⬇️ Check out Mortgage America's three predictions for financing in the second half of 2023:

📈 Expect two more federal rate hikes by the end of the year.

❌ Don't count on rate decreases from the Fed.

☀️ Speculation suggests rates may start to go down by summer next year due to a presidential election.

Stability is crucial for buyers, as it encourages sellers to enter the market and may lead to a slight reduction in consumer rates. 👏 To navigate these predictions, plan ahead, get pre-approved, and consult professionals.

Consider seasonality in the housing market and take advantage of potential opportunities with less competition in summer and fall. 🍂