialistic things fade; it’s ok to want them but if this is your only goal you’re not going to feel fulfilled. Money can’t buy you friendships, love, family, experiences; spending your money on things and items doesn’t last or satiate. Having the habits and rituals of a wealthy mindset will build your wealth over time and create a life financial freedom.
In this episode:
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
In this episode of the Mind Money Soul podcast, I’m going to be sharing what to do if you feel like you don't have enough money to start investing.
People say to me ALL the time: "I want to invest but I don't have enough money”. Now, this is very subjective because one persons "I don't have enough" is another persons "wow, what a lot of money!” I bet that most of you (except those of you who are budgeted down to the penny) have a little bit of money in your monthly spending allowance that you can use to invest. I guarantee that somewhere you are accidentally wasting money. When I say ‘wasting', I mean a combination of spending mindlessly, not being savvy or not paying attention, for example wasting money on subscriptions you don't use. Even if it is £20 a month, this money can make all the difference to your financial future.
Investing isn't about waiting for lots of money to invest. It's about getting started with what you already have, taking time to get to know your finances by having monthly money dates, and using this knowledge to find money to invest. Most importantly, you want to do this in a way that is judgement free. Why? Placing judgement on your finances is one of the worst things you can do - it creates shame, embarrassment and guilt. You can't shame yourself into better habits, you have to love yourself there. So, if you’ve been wasting £20 on a gym membership you're not using, don’t judge yourself! Shift your mindset and flip it into a positive. You now have £20 to invest and this is just the beginning of building wealth for your life and creating financial freedom. How exciting!
In this episode:
Why you should start investing, even if you have just £10
The impact of investing £20 over 30 years
How to identify where you are accidentally wasting money
The importance of having money dates and being judgement free
How cutting back can help us. get started with better financial habits
How to adopt an empowering mindset by making conscious choices
3 ways to make more money so you can invest
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investorf
In this episode of the Mind Money Soul podcast, I’m going to be sharing the cost of your dream life.
It might be easy to feel like your dream life is way off. Perhaps it feels overwhelming to think how you’ll actually achieve it, but it might not be as far off as you think. Humans have a tendency to over-inflate and under-inflate in the wrong places. It's similar to how we overestimate what we can do in a day, but underestimate what we can achieve in 5 years. When you apply this concept to your dream life, you’ll quickly learn how it could be just around the corner if you take the right steps to get there.
The crux of it is; saving is for the short term, but investing is for the long term and THIS is what is going to help you create your dream life. No one ever got a rich lifestyle just from saving, you HAVE to be investing. With investing, you can get to a point overtime where you've created passive income. Imagine this: your money continues to grow whilst you use some of it to live your dream life, until you’re ready to take a step back from work and you can retire and live of your investments as a full time income. Putting math and strategy behind your dream life is fail safe. You have to know what you're working towards. Why? If you aim at nothing, you're going to hit every time. Tune in to today’s episode and take part in the fun exercise to uncover how you can live your dream life. DREAM BIG!
In this episode:
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
In this episode of the Mind Money Soul podcast, I’m going to be sharing what to do if you’re scared to start investing.
I've had a lot of conversations with 'finance bros' who just talk at me, but recently I had a conversation with a guy who did a really good job at explaining crypto. Initially, I dismissed it, but the more he explained it to me and I gained an understanding, the more I was open to exploring it. It made me realise that the way I initially reacted with fear, is the way a lot of people in my community feel about investing. It's this reaction of "I'm scared, I don't understand it, I don't want to talk about it and therefore it's not for me!"
This conversation and reaction inspired me to record an episode on how to navigate fear when you're scared of investing. Knowledge is power, especially when it's put into action. You can't just mess around and hope that one day your finances will sort themselves out. It’s important to find out what fuels you in life. Why do you want money? What does wealth mean to you? What does freedom look like to you? You can use this to fuel and drive your motivation to learn. This can be your North Star to guide you to get started with investing. Learning how to work through, reduce and act upon your fear is going to help you create your dream life and actually build wealth.
In this episode:
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
In this episode of the Mind Money Soul podcast, I’m going to be sharing the 3 mindsets that you need to have to be a successful investor.
Your mindset is the foundation for everything you do in life. When it comes to building wealth, you won’t get very far without understanding, embodying and mastering the following mindsets; patience and consistency, embracing risk and adopting an abundance mindset. Patience and consistency are vital because the magic of compound interest depends on time. It’s simple, you can’t rush something that needs patience and strategy to grow. Embracing risk is crucial. No one ever got rich just from saving! Our mind is trying to protect us from the unknown and whilst it might feel like saving is providing you with financial stability, taking no risk at all can really limit building wealth and long term financial growth.
Adopting an abundance mindset quite literally has the power to transform your life. It’s about shifting your mindset to view investing as opportunity to create your dream life. People who are financially independent, build wealth and invest think about their long term goals, have mastered these 3 mindsets and put their money to work for them. So, if you want to begin thinking like an investor, become financial independent and achieve your big happy goals, tune in!
In this episode:
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
In this episode of the Mind Money Soul podcast, I’m going to be sharing my four step method to money mindset mastery.
Today’s episode is slightly different as I’m sharing a recent conversation where I was interviewed by Anita Anello, a fellow business owner, coach, successful software executive and mom dedicated to helping women enjoy more time, money and freedom. We dive into all things money mindset, your relationship with money, financial freedom and understanding your financial habits.
I’m a big believer that the way you think and feel about money will be your reality with your money. All the decisions that you make about money come from a place of emotion which we then justify with logic. We all have a money mindset (the unique beliefs and attitudes you have towards money that impact the way you earn, save and spend money) and we all have a money story (your belief system made up of individual, societal, religious, cultural and generational beliefs). These both shape the way you view money and how it works in the world. It’s important to remember that you have the power to change your money story and cultivate a positive, empowering and abundant mindset. Tune in to today’s episode for my 4 step method…
In this episode:
Resources
Connect with Anita Anello
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
In this episode of the Mind Money Soul podcast, I’m going to be sharing how you can create your dream life. We’re celebrating the 100th episode of Mind Money Soul!
In line with this milestone, I decided to go through some of my old journals from the past decade. It was wild (and emotional) to reflect on my journey and I wanted to share my 10 biggest lessons in the hope that it reminds you just how possible it is to have WHATEVER you want, even if right now it doesn’t feel achievable. I’m a big believer that no matter who you are, you can create your dream life. We were given dreams for a reason. If you have a dream and you can imagine it, then you can have it. Everything gets created twice, first in our mind and second when you put it out into the world. The version you have in your mind is important, it’s powerful and it’s possible.
If you really want something, you can change your life. If you work hard, use your willpower, practise discipline, try different things and embody that future version of yourself, one day you'll find you're living your initial dream. This is why being present is so important. Time is going to pass anyway, so why not try and create the life you want, go after your dreams and embody that version of yourself, because along the way you’re going to hopefully enjoy the journey and find that you've created a life for yourself that is bigger and better than you ever imagined.
In this episode:
Celebrating our 100th episode of Mind Money Soul
Top 10 reflections and lessons from my old journals
The power of big thinking: how to create your dream life
The world is abundant, you can have ANYTHING you dream of
Mindset, motivation and inspiration to help you achieve your dream life
Resources
Download the ULTIMATE annual money planner
Connect with me on Instagram, on LinkedIn or on TikTok
Send me an Email
Book a Money Mindset Exploration Session
Get a copy of my FREE Monthly Spending Planner Template
Get a copy of my FREE Money Date Template
Join Becoming Debt Free
Join The Feel Good Investor
The podcast currently has 109 episodes available.
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