🎧 Multifamily Investing 101 + Red Deer Market Update with Krystal Kromm Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

On today’s episode, Wayne and Gabby are joined by Red Deer investor-focused realtor Krystal Kromm to cover everything you need to know before buying multifamily real estate. They also dive into the latest Red Deer market stats and share a live breakdown of what to do when a tenant abandons their unit mid-lease. This is a packed episode with practical advice, real-life landlord experience, and valuable education for anyone looking to scale their portfolio.

🧠 What You'll Learn in This Episode

• What to do if a tenant abandons your rental unit

• Why proving “abandonment” matters legally in Alberta

• How to mitigate your losses when a tenant skips out

• Real Red Deer market stats from July 2025

• What makes multifamily investing different from single-family

• How multifamily financing works (DSCR, net worth, cap rates)

• Why down payments and closing costs are higher on commercial properties

• Key reports needed for 5+ unit purchases (ESA, inspections, appraisals)

👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & Tax help: www.finngo.com/rei Submit a question: [email protected] Get the book → The 5% Rule: A Real Estate Cash Flow Test for Canadian Investors Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors 🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers: 13267 and 13268.

🎧 What To Do When a Tenant Leaves Mid-Month Without Paying Rent Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today’s episode tackles a challenging real-world landlord situation submitted by a listener: What should you do when a tenant says they’re moving out mid-month, only pays half their rent, and wants their damage deposit back early?

Wayne and Gabby break it all down, including whether to issue a 14-day eviction notice, how to position yourself to take legal action if needed, and how to strategically (and legally) handle possession to minimize risk. This is one of the most technical and valuable episodes yet — and a must-listen for landlords managing lease endings, tenant transitions, and potential overholding scenarios.

🧠 What You'll Learn in This Episode

• How to handle partial rent and early move-out situations

• Whether or not to issue a 14-day eviction notice

• How to avoid overholding tenants and take legal steps proactively

• When and how to file with the RTDRS for unpaid rent and possession

• Why your wording matters when communicating with tenants

• Strategic (but legal) ways to encourage vacant possession

• How to avoid major risks like unpaid rent, damages, and vacancy

• When to stand firm and prioritize your business over emotions

👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] Get the 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors 🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers: 13267 and 13268.

🎧 What's The Best Way To Scale Your Real Estate Portfolio? Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today’s show is all about scaling your real estate portfolio—without the guesswork, burnout, or regret.

Wayne and Gabby answer several listener questions about scaling, refinancing, adding secondary suites, RRSPs vs. real estate returns, and whether to turn your current home into a rental. Then they go deep on what they would do if they had to start from scratch today—with no properties, no money, and only their current knowledge. Wayne reveals the one strategy he would bet on in any market, at any time.

🧠 What You'll Learn in This Episode

• Should you use RRSPs to lower taxes or keep cash accessible for deals?

• Why most Canadian properties don't make good rentals

• Pros and cons of renting out your current home after moving

• How to finance a secondary suite renovation (including CMHC loan details)

• The 5% Rule™ and why it's your key to low-risk investing

• The surprising truth about suite conversions in today’s market

• Wayne’s #1 strategy if he had to start over from scratch

• How to build a scalable, systemized real estate business that supports your life

👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & Tax help: www.finngo.com/rei Submit a question: [email protected]

📘 Get the 5% Rule™ Book The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors 🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers: 13267 and 13268

🎧 Real Estate Coaching Q&A | Avoid These Costly Mistakes as a Canadian Landlord Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today’s episode is packed with live coaching for landlords and real estate investors navigating tricky situations — from lease loopholes to utility setups and skyrocketing insurance quotes. Wayne and Gabby return from vacation and answer your questions with real talk, strategic insights, and behind-the-scenes examples of what it takes to manage a rental portfolio in Canada.

🧠 What You'll Learn in This Episode

• Whether tenants can break a lease before it starts

• How to structure utility responsibilities in rental properties

• Why rental property insurance is becoming harder to get (and how to respond)

• What to do when a tenant breaks a fixed-term lease early

• How to calculate recoverable losses after a lease is broken

• The biggest insurance mistake landlords make during conditional periods

• How to compartmentalize stress as a landlord and investor

• Real-life examples of midnight moves and how to handle them

👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] Get the 5% Rule™ book on Amazon: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors 🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers: 13267 and 13268.

🎧 The 3 Barriers to Getting Approved for a Mortgage (And How to Navigate Them) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

On today’s episode, Wayne and Gabby are joined by investor-focused mortgage broker Keaton Kirkwood to break down the three major barriers to qualifying for mortgage financing—and how to overcome them. They also discuss what to look for in a joint venture partner, reflect on trends in Edmonton's suited house market, and give insight into why some past renovations haven’t aged well. Plus, a raw conversation about strategy, risk, and predatory rent-to-own tactics that every investor needs to hear.

🧠 What You'll Learn in This Episode

• The 3 major financing barriers: income, liquidity, and lender policy

• Why buying properties separately as a couple rarely helps most investors

• The truth about self-employed income and mortgage qualification

• What money partners look for in a JV working partner

• How trust and contracts both matter in joint ventures

• The rise and fall of Edmonton’s suited house renovation boom

• Why over-renovating for “high-end tenants” is a bad idea

• How to vet your JV partners and avoid blind trust

• When lease options might become the best investing strategy

• Why real estate investing should be treated like a business, not a hobby

👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected]

Get the 5% Rule™ book on Amazon: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors

Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors 🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers: 13267 and 13268.

