This week Nicola and Di are back with the third episode of our monthly financial series, Over The Money Fence with Roger Montgomery. This series aims to help you take control of your finances with clarity and confidence. Roger is the Founder and Chairman of Montgomery Investment Management, has over 30 years’ investing experience and is a highly respected financial commentator featuring on various ABC programs, as well as his popular column in The Australian newspaper. He is also the author of best-selling investment guidebook Value.able.

In this conversation we chat about how to manage your money wisely at every age and every stage of your life. Roger goes through each generation from Gen Z, to Millennials, to Gen X, to Boomers and what you might need to focus on or consider when it comes to your finances for that stage of your life.

Regardless of where you’re at in life, Roger recommends having a wealthing account. Entirely separate to a savings account, this account is where you focus on building wealth. As he suggests, a great financial habit to start is to pay yourself first into this account

Roger talks about the benefits of taking some risks when you’re younger, why he thinks spending a lot of money on a wedding isn’t the best financial decision, why starting a side-hustle and being entrepreneurial is a great idea if you’ve got the drive and why paying down your mortgage first can make good financial sense. 

We also weigh up the pros and cons of investing your money in an investment property versus a private credit fund. Roger gives us solid ways of being able to make those decisions by making sense of and evaluating the true returns you’re getting on any investment you’re making. 

As always, this episode was full of so much valuable information and we’re so glad to be able to bring you these conversations with Roger where we are learning so much. We hope you are too. 

This episode is proudly supported by Montgomery Investment Management, trusted experts helping you build and protect your financial future. For further information, please contact David Buckland, Chief Executive Officer or Rhodri Taylor, Account Manager on (02) 8046 5000 or [email protected]

Find out more about Montgomery Investment Management here - https://montinvest.com

Learn more about Roger and read his articles here - https://rogermontgomery.com

Buy Roger's book Value.able here - https://rogermontgomery.com/valueable-book/

Follow Roger’s YouTube channel here  - https://www.youtube.com/user/rogerjmontgomery

Follow Roger on X here - https://x.com/rjmontgomery

Follow Roger on Facebook here - https://www.facebook.com/montgomeryroger/

Follow Roger on LinkedIn here - https://www.linkedin.com/in/rogermontgomery/

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