Property Magic Podcast

By Simon ZutshiBusiness Entrepreneurship Education Self-Improvement Investing How To Marketing Careers Management

Property Magic Podcast episodes

November 04, 2025Should You Invest In Houses Or Apartments?
Simon addresses a common question among property investors: whether it's better to buy houses or apartments?
He discusses the pros and cons of both property types, highlighting that while apartments can be appealing due to lower maintenance and costs, houses generally offer better long-term capital growth and investment potential

KEY TAKEAWAYS
While both houses and apartments have their pros and cons, houses are generally favoured for long-term capital growth due to their potential for value addition through renovations and extensions.

Apartments often come with service charges that can reduce cash flow for landlords, whereas freehold houses do not have these additional costs, making them potentially more profitable in the long run.

In the current property market, buying off-plan properties (new builds) is discouraged due to uncertain growth prospects and the risk of tying up deposit money without immediate returns.

Apartments typically have leasehold agreements, which can decrease in value as the lease term shortens. Properties with short leases can present investment opportunities if the lease is extended, allowing for better financing options.
BEST MOMENTS
"Many property investors like to buy apartments, and there's some very valid reasons for buying apartments."
"I have personally experienced much better long-term capital growth from my houses rather than my apartments."
"If I was to start again, I probably would only buy houses and not buy apartments."
"In the current property market, we're not seeing a lot of growth... why on earth would you want to buy something that you have to wait?"
VALUABLE RESOURCES
To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).
Contact and follow Simon here:
Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠
LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠
YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠
Twitter: ⁠https://twitter.com/simonzutshi⁠
Instagram: ⁠https://www.instagram.com/simonzutshi/⁠
Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.
Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠ pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.
Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.
Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.
Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.
This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/
11 min
October 28, 2025How To Influence A Property Surveyor
Simon focuses on strategies for refinancing properties and specifically the concept of momentum investing, explaining how most investors wait years for a property's value to naturally appreciate before refinancing, a slow method.
KEY TAKEAWAYS
The traditional property investment approach involves buying, waiting several years for natural value appreciation, and then refinancing. Momentum investing, in contrast, is a faster strategy where you buy below market value, add value, and refinance after about six months
You don't have to evict tenants to conduct a refurbishment. Making improvements, especially to communal areas, while tenants remain in place saves on void periods (no rental income) and other ongoing costs

If you plan to refinance quickly using momentum investing, you should avoid two, three, or five-year fixed-rate mortgages. Instead, use bridging finance or cash, as these options allow you to refinance after six months without incurring large early redemption charges
BEST MOMENTS
"What we do is we get bridging finance where there are no penalties. It's a higher interest rate but it's still cheaper than having to pay big repayment penalties."
"If you can possibly have before pictures they see what it looked like before the work was done, they see what it looked like now, that also helps them understand that you've added value to the property."
"I would highly recommend to maximise the valuation when you're doing refinances, take the time just to put a two-pager document together with the information I've shared with you."
VALUABLE RESOURCES
To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).
Contact and follow Simon here:
Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠
LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠
YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠
Twitter: ⁠https://twitter.com/simonzutshi⁠
Instagram: ⁠https://www.instagram.com/simonzutshi/⁠
Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.
Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠ pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.
Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.
Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.
Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.
This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/
14 min
October 21, 2025Turn Lead into Gold With Property Investing
Simon explores the concept of turning "lead into gold" within property investment, a metaphor for acquiring a seemingly problematic or underperforming property and transforming it into a highly profitable asset.
The "lead" is often a property being sold by a retiring or struggling landlord who sees it as a burden, possibly due to low rents, maintenance issues, or a lack of creative strategy…
KEY TAKEAWAYS
Unlike investing in physical gold, which does not provide income, property investment offers both income and capital growth over the long term, and allows for the use of borrowed money (leverage).