🎧 Celebrating 1000 Episodes of the Real Estate Investing Morning Show! Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today’s episode is a celebration of longevity, laughs, and legacy. Wayne & Gabby mark their 1000th episode with nostalgic throwbacks, sound bites from the archives, live giveaways, and tons of inside jokes with their loyal listeners. From humble beginnings as The Real Estate Investor Dad Podcast to a community-powered morning tradition, this episode is raw, real, and filled with gratitude. Tune in for playful banter, reflection, and a look at why authenticity matters more than polish.

🧠 What You'll Learn in This Episode

• The original name of the podcast back in 2019

• Who Wayne and Gabby shout out as their OG listeners

• Hilarious "This or That" games from both hosts

• Why Wayne prefers being authentic over being polished

• Thoughts on being seen as a “podcast host” vs. a real estate expert

• Gabby’s message of appreciation for the community

• How posting and podcasting helped build trust with JV partners

• The story behind a 4-year-old sound clip finally getting used

• Plans for a potential “After Dark” or late-night version of the show

• Live giveaways including coffee, coaching calls, and REI Masters mugs

👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected]

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test 📘 Order Now → https://a.co/d/49wfaJp

🤝 Thanks to Our Sponsors 🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers: 13267 and 13268

🎧 First Rental Property Nightmare | Real Estate Investing Canada Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Ever wonder what it’s really like to buy your first rental property? In this raw and relatable episode, Wayne and Gabby share the full story of their first rental property — and it was anything but smooth. From overpaying and unexpected zoning issues to nightmare tenants and legal headaches, this episode pulls back the curtain on the kind of chaos most investors don’t talk about. You’ll walk away with real lessons, a few laughs, and the reassurance that early struggles are more common than you think.

🧠 What You'll Learn in This Episode

• The emotional and financial rollercoaster of their first rental property

• How overpaying by $20K led to a series of costly surprises

• Why the suite they bought wasn’t actually legal (and what that meant)

• The painful truth about trusting the wrong contractor

• What zoning restrictions taught them about due diligence

• How bad tenant experiences helped shape their current landlord systems

• Why real estate is still worth it — even when everything goes wrong

• How these lessons became the foundation for their mentorship program

👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & Tax help: www.finngo.com/rei Submit a question: [email protected] Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors

🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers: 13267 and 13268

🎧 Should You Pay Off Debts or Invest in Real Estate? Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Is it smarter to pay off your credit cards and loans—or to invest that money into real estate? In this episode, Wayne breaks down one of the biggest debates in personal finance and investing. Drawing from real numbers, lived experience, and a listener question about debt and the Smith Maneuver, he explores how to think about risk, ROI, and long-term strategy in uncertain economic times.

🧠 What You'll Learn in This Episode

• Why paying off debt gives you guaranteed returns (and how to calculate them)

• The investment case for choosing real estate over debt elimination

• How to handle resistance from skeptical partners or family

• What to do when you're the only one who believes in your plan

• Wayne’s experience running the math on credit cards vs. real estate returns

• How confidence and conviction help you “sell” your investing vision

• Why real estate offers leveraged, compounding returns if done right

• The truth about risk tolerance—and when paying debt is the better path

👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & Tax help: www.finngo.com/rei Submit a question: [email protected]

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors 🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers: 13267 and 13268.

🎧 Should You Be a Real Estate Wholesaler? Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today’s episode was a deep dive into real estate wholesaling — what it is, who it’s for, and why it might not be the golden ticket most people think it is. Wayne and Gabby walk through the pros and cons of wholesaling as a business model, offer real-world insights from their mentorship program, and even share a wild landlord story involving a broken dryer… and a wasp nest.

If you're considering wholesaling as your entry point into real estate, this episode gives you the raw truth — no fluff, no hype, just the facts.

🧠 What You'll Learn in This Episode

• Why wholesaling is often oversold by influencers

• 5 solid reasons to not become a wholesaler

• The type of person wholesaling is perfect for

• How burnout and legal issues derail many wholesalers

• A real-life breakdown of what it takes to succeed

• The difference between being a wholesaler vs building a wholesaling business

• Why young hustlers thrive and busy parents may struggle

• The importance of education, systems, and sales skills

👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & Tax help: www.finngo.com/rei Submit a question: [email protected]

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors 🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers: 13267 and 13268.

🎧 Scaling Your Portfolio with Joint Ventures Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

What if you could build a million-dollar rental portfolio without doing it alone? In this powerful episode, Wayne & Gabby dive deep into the strategy of using joint ventures to scale your real estate investing business sustainably. They also share actionable tips to reduce vacancy between tenants and answer listener questions on seller belongings and abandoned property situations.

🧠 What You'll Learn in This Episode

• How joint ventures help overcome financing roadblocks and scale faster

• The structure of a standard 50/50 JV partnership

• What qualifies as a valuable skillset worth 50% of the profits

• How to position yourself as an expert in your immediate circle

• Steps to reduce vacancy loss between tenants

• Why mentorship adds confidence beyond free information

• How to avoid burnout and lifestyle sacrifice as you grow

• A simple plan: 1 JV partner per year for 10 years = $10K/month in retirement

• Breaking generational cycles and creating lasting legacy wealth

👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & Tax help: www.finngo.com/rei Submit a question: [email protected] Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test → Order Now

📆 Upcoming Event – REI Masters Networking BBQ & Private Lending Info Session 📅 Saturday, July 19 | ⏰ 4–8 PM 📍 Sir Wilfrid Laurier Park, Edmonton Join us for a free BBQ, lawn games, and networking with real estate investors. Hot dogs by Samuel from SPM Inc. Renovations, and Q&A with Kaelan Nelson from Calvert Home Mortgage. 🎟️ Register Now

🤝 Thanks to Our Sponsors 🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers: 13267 and 13268