The phrase "turning lead into gold" refers to acquiring a property that is a problem for the existing landlord (the "lead") and using a fresh, creative strategy

Many retiring or struggling landlords are not maximising their property's potential—often by keeping rents too low, neglecting maintenance, or only using a single, restrictive strategy

The opportunity for new investors is to approach the property with a fresh pair of eyes, recognising ways to improve the standards, change the tenant type, or implement development strategies
BEST MOMENTS
"The big problem with gold is that you can hold it but it doesn't actually give you any income"
"They're probably not maximising that property, not making the most out of it. Probably the rents are not as high as they could be... because if you've got a good tenant in the property, you're inclined to keep that tenant there."
"They might have been investing for 20 years, but they might have just had one strategy and one way of using that property... That doesn't mean they know more than you."
VALUABLE RESOURCES
To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).
Contact and follow Simon here:
Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠
LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠
YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠
Twitter: ⁠https://twitter.com/simonzutshi⁠
Instagram: ⁠https://www.instagram.com/simonzutshi/⁠
Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.
Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠ pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.
Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.
Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.
Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.
This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/
11 min
October 14, 2025The Importance Of Raising Your Profile
This episode is dedicated to helping property investors overcome the common challenge of running out of their own money by using other people's money. The solution lies in raising one's personal profile, with Simon outlining three essential steps: consistently documenting your property journey on social media, actively seeking out and attending property networking events to meet potential investors, and preparing a concise, powerful elevator pitch
KEY TAKEAWAYS
The biggest challenge for most property investors is running out of their own money, which can be solved by learning how to use other people's money (OPM).

To attract OPM, people need to know about you, know what you are doing, and know that you are competent, which requires consistently documenting your property journey on social media.

When posting on social media, include sentences like: "My new property business is I help people who need to sell property quickly, and I help investors get a great return on their money" to be clear about your offering.

Investors should actively attend paid networking and training events to meet other investors who may have money but lack the time or knowledge to find deals themselves, and be ready with a clear, concise 15-20 second elevator pitch.
BEST MOMENTS
"The solution to that is start using other people's money. But for you to be able to use other people's money, people need to know about you."
"If someone is going to lend you money, first of all, they need to be aware of you. They need to know what you're doing, and also they need to know that you know what you're doing."
"I pay referrers fees. If you bring something to me and I end up buying their block of flats, I'll happily pay you a nice finders fee for your trouble."
"Think about what you're saying, write it down, script it, make sure it comes off the tongue so you can think about how you present it and use that opportunity. Remember, short and sweet is better. 15 to 20 seconds is all you need."
VALUABLE RESOURCES
To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).
Contact and follow Simon here:
Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠
LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠
YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠
Twitter: ⁠https://twitter.com/simonzutshi⁠
Instagram: ⁠https://www.instagram.com/simonzutshi/⁠
Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.
Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠ pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.
Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.
Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.
Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.
This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/
14 min
October 07, 2025Renters Rights Bills Update
Simon provides landlords with a crucial update on the upcoming Renters' Rights Bill, estimated to become law around 6th April 2026
Simon urges you to be proactive now by checking your letting agent's awareness, tightening tenant vetting processes, and securing properties to the minimum energy efficiency standards to mitigate risks in the forthcoming, more regulated, and potentially more challenging letting environment
KEY TAKEAWAYS
The Renters' Rights Bill is anticipated to become law around 6th April 2026, introducing a nationwide database where every rental property must be listed and registered with a unique property reference number to be legally rented out.

Landlords who are non-compliant face potential fines and Rent Repayment Orders, which will allow tenants (even those who have moved out) to claim back up to two years' rent if the landlord has not adhered to the new rules.

The removal of Section 21 (no-fault eviction) will mean a heavier reliance on Section 8 (for non-payment), but with court systems already under pressure, gaining possession might take longer, making stringent tenant vetting and the use of guarantors essential.

Landlords must ensure their properties meet minimum Energy Performance Certificate (EPC) standards: a C-level rating is required for new properties by 2030 and for existing tenancies by 2033, with failure to do so potentially forcing landlords to sell non-compliant properties.
BEST MOMENTS
"Most letting agents are just not aware of what's happening'"
"The biggest problem is that the courts, unfortunately, the court system, it doesn't have enough judges, the buildings are literally falling down, and it really needs some investment by the government to make sure the courts can handle all the extra work coming through."
"We have to be very careful who we're taking on as tenants. We have to be even more vigilant in the checks that we are doing."
"Ignorance, lack of knowledge is not an excuse”
VALUABLE RESOURCES
To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).
Contact and follow Simon here:
Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠
LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠
YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠
Twitter: ⁠https://twitter.com/simonzutshi⁠
Instagram: ⁠https://www.instagram.com/simonzutshi/⁠
Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.
Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠ pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.
Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.
Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.
Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.
This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/
14 min
September 30, 2025How You Should Structure Your Next Mortgage
Simon examines the essential mortgage decisions for property investors, addressing whether to fix or vary a mortgage rate, the optimal time to remortgage given current interest rate freezes, plus the strategy behind using interest-only mortgages for investment properties versus repayment mortgages for a personal home
KEY TAKEAWAYS
Many people whose fixed or discounted mortgage terms have ended are now on their lender's Standard Variable Rate (SVR), which can be very expensive (the Bank of England rate plus 3% to 5% or more).

Given the Bank of England's current freeze on rates and uncertainty about future increases to control inflation, fixing a mortgage rate now for stability—often for five years—is a recommended personal strategy, even if rates aren't as low as they were previously.

Some lenders are charging high arrangement fees (up to 7%) to lower the monthly interest rate, which can improve monthly cash flow, especially if the fee is added to the loan and the long-term property value growth is expected to offset the cost.

For investment properties, an interest-only mortgage is generally preferred, as it allows investors to pay only the interest, maintain better cash flow, and benefit from the property's capital growth over time, while repayment mortgages are typically used for a personal home.
BEST MOMENTS
"I don't think we will ever go back to that half percent base rate."
"They're lowering the interest rate we pay, but then loading the difference into the arrangement fee."
"I think if interest rates do come down over the next six months or so, more people are going to come back into the property market wanting to buy property, the demand will go up and thus people be paying more for their property purchases."
"I think being able to borrow from banks is amazing."
VALUABLE RESOURCES
To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).
Contact and follow Simon here:
Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠
LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠
YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠
Twitter: ⁠https://twitter.com/simonzutshi⁠
Instagram: ⁠https://www.instagram.com/simonzutshi/⁠
Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.
Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠ pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.
Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.
Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.
Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.
This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/
15 min
September 23, 2025Is It Possible To Buy Property Significantly Below Market Value?
Simon deep dives into the strategy of buying properties significantly below market value, sharing real-life case studies and insights from his students, and demonstrating that finding motivated sellers is key to securing profitable deals, even in a challenging market.
KEY TAKEAWAYS
Buying below market value requires a shift in mindset. You must believe that someone would sell their property for less than its market value.

The core of this strategy is finding a truly motivated seller. These are people with a problem—such as facing repossession, a difficult personal situation, or an organisational deadline

You can use a strategy called "momentum investing" to build a property portfolio without constantly needing a new deposit. This involves buying a property at a significant discount, holding it for about six months, and then remortgaging it at its full market value

Opportunities to buy below market value aren't limited to specific locations or types of sellers. Deals can be found in various locations, including expensive cities like London
BEST MOMENTS
"If you think you can, or think you can't, you're absolutely right."
"What you need to do is put yourself into the shoes of the seller and understand their circumstances, where for some people selling their property, getting the sale done quickly and getting rid of this problem property is maybe more important than maximising the revenue from the sale."
"The key is to be able to buy the property ideally at least 25% below market value."
VALUABLE RESOURCES
To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).
Contact and follow Simon here:
Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠
LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠
YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠
Twitter: ⁠https://twitter.com/simonzutshi⁠
Instagram: ⁠https://www.instagram.com/simonzutshi/⁠
Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.
Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠ pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.
Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.
Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.
Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.
This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/
12 min
September 16, 2025My WORST EVER Property Business Partner
Simon recounts a specific project where he partnered with individuals who were managing multiple developments simultaneously, leading to significant delays and financial losses.
He discusses the importance of thorough vetting of joint venture partners, clear communication, and the necessity of having written agreements outlining responsibilities, as well as highlighting the potential benefits of joint ventures when executed correctly
KEY TAKEAWAYS
It's crucial to thoroughly understand your joint venture partners, including their workload and capabilities. Overcommitting can lead to mismanagement and project delays.

Clearly define who is responsible for what in the joint venture. Having a written agreement helps prevent misunderstandings and ensures accountability.

Schedule regular check-ins to discuss project progress and address any issues. This helps keep everyone on the same page and fosters a sense of urgency.

Ensure that all parties are aware of the financial costs involved, including interest on borrowed money. This awareness can motivate partners to act more promptly and responsibly.
BEST MOMENTS
"The number one mistake I made was I didn't ask them how many projects they were doing."
"When someone doesn't feel the cost or the pain of the interest that's mounting up, they don't have the same sense of urgency."
"You've got to be able to get on really well with that person... take your time to get to know people."
"If you have an agreement in writing, it's then very clear who has or who hasn't done what they should do."
VALUABLE RESOURCES
To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).
Contact and follow Simon here:
Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠
LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠
YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠
Twitter: ⁠https://twitter.com/simonzutshi⁠
Instagram: ⁠https://www.instagram.com/simonzutshi/⁠
Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.
Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠ pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.
Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.
Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.
Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.
This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/
13 min
September 09, 2025How To JV With The Property Owner
Simon discusses the benefits of joint venturing with property owners, highlighting how investors can make significant profits without using their own money. He presents a practical example involving a mastermind student who collaborated with a landowner and a financier to develop a piece of land into specialised supported housing, potentially yielding substantial returns.
Additionally, learn about creative financing strategies, such as purchase options, which allow for quicker transactions and avoidance of stamp duty
KEY TAKEAWAYS
Joint venturing with property owners allows investors to make significant profits without using their own money, avoid stamp duty, and complete transactions much faster than traditional property purchases.

Building a strong network in the property industry is essential for success. The more connections you have, the more opportunities you can create for joint ventures and finding potential deals.

Actively seeking out abandoned or empty properties in your local area can lead to lucrative off-market deals, where there is less competition compared to properties listed for sale.

Investing in personal education and collaborating with knowledgeable partners can enhance your ability to identify and execute profitable property deals, making joint ventures more effective.
BEST MOMENTS
"You can make a lot of money investing in property using none of your own money."
"If you keep doing it, it absolutely works."
"Because you're not actually buying the property, you can do the transaction much, much quicker."
"With off market property deals, you have no competition at all."
"Grow your network, invest in yourself, educate yourself, and these opportunities are out there."
VALUABLE RESOURCES
To join Simon on some live online training about how you can use Purchase Lease Options, to do these kind of deals register here now: https://bit.ly/LOPOD
To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).
Contact and follow Simon here:
Facebook: http://www.facebook.com/OfficialSimonZutshi
LinkedIn: https://www.linkedin.com/in/simonzutshi/
YouTube: https://www.youtube.com/SimonZutshiOfficial
Twitter: https://twitter.com/simonzutshi
Instagram: https://www.instagram.com/simonzutshi/
Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.
Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.
Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.
Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.
Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.
This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
13 min
September 02, 2025The 10% You Don't Know
Simon examines the critical importance of specialised knowledge for successful property investing. He introduces the 3M method—Measure, More, and Multiply—as a framework for maximising returns in your property business. He also talks about how to take action by attending events like Property Magic Live and local Property Investor Network meetings to connect with like-minded individuals and share successful strategies, stressing that investing in oneself and leveraging the experiences of others can significantly enhance your property investment journey.
KEY TAKEAWAYS
To achieve your property investment goals, it's crucial to gain specialised knowledge. Gaps in your education can lead to costly mistakes, similar to crossing a suspension bridge with missing planks.

Investing in coaching can provide the support and accountability needed to navigate challenges in property investing. A coach can help identify blind spots and prevent critical errors.

3M Method for Success: The 3M formula consists of:

Engaging with like-minded individuals at events like Property Magic Live or local Property Investor Network meetings can help fill knowledge gaps and provide insights into successful strategies used by others.
BEST MOMENTS
"The more knowledge you have, you can plug the gaps and you're going to be less likely to make expensive mistakes."
"Maybe I should have invested in myself and got a coach because then I probably wouldn't have bought this property."
"Sometimes we're so busy doing, we don't take the time out to step back and review the results we're getting."
"When you know what's working, just do more of that before you try and invent or introduce anything else."
"It's all about growing your network of like-minded people who are doing what you want to do."
VALUABLE RESOURCES
To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20).
Contact and follow Simon here:
Facebook: http://www.facebook.com/OfficialSimonZutshi
LinkedIn: https://www.linkedin.com/in/simonzutshi/
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Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32.
Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors.
Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth.
Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book.
Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
14 min